USDA Vs. FHA your options comparison in Camden, Kershaw County, SC

As of 2026, in Camden, located in the county of Kershaw, SC, the USDA loan limit is set at $336,500. In comparison, the FHA limit for a single-family home is marked at $472,030.

Take advantage of Lendersa® USDA loan calculator to evaluate today's top USDA against FHA rates, and identify the necessary income, credit, reserves, along with documents required to qualify. Our sophisticated mortgage calculator presents a side-by-side comparison of USDA, FHA, Conforming, and VA loans, enabling you to determine the best choice suited for your specific financial situation in .

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2026 Loan Limits and Downpayment Requirements in Camden, County of Kershaw, SC

Loan Type Loan Limit Down Payment Percentage
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Possibilities in Camden, SC

At Lendersa®, we strive to offer you the most suitable USDA or FHA loans efficiently and with minimal difficulty. There are three primary options to start discovering matching lenders and profitable USDA loan programs for your needs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in SC

A USDA home loan, also known as a USDA mortgage or USDA rural development loan, is federally guaranteed by the Department of Agriculture. It is specifically available in rural neighborhoods. Unlike FHA loans, which require a minimum of 3.5% down payment, the USDA mortgage requires no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Allways Financial Services Inc.
  • 1424 East Broadway Ave, Suite A, Long Beach, CA, 90802
  • AllWays Financial Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • LBL Mortgage
  • 3780 Kilroy Airport Way, Suite 200, Long Beach, CA, 90802
  • LBL Mortgage is an independent mortgage company. Unlike mortgage banking companies who only have one place to quote a customer’s interest rate, we have over 20 lenders who compete daily to be the lowest on rates and fees. That’s how we win the business of our customers In other words, LBL Mortgage doesn’t just have one pond to fish out.

  • Farmers Insurance Federal Credit Union
  • 2255 North Ontario Street, Suite 320, Burbank, CA, 91504
  • We have been taking care of the financial needs of Farmers employees and agents for over 70 years, currently serving over 50,000 members with over $650 million in assets.

    As a non-profit financial institution, our members are our owners. We offer higher savings yields and lower loan rates thank banks. And service is our priority.

  • iLoan Real Estate Co. Inc.
  • 2419 West Empire Avenue, Burbank, CA, 91504
  • We can always go back and fourth on which values outweigh one another, but the truth is honesty in this business is what truly matters. With many years experience and being up to date on all lending guidelines, it allows me to be able to truly provide all lending options and show side by side comparisons.

  • DHLA Realty & Mortgage
  • 9739 Via Roma, Burbank, CA, 91504
  • DHLA Realty & Mortgage Our Real Estate and Mortgage business specializes in providing boutique services to each customer in LA area. We list and sell your property with full service. Great Mortgage rates are available and best available loan program for your needs. Easy online mortgage application, safe and secure, complete

  • LaunchRate
  • 7758 N Glenoaks Blvd, Burbank, CA, 91504
  • We’re a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with best rates, terms & costs-to meet your unique needs.

  • Legacy Lending Group, Inc.
  • 9935 Cohasset Street, Burbank, CA, 91504
  • Legacy Lending Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you

  • Technicolor Federal Credit Union
  • 434 W. Alameda Ave, Burbank, CA, 91506
  • Technicolor Federal Credit Union is a member owned and operated financial cooperative institution. Membership is exclusively available to employees and family members of Technicolor Inc., Live Nation Entertainment Inc. and over 120 other companies in the entertainment industry and from select Los Angeles based businesses, unions and organizations.

  • Partners Federal Credit Union
  • 2411 W. Olive Avenue, Burbank, CA, 91506
  • Partners Federal Credit Union is a full-service financial institution serving the financial needs of its Members worldwide. Sponsored by The Walt Disney Company, and with more than 100,000 Members, Partners enjoys outstanding strength and stability - made even stronger by a 2007 merger with Vista Federal Credit Union.