USDA and FHA Pro and Con in Bishopville, Lee County, SC

For Bishopville in Lee, SC, the USDA loan limit for 2025 is $336,500. Meanwhile, the FHA maximum for a single-family home is set at $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's most competitive USDA versus FHA rates. Determine the necessary income, credit, reserves, and paperwork needed for qualification. Our sophisticated mortgage calculator allows you to examine the USDA, FHA, Conforming, and VA options side by side, enabling you to choose the best program for your needs in .

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2025 Loan Limits and Down Payment Specifications in Bishopville, Lee, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Selections in Bishopville, SC

The mission at Lendersa® is to provide you with the best USDA or FHA loan promptly, and without difficulty. Choose from three starting points to match with lenders and explore USDA programs.

Lendersa's USDA loan request and matching results

Understanding USDA Loans in SC

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is available only in rural areas. Contrasting with FHA loans that require a minimum down payment of 3.5%, USDA loans require no payment down.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Maternity BVM CU
  • 299 East Marsile Street, Bourbonnais, IL, 60914
  • In March 1957, James M. Burns opened Maternity BVM Credit Union in the basement of the church rectory. The Credit Union was only open after the Masses on Sunday. In December 1973, the Credit Union moved to 299 E. Marsile Street, where it remains at this time. The Credit Union bought the original Senesac Home built in 1900
  • Elite Community Credit Union
  • 515 S Main Street, Bourbonnais, IL, 60914
  • Elite Community Credit Union, formerly Envision Credit Union, has been in business since 1957. Throughout the years, we have remained financially stable. We provide competitive share and loan rates, free online banking and mobile banking, along with a variety of other services such as, checking accounts
  • CommonWealth Credit Union
  • 563 William Latham Drive, Bourbonnais, IL, 60914
  • It grew to become CommonWealth Credit Union, a multi-site, full-service financial cooperative that is now community chartered to serve anyone who lives or works in Kankakee, Ford, Iroquois, Livingston, Kendall, Grundy, or Will Counties. CommonWealth Credit Union is the largest credit union in Kankakee County.
  • Municipal Bank
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  • Municipal Bank, we have three convenient locations in Bourbonnais, Momence and Manteno, IL, to serve you since 1971. We are a locally owned bank offering a full line of banking services. At Municipal Bank, we provide personal service to our residential and businesses. Municipal Bank is FDIC insured and an equal housing lender.
  • Family First of NY Federal Credit Union
  • 2520 Browncroft Boulevard, Rochester, NY, 14625
  • Family First Federal Credit Union is a full-service, local financial institution with over 15, 000 members that is guided by the principles of Sustainable Excellence. These principles apply to the care and service quality we provide to our members, our dedication to our staff and our responsibility to provide sound products and banking solutions.
  • American Community Bank of Indiana
  • 7880 Wicker Avenue, Saint John, IN, 46373
  • American Community Bank of Indiana is a local bank serving the NWI area, exclusively, for over a century! We are a true community bank that is proud to remain a faithfully local institution dedicated to being your financial partner throughout life. The bank offers a full array of personal and business banking solutions.
  • Bourgeois & Associates Mortgage, LLC
  • 8050 Crowder Blvd, Suite A, New Orleans, LA, 70127
  • At Bourgeois & Associates Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Bank of Chestnut
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  • The Bank of Chestnut was formed as a private bank in 1902 by Michael Leimbach. In 1919, the Bank of Chestnut was issued a charter by the State of Illinois. The Bank has been family owned & managed since it’s inception. It has been our mission to deliver quality financial services that satisfy the needs of our customers, employees and community.
  • New Vision Mortgage LLC
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  • "We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.