USDA and FHA Pro and Con in Gaffney, Cherokee County, SC
In 2025, the USDA loan limit for Gaffney, situated in the county of Cherokee within SC, is $336,500. Meanwhile, for a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates. This tool helps you assess the income, credit, reserves, and the documentation required for qualification. Using our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA products side by side, assisting you in determining the best program for your specific financial scenario in .
Details on 2025 Loan Limits and Downpayment Requirements in Gaffney, Cherokee, SC
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Gaffney, SC
Lendersa® aims to quickly secure the best possible USDA or FHA loan for you with minimal hassle. You can select one of three starting options to get connected with matching lenders and explore USDA loan programs.
A USDA home loan, supported by the Department of Agriculture, is known as a USDA rural development loan or USDA mortgage. It is uniquely available in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans necessitate no down payment, making them an appealing option for rural home buyers.
New Orleans Port Commission Employees Credit Union
1350 Port of New Orleans Place, New Orleans, LA, 70130
New Orleans Port Commission Employees Credit Union has been open since 1952. The credit union has assets totaling $4.07 Million and provides banking services to more than 600 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans.
Hibernia Bank is a full-service bank offering a broad range of financial services to meet the needs of customers in the New Orleans Metropolitan Area. Hibernia has remained a local bank serving the local community. The main office is located in downtown New Orleans with additional locations in Old Metairie & Carrolton.
Bank of Louisiana's mission is to provide companies and individuals locally and throughout the United States with banking alternatives which enhance the quality of life by providing the financial resources to address their needs. Bank of Louisiana provides quality services like commercial loans, mortgages and more to the citizens of Pike County.
Our mission is to combine the values of old fashioned Community Banking that focuses on individualized customer service with innovative, competitive banking products, trust and brokerage services that further emphasizes and strengthens our relationship with our customers. Our philosphy is to do everything we can for every client we have.
"At New Orleans Mortgage Specialists. We offer a full range of mortgage options as well as real estate investment consulting/creditworthiness consultations.
Our dedicated associates have over 60 years of combined experience assisting homebuyers and investors in the Greater New Orleans, South Louisiana area."
Since 1998, the loan origination team at Essential Mortgage Company has been dedicated to providing a successful and stress-free transaction for every client. Professionalism and courtesy are our hallmarks, and the savings we pass along to our borrowers makes us unique among our competitors.
Great Lakes Credit union is banking for better. Founded in Lake County, Ill. in 1938, GLCU began with one goal in mind: Enable civil servants to create their ideal future by borrowing and saving at competitive rates.
At the time, no financial institution existed in the area, leaving local workers without an option to safely.
At Mortgage Lending Enterprises, LLC (MLE) we have a passion for real estate and making all of our clients extremely satisfied! Specializing in residential and commercial lending we can help make investors’ dreams come true. Offering hard money and private lending in over 45 states!
We have built a strong reputation as an outstanding mortgage banking firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. mortgage banking firm, serving the lending needs of real estate professionals, builders. We're a full service mortgage banker with an experienced staff
Cooperative Extension Service Federal Credit Union (CESFCU) started in 1946 as the Agricultural Extension Workers Credit Association, a state-chartered credit union. CESFCU was started by 11 UADA Cooperative Extension Service employees.
CESFCU became a Federally Chartered Credit Union in 1992
