For 2026, the USDA loan limit in Woodfield, within Richland county, SC is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize Lendersa®'s USDA loan calculator to compare today's best USDA vs. FHA rates. Determine the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can check USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The objective at Lendersa® is to quickly secure you the best USDA or FHA loan without hassle. Start with one of three options that connect you with suitable lenders and USDA loan programs.
The USDA home loan, also called the USDA rural development loan or USDA mortgage, is supported by the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans demand no down payment, enhancing their accessibility.
Enter your location to find out if it qualifies for USDA rural housing loan?
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