In 2026, the USDA loan limit available in Liberty, located in the county of Pickens, SC, is $336,500. In contrast, the FHA limit for a single-family residence is $472,030.
Take advantage of the Lendersa® USDA loan calculator to evaluate the most favorable rates for USDA and FHA loans today. Through this calculator, you can also determine the necessary income, credit, reserves, and documentation required for qualification. Our state-of-the-art mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program for your financial situation in areas like
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The objective of Lendersa® is to provide you with the most favorable USDA or FHA loan quickly and effortlessly. Choose from one of three starting points that will connect you with matching lenders and USDA loan programs.
A USDA home loan is a government-backed loan endorsed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, which is exclusively available in rural settings. Unlike FHA loans that necessitate a minimum down payment of 3.5%, the USDA mortgage does not require a down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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