USDA Vs. FHA Pro and Con comparison in Duncan, Spartanburg County, SC
For 2025, the USDA loan ceiling in Duncan, within Spartanburg county, SC, is established at $336,500, and the FHA limit for a single-family house is $472,030.
Compare the optimal USDA and FHA rates today using the Lendersa® USDA loan calculator. Determine the income, credit, reserves, and necessary documents to qualify. Our sophisticated mortgage calculator facilitates a direct comparison of USDA, FHA, Conforming, and VA loans, enabling you to choose the ideal program for your financial context in .
2025 Loan Ceilings and Down Payment Requirements in Duncan, Spartanburg County, SC
Loan Category
Cap on Loan
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Choosing USDA and FHA Loans in Duncan, SC
Lendersa® strives to provide you with the quickest and most convenient USDA or FHA loans. Begin with one of three initial steps, each leading you to well-matched lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage. This option is solely available for rural regions. Unlike FHA loans that mandate a minimal down payment of 3.5%, the USDA loan necessitates no down payment whatsoever.
19501 East Mainstreet, Suite 200, Parker, CO, 80138
Mango Mortgage Corp is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
We strive to provide borrowers with wholesale financing at the lowest rates and with the quickest closing turn times while assessing rate forecasts and influential economic factors. We offer wholesale rates for all conventional and jumbo mortgage loans. Our service is genuine and reliable. Most importantly, we keep our customers happy.
Plum Creek Funding has been serving the mortgage needs of homeowners and businesses in Colorado for over 25 years. At Plum Creek Funding, we understand that the process of securing a mortgage can be intimidating. That’s where our experienced mortgage brokers truly make a difference.
Since its inception in 1950 the Dacotah Federal Credit Union has been serving its members in the Rapid City, South Dakota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages.
Pikes Peak Credit Union was Established in 1932. In 2012, we celebrate our 80th Anniversary. We are the oldest credit union in Colorado Springs & the 4th oldest in CO. Our Members are also owners of Pikes peak Credit Union & since credit unions are "not-for-profit", member-owned financial cooperatives, all profits are returned to our membership.
685 Citadel Dr E, Suite 290-9, Colorado Springs, CO, 80909
LCMLoans was created to be the low cost provider of mortgage loans. The owner is a Vet who has a degree in finance and has years of experience in all facets of Real Estate including mortgage lending.
SAVE Thousands! Low Interest Rates and NO Lender Fees. You would be hard pressed to find a better deal on a home loan
2020 N. Academy Blvd, Suite 282, Colorado Springs, CO, 80909
We are committed to delivering you the very best mortgage experience. Our team of loan officers has extensive experience in VA, Conventional, and FHA home loans. we are proud to be approachable, proficient, and be able to provide an extraordinary level of service. Our customers are the most important part of our business.
Access Financial Group, LLC funds hard money loans on real estate located in the State of Colorado. Our company offers purchase and refinance loans to both owner occupied and investment borrowers, when other lenders say no. We can fund 1st and 2nd real estate loans on single-family homes, commercial properties, and vacant land
3578 Hartsel Dr. Ste E-620, Colorado Springs, CO, 80920
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