USDA Loan Vs. FHA loan pro & con Woodfield, Richland County, SC

For 2025, the USDA loan limit in Woodfield, within Richland county, SC is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize Lendersa®'s USDA loan calculator to compare today's best USDA vs. FHA rates. Determine the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can check USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in suits your financial needs best.

USDA and FHA Loan Choices in Woodfield, SC

The objective at Lendersa® is to quickly secure you the best USDA or FHA loan without hassle. Start with one of three options that connect you with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in SC?

The USDA home loan, also called the USDA rural development loan or USDA mortgage, is supported by the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans demand no down payment, enhancing their accessibility.

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(781) 961-2417 Lender's profile and map Reviews RAH Federal Credit Union 45 Diauto Drive, Randolph, MA, 02368 The RAH Federal Credit Union's mission is to provide personal attention along with competitive pricing on all our products and services. We meet our members' financial needs by building personal relationships through communication and technology. This is our commitment to all current and future members.
(781) 389-4060 Lender's profile and map Reviews Mortgage Resources 175 Highland Ave, Suite 303, Needham Heights, MA, 02494 Our goal is to offer you great friendly and professional service. Rates and fees will be reasonable, fair and affordable. As mortgage brokers, Mortgage Resources works with many lenders and investors. With literally hundreds of different and unique programs to choose from, our mortgage specialists
(781) 455-6500 Lender's profile and map Reviews Direct Federal Credit Union 50 Cabot St, Needham Heights, MA, 02494 Direct Federal is a community chartered credit union. This means that ANYONE who lives, works (or regularly conducts business in), worships, or attends school in Norfolk or Middlesex Counties, Massachusetts; or, has an immediate family member that lives, works (or regularly conducts business in), worships, or attends school in Norfolk
(617) 951-2600 Lender's profile and map Reviews Fantini & Gorga LLC 197 First Avenue, Needham Heights, MA, 02494 Fantini & Gorga delivers creative, cost-efficient real estate financing to its borrower clients who include investors, developers, and corporations. Our access to capital is unsurpassed, founded on long-nurtured relationships and powerful transaction volume. Following over 300 capital sources in a uniquely disciplined.
(617) 928-1900 Lender's profile and map Reviews Atlas Mortgage 220 Reservoir Street, Suite 4, Needham Heights, MA, 02494 We are a private lender to investors in the real estate community. We specialize in working with fix and flip rehabbers and builders of new construction. What makes us unique is we are builders ourselves so we know the business and can work quickly to close a loan for a good investor!
(479) 321-3355 Lender's profile and map Reviews Bank of Little Rock Mortgage 500 SE Walton Blvd, Suite 18, Bentonville, AR, 72712 Bank of Little Rock Mortgage is a leading mortgage lender founded and headquartered in Arkansas. We originate residential home loans such as FHA, VA, Conventional, Rural Development and bond loans. We have several branches located throughout Arkansas, Alabama, Missouri. Florida and Utah.
(479) 250-4485 Lender's profile and map Reviews Hero Mortgage, LLC 609 SW 8th Street, Suite 600, Bentonville, AR, 72712 Hero Mortgage, LLC you’re buying, selling, refinancing or building your dream home, you have a lot riding on your Loan Officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who can give you quick and accurate financial advice.
(479) 279-3037 Lender's profile and map Reviews New Season Mortgage, LLC 900 SE 5th Street, Suite 22, Bentonville, AR, 72712 New Season Mortgage is a wholesale mortgage company. This simply means that we have more options to offer you. It allows you to shop for the best loan within your budget from one convenient place. No application fee. No Processing fee. The lowest interest rates in the industry.We’re local but offer a completely digital, streamlined experience.
(608) 266-4952 Lender's profile and map Reviews Madison Fire Department Credit Union 1437 Monroe Street, Madison, WI, 53711 The MADISON FIRE DEPARTMENT CREDIT UNION is committed to providing its members sound and dependable financial service, an environment where members can interact with mutual trust, respect and dignity by creating a sense of pride and ownership. The credit union will provide loans in a prudent, sound and discreet manner in accordance.
(608) 278-2801 Lender's profile and map Reviews The Park Bank 2401 South Park Street, Madison, WI, 53713 At Park Bank we believe drive and ambition come from the heart. That achievement means different things to each of us. And there’s no one way to what’s next. We find purpose in making each unique vision a reality. Whether you’re seeking a savings account or mortgage, striving for financial independence or prosperity
(608) 274-9828 Lender's profile and map Reviews WEA Credit Union 33 Nob Hill Road, Madison, WI, 53713 Wisconsin Education Association Credit Union was established by WEAC in 1931 as a member cooperative that would offer a wide range of financial services to the teachers of Wisconsin. The credit union would provide them with a safe place to deposit their savings and obtain reasonably priced loans.
(608) 271-5301 Lender's profile and map Reviews Members First Credit Union WI 3401 West Beltline Highway, Madison, WI, 53713 Members First Credit Union originally organized as the Sub-Zero Credit Union in May of 1954 with 13 employees as members. The credit union became chartered in 1955 with the following board members. Don Lien as President, Jack True as Vice-President, Gerald Ring as Secretary, Richard Hurd as Treasurer and William Jerisha as Director.