USDA and FHA Pro and Con in Gaffney, Cherokee County, SC
In 2025, the USDA loan limit for Gaffney, situated in the county of Cherokee within SC, is $336,500. Meanwhile, for a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates. This tool helps you assess the income, credit, reserves, and the documentation required for qualification. Using our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA products side by side, assisting you in determining the best program for your specific financial scenario in .
Details on 2025 Loan Limits and Downpayment Requirements in Gaffney, Cherokee, SC
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Gaffney, SC
Lendersa® aims to quickly secure the best possible USDA or FHA loan for you with minimal hassle. You can select one of three starting options to get connected with matching lenders and explore USDA loan programs.
A USDA home loan, supported by the Department of Agriculture, is known as a USDA rural development loan or USDA mortgage. It is uniquely available in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans necessitate no down payment, making them an appealing option for rural home buyers.
Sage Capital Corp. was founded in 1978 and provides short term commercial loans secured by real estate. Over the years, we have built a strong reputation for honesty and integrity. Our niche is speed and flexibility. If you have a deal that has to close quickly or doesn’t quite fit the bank mold, give us a call.
We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Here at American Liberty Mortgage, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
2828 North Speer Blvd, Suite 210-5, Denver, CO, 80211
"Indicate Capital is a private capital lender that focuses on issuing debt on commercial and residential real estate throughout the US.
Indicate Capital’s program is based on the theory that the current state of capital markets is keeping savvy investors and business operators from obtaining traditional bank"
Jon Lopez is the the founder of the Market Financial Mortgage company is 30 years of lending experience helps navigate the process. Mortgage Bankers are the best source in helping provide the best guidance towards the right financial path and strategy for your needs. My 30 years of lending experience helps navigate the process with compentance
Capital Works Mortgage opened its doors as an independent locally owned firm in 2013. In addition, each mortgage professional on the team has more than 10 years of experience in the banking and finance industry. Capital Works offers a full suite of services to meet any of your real estate financing needs with the goal
Platte River Mortgage & Investments, Inc. was founded in 2005 based on the principal that more favorable model could be developed for structuring mortgage loans and providing a higher level of service. Remaining purposefully small as a boutique mortgage company, we have grown our business through referrals from existing clients
2828 North Speer Blvd, Suite 210-5, Denver, CO, 80211
Colorado Short Term Funding (COST Fund) is a Colorado-based private capital, hard money lending, and private mortgage lender. We provide loans to private investors looking to aquire residential properties throughout the state of Colorado and the nation. You can be assured you will get the best service, funding, and information for your real estate.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our Bank will evolve into a more diversified financial entity based on our "customer focus" and abilities to enhance traditional banking services. We will be responsive to customer issues and our services will be product based opportunities that the marketplace demands. Community 1st Bank Las Vegas originally opened on December 17, 1949.
Our mortgage brokers and staff know what they’re doing. They use the latest comparative analysis software which allows them to research and compare various loan programs to find the best option to meet your needs. We have mastered loan fulfillment software which is designed to streamline the processing of your loan.
