USDA and FHA Pro and Con in Bishopville, Lee County, SC

For Bishopville in Lee, SC, the USDA loan limit for 2025 is $336,500. Meanwhile, the FHA maximum for a single-family home is set at $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's most competitive USDA versus FHA rates. Determine the necessary income, credit, reserves, and paperwork needed for qualification. Our sophisticated mortgage calculator allows you to examine the USDA, FHA, Conforming, and VA options side by side, enabling you to choose the best program for your needs in .

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2025 Loan Limits and Down Payment Specifications in Bishopville, Lee, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Selections in Bishopville, SC

The mission at Lendersa® is to provide you with the best USDA or FHA loan promptly, and without difficulty. Choose from three starting points to match with lenders and explore USDA programs.

Lendersa's USDA loan request and matching results

Understanding USDA Loans in SC

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is available only in rural areas. Contrasting with FHA loans that require a minimum down payment of 3.5%, USDA loans require no payment down.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • F-M Mortgage Corporation
  • 801 10th Street South, Suite 100, Fargo, ND, 58103
  • F-M Mortgage was founded in May of 1992 by Marles Hass and Larry Reiser. F-M Mortgage's home office is located at 801 10th Street South, in downtown Fargo, ND. Our Bismarck office is located downtown, in the Logan's on Third building, at 120 3rd Street North. We are the EXPERIENCED EXPERTS in the Mortgage Market in North Dakota and Minnesota.
  • IMAGINE HOME LENDING, LLC
  • 3330 Fiechtner Drive, Suite 108, Fargo, ND, 58103
  • Imagine home lending community by supporting you through the loan process. We know that you have many options for lenders, but just like finding the perfect home, you need the perfect lender. Preferably, a lender that is trustworthy, who is attentive, and who can dedicate attention to ensure a smooth closing process for you
  • First Class Mortgage Inc.
  • 2300 13th Avenue S, Fargo, ND, 58103
  • First Class Mortgage is more than just our company name. It's the way we do business! Whether you are buying a new home or refinancing your existing mortgage, our dedicated team is committed to satisfying your home financing needs. We provide First Class service, First Class knowledge, and First Class experience
  • Cosden Federal Credit Union
  • 400 East Marcy Drive, Big Spring, TX, 79720
  • Cosden Employees FCU first charter was in Fort Worth, Texas in 1936. The first charter was a credit union to serve the employees and families of employees of the Cosden Refinery in Big Spring, Texas. A few years after starting in Fort Worth Cosden Employees Credit Union moved to Big Spring to improve service to the employees of the refinery.
  • Citizens Federal Credit Union
  • 701 E FM 700, Big Spring, TX, 79720
  • Webb Air Force Base Federal Credit Union was chartered to serve the employees and the family members of Webb Air Force Base here in Big Spring, Texas. After the base closed, our charter was converted into a community credit union. It was at that time, in 1978, that we changed our name to Citizens Federal Credit Union.
  • The State National Bank of Big Spring
  • 901 Main Street, Big Spring, TX, 79720
  • Chartered in January 1909, The State National Bank opened for business on March 1st of that year at 204 Main Street. The original bank was organized as The First State Bank of Big Spring and in 1924, converted to a national bank charter, with the bank being renamed The State National Bank of Big Spring
  • Laredo Federal Credit Union
  • 1119 Corpus Christi Street, Laredo, TX, 78040
  • Laredo Federal Credit Union’s mission is guided by moral and ethical principles of honesty and responsibility to provide its members efficient, courteous, caring and professional financial services. On May 10, 1956, a group of teachers held a meeting to organize a federal credit union, Laredo Teachers Federal Credit Union.
  • The Hershey State Bank
  • 100 S. Lincoln Ave, Hershey, NE, 69143
  • The Hershey State Bank is a branch office of The Hershey State Bank. They provide the following services: Full Service Office Location and are located at 100 S. Lincoln Ave in Hershey Nebraska. Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website and additional bankin
  • Plains Federal Credit Union
  • 209 W 4th Street, Plainview, TX, 79072
  • Plains Federal was chartered in 1958 so we have a lot of practice “helping people”. While we are a small credit union, we are a great example of “good things come in small packages”. Our small staff means we will get to know you personally! We encourage our members to be thrifty and make good financial decisions.