USDA and FHA Pro and Con in Dentsville, Richland County, SC

In 2025, the USDA loan limit for Dentsville, located in Richland, SC, is set at $336,500, while the FHA limit is $472,030 for a single-family home.

Utilize the Lendersa® USDA loan calculator to assess and compare today's optimal USDA and FHA rates. Determine the income, credit, reserves, and necessary documents for eligibility. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping decide which program in Alabama best suits your financial situation.

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2025 Loan Limits and Downpayment Requirements in Dentsville, Richland County, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Dentsville, SC

Lendersa® is committed to securing the best possible USDA or FHA loan swiftly and without hassle. Choose one of three starting options to connect with the right lenders and USDA loan programs.

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Understanding the USDA Loan in SC

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture. Available only in rural areas, these loans do not require a down payment, unlike FHA loans, which need a minimum of 3.5% down.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Forward Mortgage Group
  • 225 Union Blvd, Suite 350, Lakewood, CO, 80228
  • The Forward Mortgage Group, our clients are our core. When Ryan Hillard founded The Forward Mortgage Group, he didn’t just want to connect buyers with their perfect mortgage. He wanted to empower and educate every person who walked through our doors. He founded our firm on the principles of caring for people as individuals.
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  • Owning a home is the single largest investment most people will ever make, so we understand the importance of structuring your financing to yield the lowest possible cost of ownership. Since 1999 we've been committed to providing our customers the right loan product, low interest rates, and a smooth loan process.
  • Express Lane Mortgage: Tom Veitch
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  • At Express Lane Mortgage, we believe the home-buying process should be as stress-free as possible. From the painless online application, to the compassionate, expert advice, to the day we attend your closing with you, we communicate with you and your agent every step of the way
  • Cognitive Options Group
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  • Cognitive Options Group, we know that mortgage originating and servicing leaders are faced with an altered landscape in today's regulatory environment. We can help you efficiently traverse that terrain while you enjoy the confidence of partnering with an S&P-approved third party due diligence provider.
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  • Service First Financial LLC
  • 3098 Majestic View Drive, Timnath, CO, 80547
  • At Service First Financial, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism.
  • First Education Federal Credit Union
  • 120 West Carlson Street, Cheyenne, WY, 82009
  • First Education Federal Credit Union has been open since 1947. It's the 11th largest credit union in Wyoming with assets totaling $81.99 Million and providing banking services to more than 6, 000 members as of March 2022. The credit union is a community-based financial institution. People living, working
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  • Guild Mortgage Company
  • 7124 Commons Drive, Unit 3, Cheyenne, WY, 82009
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