USDA Vs. FHA Pro and Con comparison in Powdersville, Anderson County, SC

In the year 2025, the USDA loan limit in Powdersville, residing in Anderson county, SC, is $336,500. The FHA loan limit for a single-family home is $472,030.

Utilize Lendersa®'s USDA loan calculator to compare today's USDA against FHA best rates and identify the income, credit, reserves, and documents needed for eligibility. With our advanced mortgage calculator, you'll see a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you choose the best program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Powdersville, Anderson, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Powdersville, SC

Lendersa®'s goal is to promptly secure the best USDA or FHA loans without hassle. Choose from three starting points that lead to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in SC

The USDA home loan, also referred to as the USDA rural development loan, is backed by the Department of Agriculture and is available only in rural locales. While FHA loans require at least a 3.5% down payment, USDA loans are notable for needing no down payment whatsoever, making them highly accessible.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Priority Federal Credit Union was originally founded on September 28, 1967 as Pope County Educators Federal Credit Union with the idea of serving Pope County Schools and Arkansas Tech University. Through constant growth, we have added participating groups throughout the region
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  • Community First Credit Union was chartered in July of 1952 in the state of Missouri originally as Division #3 Highway Credit Union, and serves anyone who lives or works in Marion and Ralls Counties. Immediate family members of existing members are also eligible to gain membership in the credit union.
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  • HNB Bank, n.a. was originally organized in May1888 as the Bank of Hannibal. The building on the corner of Main & Broadway in Hannibal, Missouri was constructed in 1889 and today, remains the bank’s corporate headquarters. In 1903 the bank applied for and was granted a national charter and became Hannibal National Bank.