USDA Vs. FHA your options comparison in Spartanburg, Spartanburg County, SC
In the year 2025, the USDA loan limit for Spartanburg, situated within the county of Spartanburg, SC, is $336,500. Meanwhile, the FHA limit for a single-family residence is $472,030.
To compare today's leading USDA versus FHA rates, utilize the Lendersa® USDA loan calculator, which also helps you ascertain the income, credit, reserves, and documents needed for qualifying. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, assisting you in determining the most suitable program for your specific financial situation in Alabama.
2025 Loan Limits and Downpayment Requirements in Spartanburg, Spartanburg, SC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Spartanburg, SC
Lendersa® is committed to obtaining the best available USDA or FHA loan for you quickly and effortlessly. Choose from one of three starting options that connect you with suitable lenders and USDA loan programs.
The USDA home loan is a government-backed mortgage through the Department of Agriculture, commonly called a USDA rural development loan or USDA mortgage. These loans are available exclusively in rural areas, and unlike FHA loans which require a minimum down payment of 3.5%, USDA loans do not necessitate any down payment at all, providing significant benefits to eligible borrowers in qualified regions.
Attorneys’ Mortgage Plus Inc. specializes in providing the highest level information possible for our clients. We work closely with our borrowers to achieve the best financing alternatives in the market that our available to our clients. With open and transparent pricing we pride ourselves in providing accurate information.
8603 South Dixie Highway | Suite 218, Pinecrest, FL, 33156
Stewards of Capital helps hundreds of Americans purchase their first home every day, and help others lower their monthly payment by refinancing. Our exclusive home mortgage programs allow you to buy a home with a minimal down payment in as little as 15 days. but Some home mortgage programs require as little as 0% down! In many cases.
PS Mortgage Lending is a boutique Mortgage Company headquartered in beautiful Miami, Florida with an office in Houston, Texas. PS has many Licensed Mortgage Loan Originators spread throughout Florida and Texas, and has been in business and licensed in Florida since 2012.PS Mortgage Lending is home to Phil Stevenson - AKA "The Mortgage Nerd"
FEMBi Mortgage is a leader in mortgage lending in the southeastern United States. Our leadership position was gained by understanding the individual needs of our clients and by building a team of more than 125 mortgage professionals and Each and every member of our staff is driven to helping you realize your homeownership goals,
We’re all about helping Veterans and military families become homeowners. In two short decades, we’ve closed over 500, 000 VA Loans and became the #1 VA purchase lender in the nation.
But to us, success isn’t measured in numbers. Our success is measured in living our values every day
3401 W. Broadway Business Park Ct, Suite 213, Columbia, MO, 65203
Mid-Continent Funding offers mortgage products for home buyers. Working alongside several of today’s lenders gives us the capability to offer products that allow borrowers:
Minimum down payments
First time buyer benefits
Program options for high debt-to-income ratios and low credit
Refinancing opportunities
To lower your monthly payments
3401 W. Broadway Business Park Ct, Suite 213, Columbia, MO, 65203
We pride ourselves on giving the best customer service in the industry. Unlike some competitors, you will work with the same person from your first call to the closing of your VA-backed loan. Your loan officer will be available to you at any point in the loan process should any question or concern arise.
We are committed to exceeding clients' expectations and creating an amazing experience with the VA Mortgage process by providing an abundance of information and personalized service to Veterans, military members, and their families across the U.S. Veterans United consistently strives to amaze, measuring success by the positive impact on the lives.
We take pride in offering a variety of accounts and services to our customers. Our friendly customer service representatives and experienced lenders will help you choose the option that best fits your needs. Competitive pricing and community banking for over 128 years differentiates BankORION from the competition.
1405 West Lane Road, Suite A, Machesney Park, IL, 61115
LinXus Credit Union (formerly Rockford Postal Employees Credit Union) is a not-for-profit financial organization owned by more than 2500 members. The credit union was organized to help provide personal financial services, such as savings and loans. Today, LinXus Credit Union strives to continue great member service by offering higher dividends
Rockford Municipal Employees Credit Union has been serving our members since 1942 offering a variety of quality financial services. Charted on July 14, 1942, the original office was located at the Water Department with Wesley Johnson at the helm for many years. in August 1992, Rock-Winn Credit Union who served Winnebago county employees
14510 South West 77 Court, Palmetto Bay, FL, 33158
Beacon Financial Resource Group, Inc. is a licensed Florida mortgage broker located in Miami-Dade County. We are family-owned and offer a hands-on approach to serving your residential and commercial mortgage financing needs. With over 28 years of lending experience, we have built a business
