USDA and FHA Pro and Con in Liberty, Pickens County, SC
In 2026, the USDA loan limit available in Liberty, located in the county of Pickens, SC, is $336,500. In contrast, the FHA limit for a single-family residence is $472,030.
Take advantage of the Lendersa® USDA loan calculator to evaluate the most favorable rates for USDA and FHA loans today. Through this calculator, you can also determine the necessary income, credit, reserves, and documentation required for qualification. Our state-of-the-art mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program for your financial situation in areas like .
2026 Loan Limits and Down Payment Requirements in Liberty, County of Pickens, SC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Liberty, SC
The objective of Lendersa® is to provide you with the most favorable USDA or FHA loan quickly and effortlessly. Choose from one of three starting points that will connect you with matching lenders and USDA loan programs.
A USDA home loan is a government-backed loan endorsed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, which is exclusively available in rural settings. Unlike FHA loans that necessitate a minimum down payment of 3.5%, the USDA mortgage does not require a down payment.
While our name has changed, formerly SC Telco Federal Credit Union, our mission to improve the financial lives of our members has never wavered. Our credit union has spent more than 85 years focusing on one simple goal: to provide trustworthy financial solutions that empower everyday people to take ownership of their future
Pickens Federal Credit Union has a strong heritage with Pickens County, dating back to 1961 Our mission is to actively serve all members with respect and dignity, while providing a variety of beneficial services that are consistent with the Credit Union Philosophy of "People Helping People.
We have a full range of financial products and services designed to improve the financial lives of our members. Greenville Heritage FCU has consistently earned the Five-Star Superior rating from Bauer Financial Inc. in Coral Gables, Florida. This rating identifies our Credit Union as one of the strongest, financially sound credit unions.
Our primary focus naturally tends to be the Upstate of South Carolina because we are headquartered in the heart of Greenville! However, we are licensed to lend throughout the state. So if you are buying a condo downtown, a second home up on Paris Mountain, or a relaxing beach house in Charleston, we are ready to be your mortgage team!!
SC Home Lending, LLC We’re making getting a mortgage easier than ever before. Our company has an experienced team of brokers on staff. From fast, custom digital quotes to a completely streamlined online loan application and approval process, you can get your money and do what you want with it — usually in less than 30 days.
Preferred Financial Services, Greenville, SC has always been to create an opportunity for home owners and home buyers to purchase or refinance their home at a rate that would not only be affordable and lower than any other mortgage company in South Carolina, but would enhance their home buying experience and their bottom line.
We offer full mortgage services because our clients have different needs. Every situation is different, and what’s best for one person may not be ideal for another. We’re committed to consulting individually with every client to ensure we fit each one with the best product possible.
Lima One Capital, LLC is a National, fully capitalized, direct lender for residential real estate investors and homebuilders. We are revolutionizing the investor financing industry with our highly competitive and straightforward rates, the length of our loans, and our unmatched customer service.
OCONEE FEDERAL SAVINGS AND LOAN ASSOCIATION is the continuation and outgrowth of the Seneca Building and Loan Association, which was chartered by the State of South Carolina in February 1924.In 1958, we changed our name to OCONEE SAVINGS AND LOAN ASSOCIATION when our first branch office was opened in Walhalla.
