USDA Vs. FHA your options comparison in Liberty, Pickens County, SC
In 2025, the USDA loan limit available in Liberty, located in the county of Pickens, SC, is $336,500. In contrast, the FHA limit for a single-family residence is $472,030.
Take advantage of the Lendersa® USDA loan calculator to evaluate the most favorable rates for USDA and FHA loans today. Through this calculator, you can also determine the necessary income, credit, reserves, and documentation required for qualification. Our state-of-the-art mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program for your financial situation in areas like .
2025 Loan Limits and Down Payment Requirements in Liberty, County of Pickens, SC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Liberty, SC
The objective of Lendersa® is to provide you with the most favorable USDA or FHA loan quickly and effortlessly. Choose from one of three starting points that will connect you with matching lenders and USDA loan programs.
A USDA home loan is a government-backed loan endorsed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, which is exclusively available in rural settings. Unlike FHA loans that necessitate a minimum down payment of 3.5%, the USDA mortgage does not require a down payment.
At 1st National Bank of Scotia, we rely on our decades of experience both inside and outside the banking industry to help provide our loyal customers with the products and services to fit their needs. Our Board of Directors truly care about providing for our customers and our communities today, tomorrow, and well into the future.
"Ryan Mortgage LLC We’ll work with you to provide financing that best suits your needs. It’s important to us that you fully understand the transaction. Our loan consultants will take plenty of time to explain all aspects of the loan.
Our goal is to put you in the home of your dreams while taking care of your long term financial health."
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First Choice Financial Federal Credit Union boasts over $152 Million in assets and is located in three great locations in Gloversville, NY and Broadalbin, NY. FCFFCU provides a wide range of quality financial services while preserving a competitive and stable financial institution. FCFFCU is a not-for-profit cooperative owned
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