USDA and FHA Pro and Con in Burton, Beaufort County, SC
In 2026, the USDA loan limit in Burton, found in Beaufort county, SC, is $336,500. Meanwhile, the FHA limit for a single-family home is $485,300.
Utilize Lendersa®'s USDA loan calculator to compare today's top USDA versus FHA rates and determine the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, helping you choose which program in best fits your particular financial situation.
2026 Loan Limits and Down Payment Requirements in Burton, Beaufort, SC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$485,300
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Burton, SC
The mission of Lendersa® is to quickly secure you the best possible USDA or FHA loan effortlessly. Choose one of three starting approaches that lead to matching lenders and applicable USDA loan programs.
A USDA home loan, also known as the USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is available exclusively in rural neighborhoods. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans require no down payment, making them more accessible.
At ANNUVA Financial we are committed to maintaining the highest standards of integrity and professionalism in our relationship with you our client. At ANNUVA Financial we endeavor to know and understand your financial situation and provide you with only the highest quality information, services, and products available to help you reach your goals.
Our story began in 2004 when CSB opened its doors in Hilton Head Island, South Carolina as southern Beaufort County’s only locally-owned bank. Our founders saw an opportunity to serve the community through a relationship-based bank, staffed by friends and neighbors to serve friends and neighbors.
181 Bluffton Road, Suite F-102, Bluffton, SC, 29910
Lends in South Carolina
The Kristoff Team has been lending locally in Hilton Head Island and Bluffton since 1989. We have worked with thousands of clients and received numerous top producer awards by lending $3 billion over our combined 50 years. Our philosophy is simply, “say what you mean, mean what you say, and do what you say you’re going to do.”
Finance. Jason has been in the mortgage industry since 2001 and founded Mortgage Lending Associates in 2003. He is an experienced and knowledgeable mortgage executive, he has personally funded over 100 million in residential loans. Outside of mortgage lending Jason enjoys running, playing basketball and spending time with his two children
