For the year 2026, the USDA loan limit in Moncks-Corner, situated in the county of Berkeley, SC, is set at $285,000. Meanwhile, the FHA loan limit for a single-family residence stands at $414,000.
Utilize the Lendersa® USDA loan calculator to weigh up the current USDA versus FHA rates and identify the required income, credit score, reserves, and documents for qualification. Our comprehensive mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, facilitating your choice of the optimal program tailored to your specific financial state in .
2026 Loan limits and down payment necessities in Moncks-Corner, county of Berkeley, SC
Loan Category
Maximum Loan Amount
Down Payment
USDA
$285,000
0%
FHA
$414,000
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA loans in Moncks-Corner, SC
Lendersa® is dedicated to providing swift and straightforward access to the most favorable USDA or FHA loans. Choose from one of three initial paths, each leading to matching with suitable lenders and USDA loan options.
The USDA home loan, also referred to as the USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture. This mortgage is available strictly for rural communities. Singling out FHA loans that mandate a minimum 3.5% down payment, USDA mortgage loans require absolutely no down payment, making it an appealing choice for eligible applicants.
612 Rembert C Dennis Boulevard, Moncks Corner, SC, 29461
Lends in South Carolina
The mission of Santee Cooper Credit Union is to provide financial services to members, to invest prudently, and to operate in the interest of the member while maintaining a safe and sound environment.Santee Cooper Credit Union remains committed to safeguarding the assets of our members.
"At Palmetto Mortgage, we are dedicated to serving our customers with the best service and products for their needs. We provide a wide variety of loan products and by doing so we allow our customers to choose the product that best suits their needs.
On the following pages you will learn briefly about our products and about us."
At REV, we’re passionate about being an active partner that works with local businesses, organizations and associations to build healthy communities. Through a digital first strategy and enhanced commitment to our members, we’re redefining what banking means. As a full-service financial institution, we offer competitive loan rates.
202 E. 2nd North St, Suite 1-A, Summerville, SC, 29483
Lends in South Carolina
Homefront Mortgages, Inc. offers the very best mortgage tools available on the Internet - easy, convenient, on-line shopping for the best loan programs and most current rates available, together with the assistance of an experienced, "live" loan officer to guide you through the often difficult and confusing process.
Whether you're a first time homebuyer or an experienced borrower, The Bank of South Carolina's mortgage professionals can make the process clear and simple. Our knowledgeable professionals are trained to help you understand the entire loan process and select the most favorable loan product for your needs.
At South Carolina Federal Credit Union, we connect remarkable people with exceptional opportunities. We are passionate about exceeding expectations and providing “Life Simplified” experiences for our members, and we're are proud to be an Employer of Choice organization where people matter.
Universal Mortgage has been in business since 2001. They specialize in all types of mortgage loans with a primary interest in hard money loans ad investment loans. The main number is 843 576 1859. Mike Kinard the owners direct line is 843 576 5448. Mike has been a mortgage originator since 1991 and a top producer in the industry.
89 Old Trolley Rd, Suite 102, Summerville, SC, 29485
Lends in South Carolina
Assurance Financial Services, Inc. is a mortgage brokerage located in South Carolina. We are on our client’s side throughout the transaction and communication is key. We are available 7 days a week to answer questions, provide guidance, and update buyers with each step of the process as it unfolds.
10040 Dorchester Rd, Suite 101, Summerville, SC, 29485
Lends in South Carolina
Our mission at Jeff Cook Real Estate is to empower our team to deliver the best service and to empower our clients to reach their real estate goals. Whether you are a buyer, seller, or investor, our team of professionals can answer any questions you might have. If you want someone who will work tirelessly to ensure your satisfaction
