USDA Loan Vs. FHA loan for Woodfield, SC [Richland County Rates 2023]

In 2025, USDA loan limit in Woodfield, county of Richland, SC is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Woodfield, SC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in South Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 280-8280 462 miles Lender's profile and map Reviews United Fidelity Bank 18 N.W. Fourth Street, Evansville, IN, 47708 United Bank Downtown Banking CenterSince 1914, United Bank has been dedicated to building long term relationships with our customers. Our mission is to be the premier community banking institution providing financial services for our market, by surpassing customer's expectations and fulfilling community needs in a manner that enhances value.
(812) 464-1425 462 miles Lender's profile and map Reviews Old National Bank 1 Main St, Evansville, IN, 47708 Old National Bancorp is the largest financial services holding company headquartered in Indiana. With $24.0 billion in assets, we rank among the top 100 banking companies in the United States. Since our founding in Evansville, Ind., in 1834, we have focused on community banking by building long-term highly valued partnerships with our clients.
(724) 599-4338 463 miles Lender's profile and map Reviews Indiana First Savings Bank 935 Philadelphia Street, Indiana, PA, 15701 InFirst Bank has a served the financial needs for local communities as an independent bank for 100 years. We have proudly remained headquartered in downtown Indiana since we opened in 1922. Originally chartered as a mutual institution, InFirst Bank was initially known as Indiana County Building & Loan Association.
(724) 464-2265 463 miles Lender's profile and map Reviews Marion Center Bank 1271 Indian Springs Rd., Indiana, PA, 15701 Marion Center National Bank opened its doors during the summer of 1905. These one hundred plus years have seen many landmark events. When President Roosevelt ordered all banks to close on March 4, 1933 for the “Bank Holiday, ” MCNB pulled its door blind down half way and continued to operate.
(800) 711-2265 463 miles Lender's profile and map Reviews First Commonwealth Bank 601 Philadelphia St, Indiana, PA, 15701 We know why we’re here: to put you first. We do it by building long-term relationships with our customers and our employees. By reaching out to the communities we live and work in. By listening and helping to find the best solutions to get you to your financial goals. Our success is built on creating an authentic community banking experience
(724) 464-2274 463 miles Lender's profile and map Reviews American Dream Mortgage, Inc. 164 Philadelphia St, Indiana, PA, 15701 Our mission is to be of service to others. We are committed to providing superior customer service to those that support our business, to continue to educate ourselves and share our knowledge with others & to build & maintain long lasting relationships.We are 100% owned & licensed to do business in PA and offer: USDA, FHA & conventional loans, VA.
(812) 425-5152 463 miles Lender's profile and map Reviews Diamond Valley Federal Credit Union 840 East Diamond Avenue, Evansville, IN, 47711 Diamond Valley Federal Credit Union is a full-service financial institution and deposits are insured by the NCUA up to $250,000. Our members own Diamond Valley Federal Credit Union so we have no outside stockholders and our Board of Directors are volunteers. Diamond Valley is not-for-profit so we can return profit back to the members
(812) 475-0500 463 miles Lender's profile and map Reviews Heritage United Mortgage Services 1420 N Weinbach Ave, Evansville, IN, 47711 We are a family owned mortgage lender dedicated to making the home loan process simple and fast. Dan Phillips has been in the mortgage industry for the past 30 years and strives to offer excellent service, low competitive rates and mortgage loan programs that meets your specific need.
(270) 965-3188 463 miles Lender's profile and map Reviews The Peoples Bank 116 South Main Street, Marion, KY, 42064 The Peoples Bank was founded in 1946 in Marion, KY. We currently have two locations in Marion and a full service Sales Center in Glasgow, KY that opened in 2010. We have 20 employees totaling over 150 years of banking experience. We are a small community bank offering all the products.
(270) 965-3106 463 miles Lender's profile and map Reviews Farmers Bank & Trust Co 201 S Main St, Marion, KY, 42064 At Farmers Bank & Trust, we want to change your ideas about what a bank can do for you. For us, doing the right thing is the only thing. Because for us, your story becomes our story. Whatever life throws at you, we’ll be right here when and where you need us—whether it’s on the same corner that we were founded on in 1899.
(410) 457-4870 463 miles Lender's profile and map Reviews Blevins Home Mortgage 2114 Swartz Rd, Darlington, MD, 21034 Blevins Home Mortgage. We are a full service mortgage company based in Darlington, Maryland. We service all of Maryland and specialize in FHA Loans, VA Loans, USDA Loans, Conventional Loans and Renovations Loans. Whether you are buying a home or refinancing, Blevins Home Mortgage has got you covered.
(717) 767-5551 464 miles Lender's profile and map Reviews First Capital Federal Credit Union 1601 Kenneth Road, York, PA, 17408 This credit union was originally established as the S. Morgan Smith Credit Union and incorporated under the laws of the Commonwealth of Pennsylvania on December 23, 1954. It became known as the Allis Chalmers Credit Union upon that company's acquisition of the S. Morgan Smith Company on April 1, 1959.