USDA Vs. FHA your options comparison in Roebuck, Spartanburg County, SC
For 2025, the USDA loan ceiling in Roebuck, situated in the county of Spartanburg, SC, is $336,500. Conversely, the FHA limit for a standard single-family home is set at $472,030.
Employ Lendersa® USDA loan calculator to assess the leading USDA versus FHA rates currently available. It also helps determine the necessary income, credit standing, reserves, and documentation needed for qualification. With our state-of-the-art mortgage calculator, you can review USDA, FHA, Conforming, and VA loans side by side, allowing you to select the best program suited to your financial needs, specifically in areas such as .
2025 Loan Limits and Down Payment Requirements in Roebuck, County of Spartanburg, SC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Alternatives in Roebuck, SC
The objective of Lendersa® is to provide the best possible USDA or FHA loan quickly and with ease. Choose one of three initial steps to connect with lenders and explore USDA loan programs that meet your criteria.
A USDA home loan is a government-backed loan guaranteed by the Department of Agriculture, commonly called a USDA rural development loan or USDA mortgage, and is exclusively available in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA mortgages require no down payment.
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9650 Stirling Rd, Suite 102, Cooper City, FL, 33024
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