USDA Vs. FHA your options comparison in Bishopville, Lee County, SC

For Bishopville in Lee, SC, the USDA loan limit for 2026 is $336,500. Meanwhile, the FHA maximum for a single-family home is set at $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's most competitive USDA versus FHA rates. Determine the necessary income, credit, reserves, and paperwork needed for qualification. Our sophisticated mortgage calculator allows you to examine the USDA, FHA, Conforming, and VA options side by side, enabling you to choose the best program for your needs in .

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2026 Loan Limits and Down Payment Specifications in Bishopville, Lee, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Selections in Bishopville, SC

The mission at Lendersa® is to provide you with the best USDA or FHA loan promptly, and without difficulty. Choose from three starting points to match with lenders and explore USDA programs.

Lendersa's USDA loan request and matching results

Understanding USDA Loans in SC

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is available only in rural areas. Contrasting with FHA loans that require a minimum down payment of 3.5%, USDA loans require no payment down.

Enter your location to find out if it qualifies for USDA rural housing loan?



Bishopville Lenders

  • SPC Credit Union
  • 204 N 5th Street, Hartsville, SC, 29550
  • Lends in South Carolina
  • SPC Credit Union is a full-service, member-owned, not-for-profit financial institution headquartered in Hartsville, South Carolina. We are proud to have served this region for more than 70 years. A firm commitment to our mission of "Compassion. Connection. Community." has led us to be rated.

  • First Palmetto Bank
  • 407 DeKalb Street, Camden, SC, 29020
  • Lends in South Carolina
  • First Palmetto Bank, one of South Carolina’s oldest financial institutions remains headquartered in the state’s oldest inland city of Camden. First Palmetto has grown to become one of the largest locally owned full-service financial institutions headquartered in South Carolina, with twenty-three branch locations across the state.

  • SAFE Federal Credit Union
  • 160 West Wesmark Boulevard, Sumter, SC, 29150
  • Lends in South Carolina
  • At SAFE Federal Credit Union, we connect South Carolinians in our seven-county service area with the resources they need to achieve lasting economic stability.

    In fact, that’s our mission—to help members stay at their financial best through all stages of life—and has been since our founding over half a century ago

  • Pee Dee Federal Credit Union
  • 305 West Pine Street, Florence, SC, 29501
  • Lends in South Carolina
  • Pee Dee Federal offers a variety of loan options, including new and used auto loans, personal loans, home equity loans, overdraft protection, revolving lines of credit, secured loans, motorcycles, jet skis, boats, campers. Because each member is unique, we strive to customize each loan to fit your budget by offering affordable monthly payments.

  • Palmetto First Federal Credit Union
  • 1722 Gregg Avenue, Florence, SC, 29501
  • Lends in South Carolina
  • Palmetto First FCU is the longest standing Florence credit union, established in November 1953. The purpose of the Florence ACL Employees Credit Union was twofold: to create thrift through savings of the employee and to provide credit at a minimum rate of interest for members desiring the same.

  • Nucor Employee's Credit Union
  • 1202 North Cashua Drive, Florence, SC, 29501
  • Lends in South Carolina
  • Nucor Employee's Credit Union was founded in late October 1962. The need for the credit union arose out of the fact that Vulcraft (later named Vulcraft Division of Nucor Corporation) employees needed a reliable, low cost source of borrowing money when they could not pay the difference between the cost of hospital expenses.

  • Carolina Bank
  • 185 West Evans Street, Florence, SC, 29501
  • Lends in South Carolina
  • Carolina Bank’s branch offices are scattered throughout six counties of northeastern South Carolina. They account for over $460 million in assets and offer a wide range of banking services to meet every personal or business need. Its branch managers and staff, many of who are long serving employees, live in the communities they serve.

  • Dedicated Community Bank
  • 202 Cashua Street, Darlington, SC, 29540
  • Lends in South Carolina
  • Dedicated Community Bank will be known as the premier relationship bank in the communities we serve. We will be a highly effective and ethical financial services institution. We will provide our clients, individuals and businesses, with the highest level of quality financial services available.

  • C A Mortgage Services
  • 305-C Second Loop Road, Florence, SC, 29505
  • Lends in South Carolina
  • C & A Mortgage Services of Florence Inc, in business since 1991, is a true Mortgage Broker firm and gladly accepts that identity because of the large amount of flexibility we are offered by the various national wholesale lenders we choose to do business with. The company is solely owned and operated since it's inception.