USDA Vs. FHA your options comparison in Dalzell, Sumter County, SC

In 2025, the USDA loan ceiling in Dalzell, within the county of Sumter, SC, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rates and identify necessary qualifications including income, credit, reserves, and required documents. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the best program for your financial needs, particularly within .

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2025 Loan Limits and Downpayment Requirements in Dalzell, County of Sumter, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Dalzell, SC

Lendersa® strives to swiftly and smoothly provide you with the optimal USDA or FHA loan. Select one of three beginnings to find lenders that align with the USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in SC?

A USDA home loan is a government-backed loan by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, available solely in rural locales. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage necessitates no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Iowa Trust & Savings Bank
  • 2101 10th Street, Emmetsburg, IA, 50536
  • Iowa Trust & Savings Bank appreciates and values the trust our customers have in banking with us. We strive to provide the highest level of personal service and offer financial solutions that continually enhance the customer experience with Iowa Trust. From our skilled and experienced staff, to our complete line of deposit
  • The Denman Team
  • 14301 FNB Parkway, Suite 100, Omaha, NE, 68154
  • Founded in 1966, Delmar Mortgage is a full-service mortgage company helping new and experienced buyers find their dream homes. Delmar Mortgage offers a wide range of mortgage products that allow us to fit the best loan to the specific needs of each client. Our products range from conventional, jumbo, FHA, VA and more.
  • Four Points Federal Credit Union
  • 510 N 127th Street, Omaha, NE, 68154
  • Originally established in 1934 as one of the first twelve credit unions serving employees of the Farm Credit System, we organized as the Farm Credit Administration Cooperative Credit Association. In 2005 we converted to a federal charter and adopted the name Four Points in order to better reflect our new ability to serve members.
  • Aksarben Mortgage LLC
  • 13520 California Street, Suite 250, Omaha, NE, 68154
  • Aksarben Mortgage brings to the Omaha mortgage market experienced, customized, comprehensive service that is local and personal. Exceptional service is our passion as we strive to be our clients’ advisors for life, not a single transaction. We've been helping customers afford the home of their dreams for many years.
  • Petrovich Team Home Loan
  • 14301 FNB Pkwy, Suite 100, Omaha, NE, 68154
  • I started in the mortgage industry back in 2002 right after graduating from the University of Nebraska at Lincoln. Since I had no idea what I wanted to do after graduating, I sort of just fell into being a loan officer. I don’t think anyone dreams of being a mortgage lender growing up, but in the many years
  • Eagle Mortgage Co
  • 303 N 114th St, Omaha, NE, 68154
  • Eagle Mortgage Company is a locally owned and full-service mortgage company in Omaha, NE. We specialize in providing you with a Conventional loan, VA loan, FHA loan, and USDA loan in both Nebraska & Iowa, including Sarpy County, Douglas County, Omaha, and Council Bluffs. Whether you are buying a home or looking for a home refinance loan
  • Community Resource Bank
  • 1605 Heritage Drive, Northfield, MN, 55057
  • Community Resource Bank is a true community bank and an integral part of the communities we serve. It is not enough for us to simply open and maintain accounts or loans for our customers. CRB employees are active in a host of civic, charitable, educational, and economic development endeavors.
  • Twin City Lending
  • 101 East 5th Street, Suite 205, Northfield, MN, 55057
  • TwinCity Lending, we are honored to help you achieve the American dream through homeownership. We are Minnesota’s premier mortgage broker, and we deliver top-notch results through our concierge service.We love being part of a community that we can serve with excellence and integrity.