In 2026, the USDA loan limit for Greer, situated in Greenville county, SC, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to assess today's leading USDA versus FHA rates, identifying the income, credit, reserves, and required documentation for eligibility. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side-by-side, helping you select the program that best suits your financial needs in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to help you obtain the best available USDA or FHA loan quickly and without stress. Choose one of three starting paths that connect you with matching lenders and suitable USDA loan programs.
A USDA home loan is guaranteed by the Department of Agriculture, commonly referred to as a USDA rural development loan or mortgage. Available only in rural areas, it differs from FHA loans, which demand a minimum down payment of 3.5%; USDA loans require none, offering substantial benefits to eligible rural borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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