USDA Vs. FHA your options comparison in Manning, Clarendon County, SC

In 2026, the USDA loan limit for Manning in Clarendon county, SC, is $336,500. On the other hand, the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. It shows you the income, credit, reserves, and paperwork you need to qualify. Our advanced mortgage calculator lets you view the USDA, FHA, Conforming, and VA options side by side, helping you select the optimal program for your financial circumstances in .

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2026 Loan Limits and Down Payment Requirements for Manning, Clarendon, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Choices in Manning, SC

The mission of Lendersa® is to secure you the most favorable USDA or FHA loan quickly and effortlessly. Choose one of three starting points to engage with matching lenders and explore USDA loan offerings.

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What You Need to Know About USDA Loans in SC

A USDA home loan is a government-backed loan offered by the Department of Agriculture, also known as a USDA mortgage, available exclusively in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Manning Lenders

  • SAFE Federal Credit Union
  • 160 West Wesmark Boulevard, Sumter, SC, 29150
  • Lends in South Carolina
  • At SAFE Federal Credit Union, we connect South Carolinians in our seven-county service area with the resources they need to achieve lasting economic stability.

    In fact, that’s our mission—to help members stay at their financial best through all stages of life—and has been since our founding over half a century ago

  • First National Bank of South Carolina
  • 801 Gilway Ave, Holly Hill, SC, 29059
  • Lends in South Carolina
  • At the turn of the century, Holly Hill was a small rural farming community where cotton was king, horse and wagon were the primary means of travel, and local folks hid or buried their savings for safety. The need for a bank was obvious, and on July 7, 1905, The Bank of Holly Hill was chartered. On September 4, 1905, with $15, 000 in capital.

  • Santee Cooper Credit Union
  • 612 Rembert C Dennis Boulevard, Moncks Corner, SC, 29461
  • Lends in South Carolina
  • The mission of Santee Cooper Credit Union is to provide financial services to members, to invest prudently, and to operate in the interest of the member while maintaining a safe and sound environment.Santee Cooper Credit Union remains committed to safeguarding the assets of our members.

  • Palmetto Mortgage
  • 513 West Main Street, Moncks Corner, SC, 29461
  • Lends in South Carolina
  • "At Palmetto Mortgage, we are dedicated to serving our customers with the best service and products for their needs. We provide a wide variety of loan products and by doing so we allow our customers to choose the product that best suits their needs.

    On the following pages you will learn briefly about our products and about us."

  • REV Federal Credit Union
  • 200 Marymeade Dr, Summerville, SC, 29483
  • Lends in South Carolina
  • At REV, we’re passionate about being an active partner that works with local businesses, organizations and associations to build healthy communities. Through a digital first strategy and enhanced commitment to our members, we’re redefining what banking means. As a full-service financial institution, we offer competitive loan rates.

  • Homefront Mortgages, Inc.
  • 202 E. 2nd North St, Suite 1-A, Summerville, SC, 29483
  • Lends in South Carolina
  • Homefront Mortgages, Inc. offers the very best mortgage tools available on the Internet - easy, convenient, on-line shopping for the best loan programs and most current rates available, together with the assistance of an experienced, "live" loan officer to guide you through the often difficult and confusing process.

  • Kwest Mortgage Group, LLC
  • 1725 St Matthews Rd, Orangeburg, SC, 29118
  • Lends in South Carolina
  • Kwest Mortgage Group was born from a vision to create and advance a company with a mission of helping consumers achieve their life goals and elevate themselves, through homeownership, to a more secure place in society. Kwest, as it is a play on words, is meant to promulgated my passion in offering consumers safe, sound

  • Unity Mortgage of SC LLC
  • 1705 Carolina Ave, Orangeburg, SC, 29115
  • Lends in South Carolina
  • At Unity Mortgage of SC LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options

  • Bank of South Carolina
  • 9403 Highway 78, Ladson, SC, 29456
  • Lends in South Carolina
  • Whether you're a first time homebuyer or an experienced borrower, The Bank of South Carolina's mortgage professionals can make the process clear and simple. Our knowledgeable professionals are trained to help you understand the entire loan process and select the most favorable loan product for your needs.