USDA VS FHA in Conway, Horry County, SC

In 2025, the USDA loan limit for Conway in Horry county, SC, is set at $336,500. In contrast, the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to evaluate today's best USDA vs. FHA rates, determining the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage tool, view USDA, FHA, Conforming, and VA loans side by side, guiding you to the ideal program for your financial needs in Alabama.

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2025 Loan Limits and Downpayment Requirements in Conway, Horry, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Conway, SC

Lendersa® is dedicated to helping you secure the best USDA or FHA loan quickly and effortlessly. Choose one of three methods to connect with matching lenders and USDA programs.

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What is a USDA Loan in SC?

A USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is exclusively for rural neighborhoods. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans need no down payment, providing substantial benefits for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Fulcrum Mortgage
  • 9777 Pyramid Court, Suite 100, Englewood, CO, 80224
  • Brent Osland is the founder of the mortgage company and also Brent is an experienced Mortgage Banker with a demonstrated history of working in the financial services industry. Skilled in Construction Loans, Banking, Sales, Credit Analysis, and U.S. FHA Financing. Strong finance professional with a Bachelor of Arts.
  • Unify Home Loan
  • 1709 South Poplar Street, Denver, CO, 80224
  • Unify Home Loan Hundreds of products to meet every need. Limited documentation, low rates, low closing costs. and also Unify Home Loan, we will guide you through the loan process and get you the best product at the best price and Unify Home Loan specilality FHA Loan, va, Reverse Mortgage, conventional loan and more option avalible .
  • Denver Mortgage Pros
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  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Omega Funding
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  • Omega Funding, Inc has been providing working capital to business owners since 1997. We can underwrite and fund directly out of our own money or use our network of private investors, non bank sources, and private capital firms. This makes us an invaluable resource in obtaining the best financing alternative for your growing business Over the 15 ye
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  • FCF Services Inc
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  • FCF Services Inc. (dba First Choice Financial Services Inc.) has been in the Mortage and Real Estate industry for over 17 years. With thousands of closings of purchase loans, refinances, debt consolidation and Home Equity loans we know how to get loans closed. We pride ourselves on knowledge and customer service skills to make this an easy
  • Vectra Bank
  • 2000 South Colorado Blvd, Suite 2-1200, Denver, CO, 80222
  • At Vectra Bank, we practice “proactive relationship banking.” Which means we get to know our clients well, and we use that knowledge to vigorously discover opportunities to grow their business. We’re passionate about helping clients who are passionate about their business, and our expert bankers serve them in 35 bank locations
  • Stone Creek Mortgage LLC
  • 1660 South Albion Street, Suite 723, Denver, CO, 80222
  • We are a Denver based, independent mortgage brokerage firm. We work with many wholesale lenders so we can do the shopping for you. We help you take advantage of the most competitive rates when they are available. You can expect very personal service, great communication and a small staff with decades of mortgage experience.We owe our success.
  • Distinctive Home Lending Inc
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  • Huettner Capital LLC
  • 3003 Carter Circle, Denver, CO, 80222
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