USDA Vs. FHA Pro and Con comparison in Golden-Grove, Greenville County, SC
For the year 2025, the USDA loan maximum in Golden-Grove, from the county of Greenville, SC, is set at $285,000. The FHA limit, on the other hand, stands at $356,362 for a one-family home.
Lendersa® offers a USDA loan calculator to help you compare the most competitive USDA and FHA rates today. It also assists in identifying the essential income, credit, reserve, and documentation prerequisites for qualification. Our state-of-the-art mortgage calculator allows you to examine USDA, FHA, Conforming, and VA loan options side by side, empowering you to choose the best program suited to your financial situation in Alabama.
2025 Lending Limits and Initial Payment Requirements in Golden-Grove, Greenville, SC
Type of Loan
Maximum Loan
Required Initial Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices Available in Golden-Grove, SC
Lendersa® is dedicated to helping you secure an optimal USDA or FHA loan quickly and with minimal hassle. You can start from one of three main options that guide you to the appropriate lenders and USDA programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or simply a USDA mortgage, is offered exclusively in rural regions. These loans differ from FHA loans, which require at least a 3.5% down payment, in that USDA loans do not require any down payment whatsoever.
United Bank of Iowa is a bank with operations in one state. United Bank of Iowa offers numerous mortgage programs including conventional, USDA, construction and agricultural loan mortgages.
United Bank of Iowa is an independent financial services organization focusing on creating and maintaining personalized customer relationships
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