For 2026, the USDA loan limit in Cherryvale, situated in the county of Sumter, SC, is $336,500. The FHA limit for a single-family home, in contrast, is set at $472,030.
The Lendersa® USDA loan calculator offers a comparison tool for USDA versus FHA to discover the best rates available today. It also assists in pinpointing the income, credit, reserves, and documents necessary for loan qualification. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA loans side by side, providing clarity on which program in Alabama aligns best with your specific financial needs.
2026 Loan Limits and Downpayment Details in Cherryvale, Sumter, SC
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Cherryvale, SC
Lendersa® aims to quickly and efficiently help you secure the most advantageous USDA or FHA loan. Choose from three starting points to connect with matching lenders and learn about USDA loan plans.
A USDA home loan is guaranteed by the Department of Agriculture and is also known as a USDA rural development loan or USDA mortgage. These loans are exclusively offered in rural areas. Unlike FHA loans which need a minimum of a 3.5% down payment, USDA mortgages require no down payment.
MTC Federal Credit Union was founded in 1976 to serve the employees of Michelin, North America. Our roots grew from serving those who value hard work and not afraid to get their hands dirty. Over the years, we have expanded with an inclusive membership we call the MTC Federal Community.
Upstate Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. We make the process of securing a home mortgage simple and straightforward by offering you the latest in financial tools
In May 1998, when Colin Philbrick realized the need for a mortgage company that put clients first, Hanover Mortgage Company was founded. Although the shape and size of the company have changed over the past 20 years, the focus has remained on the people who walk through the door looking for advice, for answers, and for loans.
538 Old Howell Rd, Suite 101 & 102, Greenville, SC, 29615
Welcome to Palmetto State Home Mortgage. We’re a Mortgage company, backed by a Marine Corps Veteran founder, Shawn Ezell. The complete team at Palmetto State Home Mortgage has over 80 combined years of experience in the mortgage business. From Underwriting, funding, originating, bank loans, and now as mortgage brokers; we have done it all
The AGS Financial Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Lion's Share Federal Credit Union is a full-service financial cooperative that was established in 1982 as Food Lion Credit Association CU. In 2007 our name changed, but our purpose remained the same; to serve only one common bond, the hard working employees and retirees of Delhaize America, along with their family members.
1620 Martin Luther King Jr Ave, Suite 101, Salisbury, NC, 28144
Home Realty and Mortgage, a real estate and mortgage brokerage firm located in Salisbury, North Carolina, is best known for providing exceptional real estate and mortgage services since 2002. Home Realty and Mortgage is built on Dedication, Communication, Determination, and Trust.
GPA Credit Union has been open since 1952. The GPA Credit Union is one of the oldest financial organizations in Savannah, Georgia. We exist to provide a high level of personal financial service and support for Georgia Ports Authority employees and their immediate families. This credit union is federally insured by NCUA.
As regional banks have dissolved or been bought up by larger banks, many of the best and brightest bankers have sought out a place to work where long term relationships were valued over short term gains. That place is Queensborough. We are delighted to provide the professional banker expertise you need with a personal banker attitude you want.
At Georgia Heritage FCU, it’s all about you. Our mission is making a positive difference for our members and the communities we serve. As a not-for-profit organization, we put members first. We strive to maintain a one-on-one relationship with our members while providing them with a full line of financial resources.
GrandSouth Bank is a South Carolina state bank, which was incorporated and commenced operations as a commercial bank in 1998. The Bank operates from its offices in Greenville, Fountain Inn, Greer, Anderson, Columbia, and Orangeburg. Also, the Bank has expanded into the lowcountry area of South Carolina with a new location in Charleston.
