USDA Vs. FHA Pro and Con comparison in Forest-Acres, Richland County, SC
For 2025, the USDA loan limit in Forest-Acres, situated in Richland county, SC, is $285,000, whereas the FHA loan limit for a single-family home is $356,362.
Leverage the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA top rates. Determine the income, credit score, reserves, and documentation needed for eligibility. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the most appropriate program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Forest-Acres, Richland, SC
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Forest-Acres, SC
Lendersa® is dedicated to securing you the best possible USDA or FHA loan with speed and ease. Choose one of three initial steps to be matched with lenders offering USDA loan programs.
The USDA home loan, also referred to as the USDA rural development loan or USDA mortgage, is government-backed through the Department of Agriculture, available only in rural areas. In contrast to FHA loans requiring a 3.5% down payment, USDA loans require no down payment, streamlining accessibility for eligible applicants.
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