USDA Vs. FHA Pro and Con comparison in Columbia, Richland County, SC
In the year 2025, the USDA loan limit for Columbia, in the county of Richland, SC, is set at $336,500. Conversely, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today, determining the necessary income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the ideal program for your financial situation in Alabama.
2025 Loan Limits and Down Payment Requirements in Columbia, Richland, SC
Loan Type
Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Loan Options for USDA and FHA in Columbia, SC
Lendersa® is committed to securing you the most suitable USDA or FHA loan quickly and without the fuss. Choose from three starting strategies that connect you with matching lenders and USDA loan programs.
A USDA home loan is a mortgage guaranteed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, suited for rural neighborhoods exclusively. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage demands no down payment, offering distinct advantages for eligible individuals.
25200 Telegraph Rd, Suite 350, Southfield, MI, 48033
We believe in small businesses and the people who grow them.
In fact, our mission at Credibly is to be the best small business lender. To make that happen, we leverage cutting-edge data science, technology, partner relations, and customer support to provide business owners with faster access to right-sized capital solutions.
26711 Northwestern Highway, Suite 200, Southfield, MI, 48033
We obtain our clients information from a referred based system we have in place with real estate agents & brokers across the nation.From having a client’s information, we assist with any purchase or refinance need.Our exclusive service allows us to have a more intimate understanding of how we can help client make a stressful process a positive one.
333 Route 46 W, Suite 201, Mountain Lakes, NJ, 7046
At BetterWay Mortgage Company, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism,
Lewis Commercial Services llc dba Michael Lewis Group
P.O. Box 1068, DINGMANS FERRY, PA, 18328
The Michael Lewis Group has long relationships with a great many life companies, CMBS platforms, hedge funds, pension funds, hard money lenders, private money lenders, equity investors, ultra-high-net-worth individuals, construction loan lenders including infrastructure financing, middle market advisory services via affiliated merchant banks and in
New Community Federal Credit Union was founded with the specific mission of serving low- to moderate-income and minority communities beyond the reach of banks and mainstream credit unions. NCFCU provides banking services to the New Community network. Employees, businesses & vendors, funders, program participants, & residents are encouraged to join.
Fort Funding Corp. is committed to helping home and investment property owners find the perfect mortgage at the lowest rates.With five offices throughout NY & NJ & an established network of hundreds of banks and lenders from all over the country, Fort Funding Corp. is one of the most trusted Mortgage Companies in the tri-state area today.
Warren Municipal FCU, you’re not just a customer but part-owner of your credit union. Member assets are pooled to provide loans and other financial services to fellow members.
Credit unions are not-for-profit, which means that instead of dividends going to shareholders, the profits are put back into the credit union
The Messiah Baptist Church Federal Credit Union, MBCFCU, was founded in 1973. With our low-income designation we qualify for additional funding and programs to extend services to those undeserved among traditional banking institutions. We believe all should have access to capital and the resources to build a secure financial future.
At LOC Credit Union, we’re ready for you.
No matter where you are in life, we’re dedicated to taking you further.
That first savings account where every dollar matters. That vehicle for which costs and need can conflict. That home that can be the foundation for life or a burden. Those dreams you’ve always had.
