USDA Vs. FHA Pro and Con comparison in Chesnee, Spartanburg County, SC

In 2025, the USDA loan limit in Chesnee, county of Spartanburg, SC, is $336,500, while the FHA limit for a single-family home is $472,030.

Using Lendersa® USDA loan calculator, compare today's USDA vs. FHA rates, and evaluate the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program for your financial needs in Alabama.

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2025 Loan Limits and Downpayment Requirements in Chesnee, Spartanburg, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Chesnee, SC

Lendersa® aims to provide you with the best USDA or FHA loan quickly and effortlessly. Start from one of three paths that connect you with matching lenders and USDA loan programs.

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What Defines a USDA Loan in SC?

A USDA home loan is backed by the Department of Agriculture and is known as a USDA rural development loan or USDA mortgage. These loans are solely available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgages necessitate no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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