USDA Loan Vs. FHA loan pro & con Piedmont, Anderson County, SC

For 2025, the USDA loan limit in Piedmont, within Anderson, SC, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA best rates and determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, helping to decide which program in is best for your financial situation.

USDA and FHA Loan Options in Piedmont, SC

The mission of Lendersa® is to secure you the best USDA or FHA loan without delay and complications. Choose from one of three starting paths that lead to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in SC

The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is supported by the Department of Agriculture and is available solely in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment, enhancing accessibility.

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(903) 792-8651 Lender's profile and map Reviews Domino Federal Credit Union 4702 S Lake Drive, Texarkana, TX, 75501 Domino Federal Credit Union was chartered on August 23, 1973. Employees of International Paper Mill in Domino, Texas worked together to establish this institution. In the beginning, Domino Federal Credit Union only offered Savings and Loans. It has since grown to offer Checking Accounts, IRAs, Share Certificates, Online Banking and more
(903) 735-3000 Lender's profile and map Reviews Red River Credit Union 1000 Pine, Texarkana, TX, 75501 Red River Credit Union employs over 350 local residents to manage over $900 million in assets. Our membership is over 110,000 strong. As a premier financial institution, Red River Credit Union can offer its membership loans, deposit accounts, and financial services to meet their every need.
(608) 243-5000 Lender's profile and map Reviews Summit Credit Union 1709 Landmark Dr, Cottage Grove, WI, 53527 Summit, we’re all about helping you turn wishing, waiting and wondering into planning, doing and experiencing. We offer the basic products you want, like checking and savings accounts, credit cards and loans. And we go one step further, providing financial guidance, education, tools, one-on-one coaching and innovative programs to empower.
(319) 648-2221 Lender's profile and map Reviews Peoples Trust and Savings Bank 90 E. Railroad St, Riverside, IA, 52327 Peoples Trust and Savings Bank was founded in 1928. We are a locally-owned-and-operated community bank serving Riverside, Iowa and the surrounding areas. Peoples Trust and Savings Bank offers the services of a modern financial institution while maintaining the integrity of a community bank.
(203) 783-5700 Lender's profile and map Reviews The Milford Bank 33 Broad Street, Milford, CT, 06460 The Milford Bank has a variety of loan programs with competitive rates and quality hometown customer service everyday. Many types of consumer loans can be completed in less than 30 minutes because paperwork is greatly simplified. Our consumer loan programs are available for residents.
(920) 349-3241 Lender's profile and map Reviews Hustisford State Bank 200 South Lake Street, Hustisford, WI, 53034 The goal of the Hustisford State Bank has been and continues to be to provide quality personal service to our customers. Hustisford State Bank is committed to remain an independent community bank and will continue to strive to provide quality services to its customers, which are its most valuable asset.
(203) 783-1103 Lender's profile and map Reviews GE Credit Union 265 Sub Way, Milford, CT, 06461 General Electric Credit Union is a full-service financial institution. Because it’s your money. Your dreams. And our commitment. Helping you achieve your financial dreams since 1940! We offer student checking accounts, FREE for up to 4 years, VISA Credit Cards at great rates, mortgages, home equity loans & lines with no application or annual fees!
(414) 316-5980 Lender's profile and map Reviews RateCloud 185 Plains Road, 3rd FLoor, Milford, CT, 06461 RateCloud, and we’ve made it our mission to bring that passion to the mortgage space so homebuyers and homeowners get a smoother, more cost-efficient mortgage experience.From start to finish, we give you the power to facilitate your own mortgage transaction. Typically, this role would be reserved for a loan officer.
(660) 463-2194 Lender's profile and map Reviews State Bank of Missouri 101 NW 2nd St, Concordia, MO, 64020 State Bank of Missouri, with assets of more than $55 million, is a chartered financial institution that serves customers in Jackson and Lafayette counties in Missouri. Its parent company, C.S. Bancshares, is a multi-bank holding company based in Chillicothe, Mo. C.S. Bancshares is the parent company to Chillicothe State Bank in Chillicothe;
(845) 454-8555 Lender's profile and map Reviews Rhinebeck Bank 6414 Montgomery Street, Rhinebeck, NY, 12572 Rhinebeck Bank is a full service, locally focused bank headquartered in Poughkeepsie, NY. We offer a full range of personal checking, savings, money market and certificates of deposit as well as, home equity lines of credit and mortgages. For commercial customers we offer a broad variety of products and services for sole proprietors, partnerships.
(845) 677-5321 Lender's profile and map Reviews Bank of Millbrook 3263 Franklin Ave., Millbrook, NY, 12545 Twenty years after its first business was founded, the Village of Millbrook needed a bank. The State of New York granted the Bank of Millbrook its charter on May 11, 1891, and seven days later we received our first customers on Franklin Avenue. Our first Board of Directors consisted of 15 prominent businessmen and residents of the community.