FHA Vs. USDA loan program for Lugoff, Kershaw County, South Carolina

In 2025, USDA loan limit in Lugoff, county of Kershaw, SC is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Lugoff, SC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in South Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(410) 633-8850 420 miles Lender's profile and map Reviews Members First of Maryland Federal Credit Union 1631 Merritt Boulevard, Baltimore, MD, 21222 In 1969, a group of workers from Bethlehem Steel organized a cooperative, non-profit Credit Union for employees in order to improve the financial well-being of themselves and their families. Since 1969 Members First has been providing low cost, quality financial services to its members.
(410) 917-7518 420 miles Lender's profile and map Reviews United Trust Financial LLC 40 South Dundalk Avenue, Suite 201, Dundalk, MD, 21222 Our goal is to provide the lowest possible rate for all situations. In this age of technology we still maintain the personal touch and service next to none. United Trust Financial is a mortgage company started in October 2002.if you are looking to refinance or purchase, good or challenged credit please contact us.
(614) 432-9021 420 miles Lender's profile and map Reviews Household Mortgage Solutions USA, Inc. 2016 Minnesota Ave, Columbus, OH, 43211 Household Mortgage Solutions USA, Inc. is a private intermediary offering traditional commercial financing as well as fast & creative bridge & hard money loans. We service all major MSAs in the continental U.S. Since 2006, we have assisted clients with over $200, 000, 000 in commercial loans!
(443) 961-2500 420 miles Lender's profile and map Reviews Equity One Lending 1829 Reisterstown Road, Suite 350, Pikesville, MD, 21208 We know each family wants to hear those words, and the Road To Close can seem unfamiliar and stressful in today’s lending arena. The families we’ve helped have all found their own peace of mind thanks to our World-Class Digital Mortgage Experience. We’ve made it as easy as possible to apply, and even easier to get to the finish line.
(888) 350-9996 420 miles Lender's profile and map Reviews Mid-Atlantic Financial Group 1829 Reisterstown Road, Suite 350, Pikesville, MD, 21208 Mid-Atlantic Financial Group, LLC is a commercial mortgage brokerage firm in Baltimore, Maryland that specializes in financing for non-owner residential and commercial real estate. With over 10 years of commercial real estate experience, we are able to help structure and fund those tough non-bankable situations.
(410) 415-6669 420 miles Lender's profile and map Reviews Ronis Mortgage Network Inc 4510 Coffee Tree Court, Pikesville, MD, 21208 Ronis Mortgage Network, Inc. is a full-service mortgage company committed to provide you with personal service. The owner, Bruce Ronis, will review all your options with a no cost in home consultation. We get you the lowest rates possible and provide the attention and service you deserve.
(410) 486-3911 420 miles Lender's profile and map Reviews First Trust Financial LLC 1700 Reisterstown Road, Suite 122, Pikesville, MD, 21208 First Trust Financial, LLC is a boutique mortgage lending firm that helps homebuyers find and secure competitive home loans. We develop customized finance packages tailored to our clients’ needs and take pride in the one-on-one counseling that our team of experts provides along the way.
(855) 200-4663 420 miles Lender's profile and map Reviews OM Mortgage LLC 1709 Reisterstown Road, Suite 210-211, Pikesville, MD, 21208 OM Mortgage is a multi-state residential mortgage brokerage committed to one thing: YOU. We put you and your family above all else to make sure you get a low rate on the best mortgage product, fair fees, an unmatched service and advice. Our team of experts has a combined 100+ years in the mortgage industry.
(410) 358-1010 420 miles Lender's profile and map Reviews Cofmar Financial Inc 31 Walker Ave, Pikesville, MD, 21208 Cofmar Financial Inc. is guided by relentless focus on our customers. We deliver operational excellence in every corner of the Company and meet or exceed our commitments to all our customers. All of our long-term strategies and short-term actions are molded by a set of core values that are shared by each and every employee.
(410) 346-2796 420 miles Lender's profile and map Reviews Pimlico Capital LLC 600 Reisterstown Rd, Suite 602, Pikesville, MD, 21208 Pimlico Capital is a hard money lender based in Baltimore, Maryland. We are a direct lender (not a broker) and leading provider of hard money financing in all 50 states. Our team has real estate investor experience and knows what it takes to be successful in today’s competitive market.
410 580 0878 420 miles Lender's profile and map Reviews Trius Lending Partners 1104 Kenilworth Dr Suite 501, Towson, MD, 21208 Trius Lending Partners is a direct, private money and hard-money lender with headquarters in Maryland and the Mid-Atlantic.We lend on residential investment properties, fix and flip and rehab projects as well as commercial properties throughout the Mid-Atlantic region.We take into account the borrower, property, area and the overall opportunity.
(614) 235-2395 420 miles Lender's profile and map Reviews KEMBA Financial Credit Union 555 Officenter Place, Gahanna, OH, 43230 KEMBA Financial Credit Union was founded in 1933 as the credit union for the employees of The Kroger Company, and stands for Kroger Employee Mutual Benefits Association. The original branch was inside the Kroger Bakery downtown, and in 1971 was relocated to East Broad Street in Whitehall.