USDA Vs. FHA Pro and Con comparison in Powdersville, Anderson County, SC

In the year 2025, the USDA loan limit in Powdersville, residing in Anderson county, SC, is $336,500. The FHA loan limit for a single-family home is $472,030.

Utilize Lendersa®'s USDA loan calculator to compare today's USDA against FHA best rates and identify the income, credit, reserves, and documents needed for eligibility. With our advanced mortgage calculator, you'll see a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you choose the best program for your financial situation in .

Examine loan offers from 100 different lenders

2025 Loan Limits and Down Payment Requirements in Powdersville, Anderson, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Powdersville, SC

Lendersa®'s goal is to promptly secure the best USDA or FHA loans without hassle. Choose from three starting points that lead to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in SC

The USDA home loan, also referred to as the USDA rural development loan, is backed by the Department of Agriculture and is available only in rural locales. While FHA loans require at least a 3.5% down payment, USDA loans are notable for needing no down payment whatsoever, making them highly accessible.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Triton Group at Legacy Mutual Mortgage
  • 3820 Farm to Market Road 3009, Suite 148, Schertz, TX, 78154
  • Triton Group Specializes in doing FHA, VA, Conventional, and USDA Home Loans for those looking to purchase a Primary Residence. Additionally we offer Conventional Secondary, and Investment Home Loans along with One time and Two time Construction Loans with no money down to those who qualify. and its lower interest rate on your current mortgage
  • Town & Country Bank.
  • 423 Grand Ave, Ravenna, NE, 68869
  • We have been serving the central Nebraska region since 1905. Initially chartered as The State Bank of Poole, the Bank moved its main headquarters to Ravenna, Nebraska in 1932. We currently have offices in the communities of Ravenna, Pleasanton, Kearney and Litchfield. Town & Country Bank is locally owned and managed.
  • Great Plains National Bank
  • 120 West Jones, Hollis, OK, 73550
  • Great Plains National Bank is a full-service community Bank with branches in Oklahoma and Texas, offering personal Banking solutions designed to meet your financial needs including checking, savings, loan and mortgage services. To exceed our customers’ expectations by delivering superior customer service that will lead Great Plains National Bank.
  • TexStar Federal Credit Union
  • 141 Park Place Boulevard, Kenedy, TX, 78119
  • TexStar Federal Credit Union has been open since 1967. The credit union has assets totaling $24.11 Million and provides banking services to more than 1, 000 members as of March 2022. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
  • Financial Security Bank
  • 1011 Atlantic Ave, Kerkhoven, MN, 56252
  • When the bank opened in 1884, the founders had a clear vision: safeguarding people’s money so they could realize their dreams, & contributing to the community, making it a great place to live and work. In 1951, Russell Bauman joined the State Bank of Kerkhoven. He purchased the bank in 1976 & carried the vision forward with unwavering dedication.
  • Kensington Bank
  • 321 Washburn Avenue, Belgrade, MN, 56312
  • Kensington Bank is a community bank with locations in Belgrade, Cokato, Elrosa, Herman, Kensington, Saint Cloud, and Willmar, MN. We strive to provide excellent service and growth along with our customers. To be a trusted partner in the financial success of our customers one relationship at a time and give back to the communities we serve.
  • Randolph-Brooks Federal Credit Union
  • PO Box 2247, Universal City, TX, 78148
  • We are committed to helping our members save time, save money and earn money. Our team of dedicated professionals is here to help you achieve your goals and build a strong financial future. Randolph-Brooks Federal Credit Union is focused on helping members save time, save money and earn money.
  • Maine Highlands Federal Credit Union
  • 73 Main Street, Dexter, ME, 04930
  • Maine Highlands Federal Credit Union is a proactive, member-owned cooperative whose purpose is to provide personal service & shared value, while maintaining its financial stability & integrity. Serving all of Piscataquis, Penobscot & Somerset counties, MHFCU is proud to offer members a variety of quality banking services.
  • Magnifi Financial
  • 20 S 4th Avenue E, Melrose, MN, 56352
  • Magnifi Financial is a member-owned financial services cooperative headquartered in Melrose, Minnesota. Magnifi offers a full array of financial products and services including consumer checking, savings, loans, mortgages, credit cards, internet and mobile banking, retirement and financial planning services as well as business accounts and loans.