USDA Loan Vs. FHA loan pro & con for Conway, Horry County, SC

In 2025, USDA loan limit in Conway, county of Horry, SC is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Conway, SC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in South Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

4088212250 432 miles Lender's profile and map Reviews first bank of the lake 925 S Church St, Murfreesboro, TN, 37130 Our bank is for business owners who cannot get SBA loan from their own bank, and deserve a good rate. We fund niche franchises or concepts low units, large business acquisitions up to 7m and CRE up to $30m in all 50 states. For CRe we fund projections based, ground up construction, Gas Stations, Carwashes, Assisted Living, Self Storage, etc. In 202
(615) 585-2269 432 miles Lender's profile and map Reviews FNB Mortgage 322 N. Front Street, Murfreesboro, TN, 37130 At FNB Mortgage, we are not a faceless organization and you are not just a file on our desk. We're a close family who cares about every single person we help. You'll see that difference the minute you are working with our team. Making the mortgage process an enjoyable customer experience is our goal.
(615) 994-0112 432 miles Lender's profile and map Reviews A Mortgage Boutique is a division of First Community 1111 N Maple St., Murfreesboro, TN, 37130 Common home loan types include VA, Conventional, FHA, USDA, Fixed Rate, Adjustable Rate, Renovation, Construction, and Mobile/Manufactured Home Loans. When you are looking for a home loan, there are many types of loans for you to choose from. As you can see, you need quality home loan information and to understand the different types.
(859) 699-9500 432 miles Lender's profile and map Reviews Just 4 You Home Loans 110 E Main St, Suite 107, Georgetown, KY, 40324 Just 4 You Home Loans L.L.C. is located in Georgetown, KY, United States and is part of the Activities Related to Credit Intermediation Industry. Just 4 You Home Loans L.L.C. has 4 total employees across all of its locations and generates $357, 777 in sales (USD). (Employees and Sales figures are modelled).
(931) 684-5800 432 miles Lender's profile and map Reviews First Community Bank of Tennessee 207 Elm Street, Shelbyville, TN, 37160 Since we opened our doors on Elm Street in Shelbyville, Tennessee in 1988, we have built our reputation on quality customer service. From that time, we have grown from 10 to 68 employees, and opened three additional branches. In 2002, we purchased a mortgage business, which is now known as First Community Mortgage and employs more than 200 people.
(931) 684-7222 432 miles Lender's profile and map Reviews PEOPLES BANK OF MIDDLE TENNESSEE 1122 North Main Street, Shelbyville, TN, 37160 Peoples Bank of Middle Tennessee is proud to be locally owned and operated. Locally owned means decisions are made locally. The money you deposit in Peoples Bank is reinvested in the form of loans to individuals, businesses, churches and municipalities in middle Tennessee.Peoples Bank was founded in December, 2000 with the goal to provide the full
(931) 680-1400 432 miles Lender's profile and map Reviews Heritage South Community Credit Union 763 North Main Street, Shelbyville, TN, 37160 Heritage South has grown to over 25, 000 members across the communities of Bedford, Marshall, and Rutherford Counties in central Tennessee. We are a non-profit financial cooperative owned by our account holders This means we put our members’ interests first and aren’t working to make a board of Wall Street investors rich.
8175055812 433 miles Lender's profile and map Reviews Belsky Mortgage LLC 24406 Summer Wind Ct, Lutz, FL, 33559 A well diversified mortgage broker who works in both the residential and commercial real estate. A large network of lending resources for nearly any deal. Fully licensed for primary residential homes in FL, NC, OH, and TX. Private and Commercial Investment lending in 48 states. Reach out to see what we can do for you today!
205-791-5626 433 miles Lender's profile and map Reviews Simple Funding LLC 201 20th St S, Irondale, AL, Birmingham, AL, 35210 Empower your dreams with flexible financing solutions from Simple Funding LLC. We are a trusted lender dedicated to helping individuals and businesses achieve their financial goals. Whether you're investing in property, expanding your operations, or consolidating debt, we offer a variety of loan options to fit your needs.
(205) 956-0678 433 miles Lender's profile and map Reviews Railroad Federal Credit Union 1808 2nd Ave South, Irondale, AL, 35210 Our credit union was federally chartered in 1956 to serve persons sharing a common bond. In our case, the common group being employees of the Southern Railway System in Alabama, now known as Norfolk Southern Railroad. For many years, the credit union's office was located in the diesel shop at Norris Yard.