USDA Vs. FHA your options comparison in Easley, Pickens County, SC

In 2026, the USDA loan limit for Easley in Pickens, SC, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to analyze today's top USDA and FHA rates, identifying the income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the ideal program for your financial situation in Alabama.

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2026 Loan Limits and Downpayment Requirements in Easley, Pickens, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Easley, SC

Lendersa® is committed to helping you secure the most suitable USDA or FHA loan quickly and without hassle. Choose one of three starting paths to connect with matching lenders and USDA loan programs.

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What is a USDA Loan in SC?

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available only in rural neighborhoods. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require no down payment, offering distinct benefits to eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • CBM Home Loans
  • 6737 Bright Avenue, Suite B2, Whittier, CA, 90601
  • CBM Real Estate & Home Loans is a company based on Old Fashioned Values and Principles. We are here to assist our Neighbors with Integrity, Honesty and Professionalism. We service all Homeowners and Buyers in Downey, Whittier or any of the surrounding cities such as Norwalk, Pico Rivera, Bellflower, South Gate, Santa Fe Springs.

  • Money Wise Investments, Inc.
  • 6528 Greenleaf Avenue, Suite 128, Whittier, CA, 90601
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending..from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all our lending specialists are dedicated to finding the right loan-with the best rates, terms & costs-to meet your unique needs.

  • Paragon Realty Services
  • 5427 Norwalk Blvd, Suite B, Whittier, CA, 90601
  • We are a boutique Real Estate and Mortgage Loan Company. Our focus is providing fast, honest, and professional guidance to our clients. We are committed to top tier personalized service. Whether you are looking to sell your home, purchase, refinance or are looking to be pre-approved for a loan, we are here to help make it easy for you.

  • Provident Financial Group
  • 5948 Temple City Boulevard, Temple City, CA, 91780
  • Provident Funding is a nationwide direct mortgage lender and servicer. Founded in 1992, we have created a customer-oriented culture with an experienced team of highly trained mortgage experts. We provide mortgage solutions for all of your refinance and home purchase needs. we have maintained a firm commitment to a low-cost business model

  • Comres Mortgage Inc
  • 5954 Temple City Boulevard, Temple City, CA, 91780
  • Comres Mortgage was founded in 2013 and is headquartered in Hacienda Heights, CA. Our dedicated mortgage team specializes in competitive interest rates and concierge customer service. Comres Mortgage was created to service the community and to help them navigate through the entire loan process—with a personal touch.

  • Certified Federal Credit Union
  • 4455 Arden Drive, El Monte, CA, 91731
  • In 1949, Certified Federal Credit Union was founded in the City of Commerce, California, to serve the companies and employees affiliated with Certified Grocers. Five years later, just up the road in Arcadia, California, Vons Employees Federal Credit Union was founded to serve the employees of the Vons Grocery Company.

  • Platinum Realty & Mortgage Group
  • 10507 Valley Blvd, Suite 420, El Monte, CA, 91731
  • Platinum Realty & Mortgage Corp. was incorporated in California and is licensed by the California Secretary of State and it is also licensed by the California Department of Real Estate. We believe in excellence, and we strive to provide our clients with the highest level of quality in every service or product we may offer.

  • RIPPON CAPITAL, INC.
  • 2901 W Coast Hwy, Suite 200, Newport Beach, CA, 92663
  • Rippon Capital offers a unique, boutique mortgage experience with a customized approach for established professionals on the Southern California Coast. We strategically position our clients to meet their home financing objectives through dedicated expertise, pricing, and products.

  • Resource Financial Mortgage
  • 2901 W. Pacific Coast Highway, Suite 200, Newport Beach, CA, 92663
  • RFM is a full-service mortgage broker in Newport Beach and Orange County where you can get the best rates for a home loan to buy a home or refinance. As a mortgage broker, RFM can shop for the best mortgage rates that suit your needs. We shop at over 20 different lenders, as all may have different guidelines.