USDA VS FHA in Williamston, Anderson County, SC

For 2026, the USDA loan limit in Williamston, within Anderson, SC, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to assess today's optimal USDA versus FHA rates and find out the necessary income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, helping you choose the most suitable program for your financial situation in .

View loan offers from 100 lenders

2026 Loan Limits and Downpayment Details in Williamston, Anderson, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Solutions in Williamston, SC

The goal at Lendersa® is to quickly secure the best USDA or FHA loan for you without hassle. Choose one of three starting points that connect you with matching lenders and explore USDA loan programs.

Illustration of Lendersa USDA loan request and matching results

Understanding USDA Loans in SC

USDA home loans, also referred to as USDA rural development loans or mortgages, are backed by the Department of Agriculture and specifically available for rural neighborhoods. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Williamston Lenders

  • Spero Financial
  • 118 Brushy Creek Rd, Easley, SC, 29642
  • Lends in South Carolina
  • While our name has changed, formerly SC Telco Federal Credit Union, our mission to improve the financial lives of our members has never wavered. Our credit union has spent more than 85 years focusing on one simple goal: to provide trustworthy financial solutions that empower everyday people to take ownership of their future

  • AnMed Health Federal Credit Union
  • 706 East Greenville Street, Anderson, SC, 29621
  • Lends in South Carolina
  • AnMed Health FCU is a non-profit, member owned financial institution. Our goal is to provide the very best financial services in a personal and confidential manner, to meet your financial needs. Our goal is to maintain our credit union’s long term financial stability and to provide a variety of services.

  • Legacy Lending Mortgage Group LLC
  • 2315 N. Main St, Suite 211D, Anderson, SC, 29621
  • Lends in South Carolina
  • Legacy Lending Mortgage Group offers high-quality mortgage brokerage services to residential customers. Our aim is to provide our customers with fair mortgage rates at reasonable prices, while keeping our clients informed & educated throughout the process. We will be transparent and be sure to keep all parties involved in the transaction informed.

  • RateSaver Mortgage Inc
  • 2318 N. Main St, Unit D, Anderson, SC, 29621
  • Lends in South Carolina
  • One of the biggest rewards in my business life is helping people achieve their dreams of home ownership. From first time homeowners, to experienced multi-home real estate investors, I can make the process smooth and easy for any buyer. Take advantage of my 23+ years of mortgage experience and over 1500 mortgages closed.

  • Classic Home Mortgage
  • 330 Harrison Bridge Road, Suite C, Simpsonville, SC, 29680
  • Lends in South Carolina
  • Classic Home Mortgage is located in Simpsonville, South Carolina in the Upstate, Bluffton & Summerville, South Carolina in the Lowcountry and the Sunshine State of Florida. Whether you need an FHA, VA, USDA or Conventional loan, it's our mission to provide you with excellent service, competitive rates.

  • Greenville Heritage Federal Credit Union
  • 520 W Washington Street, Greenville, SC, 29601
  • Lends in South Carolina
  • We have a full range of financial products and services designed to improve the financial lives of our members. Greenville Heritage FCU has consistently earned the Five-Star Superior rating from Bauer Financial Inc. in Coral Gables, Florida. This rating identifies our Credit Union as one of the strongest, financially sound credit unions.

  • BLMC, Inc
  • 15 Whitsett Street, Greenville, SC, 29601
  • Lends in South Carolina
  • Our primary focus naturally tends to be the Upstate of South Carolina because we are headquartered in the heart of Greenville! However, we are licensed to lend throughout the state. So if you are buying a condo downtown, a second home up on Paris Mountain, or a relaxing beach house in Charleston, we are ready to be your mortgage team!!

  • SC Home Lending, LLC
  • 1204-A E Washington St, Greenville, SC, 29601
  • Lends in South Carolina
  • SC Home Lending, LLC We’re making getting a mortgage easier than ever before. Our company
    has an experienced team of brokers on staff. From fast, custom digital quotes to a completely streamlined online loan application and approval
    process, you can get your money and do what you want with it — usually in less than 30 days.

  • Preferred Financial Services
  • 311 Pettigru Street, Greenville, SC, 29601
  • Lends in South Carolina
  • Preferred Financial Services, Greenville, SC has always been to create an opportunity for home owners and home buyers to purchase or refinance their home at a rate that would not only be affordable and lower than any other mortgage company in South Carolina, but would enhance their home buying experience and their bottom line.