USDA Loan Vs. FHA loan for Chesnee, SC [Spartanburg County ]

In 2025, the USDA loan limit in Chesnee, county of Spartanburg, SC, is $336,500, while the FHA limit for a single-family home is $472,030.

Using Lendersa® USDA loan calculator, compare today's USDA vs. FHA rates, and evaluate the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program for your financial needs in Alabama.

Discover USDA and FHA Loan Options in Chesnee, SC

Lendersa® aims to provide you with the best USDA or FHA loan quickly and effortlessly. Start from one of three paths that connect you with matching lenders and USDA loan programs.

What Defines a USDA Loan in SC?

A USDA home loan is backed by the Department of Agriculture and is known as a USDA rural development loan or USDA mortgage. These loans are solely available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgages necessitate no down payment at all.

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(918) 274-0044 Lender's profile and map Reviews Liberty Realty Capital 1611 South Utica, Suite 102, Tulsa, OK, 74104 Liberty Realty Capital is a private money lender offering funding across these areas: Tulsa, Oklahoma City, Fayetteville, Edmond, Broken Arrow, Bentonville, Fort Smith, Sand Springs, Norman, Little Rock, Stillwater, Dallas, Claremore, Enid, Austin, Waco, Joplin, Wichita, Wichita Falls. They provide lending solutions for many different scenarios
(888) 496-7009 Lender's profile and map Reviews MSA Mortgage, LLC 18 Mad River Green, Waitsfield, VT, 05673 The MSA Mortgage Team is committed to providing clients with high quality experience combined with low mortgage rates. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage bankers can help make your dreams come true.
(800) 335-7662 Lender's profile and map Reviews Dowell Federal Credit Union 5319 S Lewis Avenue, Suite 111, Tulsa, OK, 74105 When you become a DFCU member, you become an owner of the credit union and your money begins working for you. Our experienced staff works closely with our Board of Directors to watch the financial market and make careful decision about how to best strengthen our member's financial futures.
(918) 749-2274 Lender's profile and map Reviews Mortgage Clearing Corporation 5612 South Lewis Avenue, Tulsa, OK, 74105 "We are a privately owned full service mortgage origination and servicing company that is dedicated to customer service. Mortgage Clearing’s employees are dedicated professionals that pride themselves in the quality customer service and support that we have become known for. Our customers tell us they are impressed with our knowledgeable"
(918) 664-6000 Lender's profile and map Reviews Oklahoma Central Credit Union 4956 S Peoria Ave, Tulsa, OK, 74105 At Oklahoma Central, you'll find the same wide range of banking choices you'd expect from any financial institution and a commitment to our community that you’d expect from your neighbors. The Mission of Oklahoma Central Credit Union is to make a difference in the lives of our employees, members and the communities we serve.
(508) 275-9212 Lender's profile and map Reviews Nauset Mortgage 23 Brewster Cross Rd, Orleans, MA, 02653 Nauset Mortgage LLC was founded in 2004 by Pablo Parada Pentz. Our mission at Nauset Mortgage LLC is to take an educated approach to mortgage financing. We do this by partnering with our clients and seeing them reach their financial goals, as they relate to mortgage lending, by utilizing a broad spectrum of property based lending programs.
(903) 581-1900 Lender's profile and map Reviews Citizens 1st Bank 2001 East South East Loop 323, Tyler, TX, 75701 Citizens 1st Bank was chartered in Rusk on April 6, 1920. During the past 90+ years, the bank has had only three presidents - B. B. Perkins, E. R. Gregg, and the current President, James I. Perkins. Our current President has served since 1971 providing stability and leadership for the bank.
(903) 592-8012 Lender's profile and map Reviews Tyler City Employees Credit Union 3711 Frankston Highway, Tyler, TX, 75701 Tyler City Employees' Credit Union is a full-service, not-for-profit cooperative financial institution that began in August of 1953. It was formed for the purpose of encouraging savings by offering a good rate of return, using collective moneys to make loans at competitive, low rates and providing other useful financial resources
(903) 561-2603 Lender's profile and map Reviews Cooperative Teachers Credit Union 1424 WSW Loop 323, Tyler, TX, 75701 Cooperative Teachers Credit Union (CTCU), our mission is to be a thriving cooperative financial institution that helps our members achieve their goals by offering comprehensive financial products and services which they can receive in-person, online, or wherever they may be. Since 1953, we have committed ourselves to consistently serve our members.
(660) 582-5747 Lender's profile and map Reviews Northwest Missouri Regional Credit Union 26155 Stolls Country Lane, Maryville, MO, 64468 Chartered in 1933, Northwest Missouri Regional Credit Union is a not-for-profit financial cooperative, owned, controlled, and operated for the benefit of its members. Since there are no outside stockholders to satisfy, the credit union can return a greater percentage of its income to you
(918) 392-2500 Lender's profile and map Reviews First Oklahoma Bank 100 S Riverfront Dr, Jenks, OK, 74037 Banking, finance and understanding the role of money in our lives is critical to helping people succeed. At First Oklahoma Bank, we are grateful for the opportunity to help people fulfill dreams of building and expanding businesses, buying homes, and building their personal wealth.
(877) 406-8109 Lender's profile and map Reviews Gateway Mortgage Group 244 South Gateway Place, Jenks, OK, 74037 Gateway was founded in 2000 by J. Kevin Stitt, who didn’t have much more to start with than $1,000, a computer, and lofty dreams about what a mortgage company could be. Kevin began his career in the mortgage industry, and his vision to help families and communities grow stronger through home ownership.