USDA Vs. FHA Pro and Con comparison in Blythewood, Richland County, SC

In 2025, the USDA loan limit for Blythewood, situated in Richland county, SC, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to contrast today's best USDA and FHA rates. It determines the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA plans to help choose the best option for your specific financial situation in .

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2025 Loan Limits and Downpayment Requirements in Blythewood, Richland, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Blythewood, SC

The mission of Lendersa® is to efficiently get you the best USDA or FHA loan, free of hassle. Choose one of three starting points to align with lenders and explore USDA loan programs.

Visual of Lendersa USDA loan request and matching results

Understanding USDA Loans in SC

A USDA home loan, sometimes referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and only available in rural neighborhoods. In contrast to FHA loans requiring a 3.5% minimum down payment, USDA loans demand none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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