USDA Vs. FHA your options comparison in Spartanburg, Spartanburg County, SC
In the year 2025, the USDA loan limit for Spartanburg, situated within the county of Spartanburg, SC, is $336,500. Meanwhile, the FHA limit for a single-family residence is $472,030.
To compare today's leading USDA versus FHA rates, utilize the Lendersa® USDA loan calculator, which also helps you ascertain the income, credit, reserves, and documents needed for qualifying. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, assisting you in determining the most suitable program for your specific financial situation in Alabama.
2025 Loan Limits and Downpayment Requirements in Spartanburg, Spartanburg, SC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Spartanburg, SC
Lendersa® is committed to obtaining the best available USDA or FHA loan for you quickly and effortlessly. Choose from one of three starting options that connect you with suitable lenders and USDA loan programs.
The USDA home loan is a government-backed mortgage through the Department of Agriculture, commonly called a USDA rural development loan or USDA mortgage. These loans are available exclusively in rural areas, and unlike FHA loans which require a minimum down payment of 3.5%, USDA loans do not necessitate any down payment at all, providing significant benefits to eligible borrowers in qualified regions.
Our mission is to unite realtor, loan officer, and client in the home loan process as we build lifelong relationships and celebrate successes, all while delivering the American dream of home ownership. We look within ourselves to commit to the most proactive, transparent process in the industry in order to ensure our customers
Spectrum Real Estate Network, based in Chino, California. For over a decade, she has established a passionate presence in the surrounding communities through her professional career and other ventures. Not only a Residential and Commercial Real Estate Broker, but also a Mortgage Loan Originator.
Omniscient Capital Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Founder of Synergy Financial Group Inc. Sheila is dedicated to ensuring her clients and business partners are well informed and aware of the details behind the crucial financial decisions they make on a regular basis. She works hard to serve her community and to make dreams come true!
Our company is a real estate and mortgage brokerage that is always there to help you find the best property to fit your needs as well as get you the best financing for your home purchase or refinance. Our company’s highly skilled professionals always aim to provide you with 5 star service.
We want to help you achieve your dreams.
5206 Benito Street, Suite 211, Montclair, CA, 91763
We are a full-service mortgage company based in Irvine, CA. We specialize in 30-Year Fixed and Adjustable Rate Loans in Irvine. We also serve the surrounding cities in Orange County. Whether you are buying a home or refinancing in any of these zip codes: 92604, 92618, 92630, we can help you realize your dream of home ownership
Community Commerce Bank (CCB), formed in 1976, is part of The East Los Angeles Community Union (TELACU) family of companies. CCB prides itself on serving the financial needs of California residents through a wide range of loan products and deposit accounts. CCB specializes in commercial real estate loans, loans to non-profit.
Specializing in both residential and commercial loans for borrowers and brokers, as well as trust deed purchases to the investor community.
MCapital Holdings LLC. has provided private money products to clients who are interested in our ethical, intelligent approach.
Our long history in this business
Susana Rhoades Lending Team been in the mortgage industry over 30 years I have learned never to approach my clients with a “one-size-fits all” mentality. Understanding the unique needs of each individual is my top priority. I take the time to come up with the best plan of action for their needs based on personal desires
Crescent Tree Corporation with over two decades of experience, Jeannette Navarro started a boutique brokerage offering a new approach to the lending experience. Shortly after opening her Claremont, CA office in 2020, mortgage specialists and brokers adamantly sought the brokerage.and also We believe that every customer deserves.
415 West Foothill Boulevard, Suite 239, Claremont, CA, 91711
First Choice Funding Solutions Inc We are committed to quality customer service putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online todayWe specialize in all your home financing needs. From Conventional, Fha and Va loans to hard to verify income loans.
415 W. Foothill Blvd, Suite 239, Claremont, CA, 91711
Rudy Muniz is the all around real estate professional because he is a real estate agent, Mortgage loan officer, and an active real estate investor. The fact that Rudy can do anything real estate has to offer speaks volume of where Rudy Muniz has been, his unmatched work ethic, and shows his persistence to perfecting his craft for you, his client.
