USDA and FHA Pro and Con in Burton, Beaufort County, SC

In 2026, the USDA loan limit in Burton, found in Beaufort county, SC, is $336,500. Meanwhile, the FHA limit for a single-family home is $485,300.

Utilize Lendersa®'s USDA loan calculator to compare today's top USDA versus FHA rates and determine the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, helping you choose which program in best fits your particular financial situation.

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2026 Loan Limits and Down Payment Requirements in Burton, Beaufort, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $485,300 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Burton, SC

The mission of Lendersa® is to quickly secure you the best possible USDA or FHA loan effortlessly. Choose one of three starting approaches that lead to matching lenders and applicable USDA loan programs.

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Understanding USDA Loans in SC

A USDA home loan, also known as the USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is available exclusively in rural neighborhoods. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans require no down payment, making them more accessible.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • CPM Federal Credit Union
  • 1066 E. Montague Ave, North Charleston, SC, 29405
  • CPM Federal Credit Union was formed in 1955 by employees of the Charleston Paper Mill. We started in an old construction shed and our mission back then was to make affordable loans and deliver exceptional service to the employees of the Mill and improve their financial wellbeing. Since that time CPM has grown to $520 million in assets.

  • carolina one Mortgage
  • 4024 Salt Pointe Parkway, Suite A, North Charleston, SC, 29405
  • Carolina One Mortgage offers the promise of longevity and security along with a commitment to service excellence.
    We are recognized as the industry leader in mortgage partnerships because we are experts in our business and deliver outstanding service to our customers. Carolina One Mortgage offers hundreds of loan choices to our customers.

  • Bank of South Carolina
  • 9403 Highway 78, Ladson, SC, 29456
  • Whether you're a first time homebuyer or an experienced borrower, The Bank of South Carolina's mortgage professionals can make the process clear and simple. Our knowledgeable professionals are trained to help you understand the entire loan process and select the most favorable loan product for your needs.

  • South Carolina Federal Credit Union
  • 6265 Rivers Avenue, North Charleston, SC, 29406
  • At South Carolina Federal Credit Union, we connect remarkable people with exceptional opportunities. We are passionate about exceeding expectations and providing “Life Simplified” experiences for our members, and we're are proud to be an Employer of Choice organization where people matter.

  • Universal Mortgage Consulting
  • 6650 Rivers Ave, Suite 120, Charleston, SC, 29406
  • Universal Mortgage has been in business since 2001. They specialize in all types of mortgage loans with a primary interest in hard money loans ad investment loans. The main number is 843 576 1859. Mike Kinard the owners direct line is 843 576 5448. Mike has been a mortgage originator since 1991 and a top producer in the industry.

  • First Bank of Coastal Georgia
  • 250 West Bacon Street, Pembroke, GA, 31321
  • First Bank of Coastal Georgia is a full-service bank. The Bank provides savings account, debit and credit cards, loans, insurance, mobile banking, and other related products and services. First Bank of Coastal Georgia serves customers in the United States. We’re here to help with everything from opening new accounts to training you.

  • REV Federal Credit Union
  • 200 Marymeade Dr, Summerville, SC, 29483
  • At REV, we’re passionate about being an active partner that works with local businesses, organizations and associations to build healthy communities. Through a digital first strategy and enhanced commitment to our members, we’re redefining what banking means. As a full-service financial institution, we offer competitive loan rates.

  • Homefront Mortgages, Inc.
  • 202 E. 2nd North St, Suite 1-A, Summerville, SC, 29483
  • Homefront Mortgages, Inc. offers the very best mortgage tools available on the Internet - easy, convenient, on-line shopping for the best loan programs and most current rates available, together with the assistance of an experienced, "live" loan officer to guide you through the often difficult and confusing process.

  • First Reliance Bank
  • 900 Johnnie Dodds Blvd, Suite 105, Mount Pleasant, SC, 29464
  • At First Reliance Bank, our purpose is to make the lives of our customers BETTER. And it has become a reality. We consistently deliver a level of service that is far superior to other Banks. Since we founded the Bank, a lot of things have changed, both good and bad. But through it all, we’ve clung to our seven values.

  • Keli McClarty Mortgage
  • 159 Civitas Street, Suite 212, Mount Pleasant, SC, 29464
  • We offer the best mortgage tools available on the Internet easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

  • Moultrie Mortgage LLC
  • 1156 Bowman Road, Unit 200, Mount Pleasant, SC, 29464
  • Fred Graham, President at Moultrie Mortgage.After almost two decades on Wall Street, this native North Carolinian was thrilled to return to his Southern roots, close to family & friends,to become an entrepreneur.Fred's experience as a credit analyst,interest rate forecaster & asset manager,covering a wide range of sectors including consumer finance