In 2026, the USDA loan limit for Conway in Horry county, SC, is set at $336,500. In contrast, the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to evaluate today's best USDA vs. FHA rates, determining the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage tool, view USDA, FHA, Conforming, and VA loans side by side, guiding you to the ideal program for your financial needs in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is dedicated to helping you secure the best USDA or FHA loan quickly and effortlessly. Choose one of three methods to connect with matching lenders and USDA programs.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is exclusively for rural neighborhoods. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans need no down payment, providing substantial benefits for eligible borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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