USDA Loan Vs. FHA loan pro & con for Moncks-Corner, Berkeley County, SC

In 2025, USDA loan limit in Moncks-Corner, county of Berkeley, SC is $285,000 while FHA limit is $414,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Moncks-Corner, SC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in South Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(954) 546-4749 463 miles Lender's profile and map Reviews American Exchange Mortgage LLC 16805 Newark Bay Rd, Delray Beach, FL, 33446 Since 1994, I have been involved in various leadership roles throughout the real estate and financing arenas. This includes serving as Director of American Exchange Mortgage Bankers starting in 1999. During this time, I was concentrated on the company’s business development, acquisition of multifamily projects,
(800) 974-3129 463 miles Lender's profile and map Reviews HP Mortgage LLC 7495 W Atlantic Ave Suite 200-293, Delray Beach, FL, 33446 HP Mortgage LLC offer NO-INCOME VERIFIED LOANS! If you are self employed or an investor, we are here to serve you--no tax returns necessary. We also offer Conventional 1% down, FHA down to 560 FICO, Jumbo loans down to 500 FICO, and various USDA and VA programs. We will always be honest
(740) 962-4565 463 miles Lender's profile and map Reviews The Citizens National Bank of McConnelsville 100 East Main St, Mcconnelsville, OH, 43756 Citizens National Bank of McConnelsville was founded in 1886. Located in the historic Stanbery Building in downtown McConnelsville, CNB has been a central part of our community for over 125 years. While banking has undergone many changes over the last century, CNB continues to provide its customers with the latest banking technology
(740) 962-3911 463 miles Lender's profile and map Reviews The First National Bank of McConnelsville 86 N. Kennebec Avenue, Mcconnelsville, OH, 43756 We want to be your First Choice for savings, checking, home mortgages, internet banking, auto loans, personal loans, educational loans - all your banking needs. We are the bank that has served southeastern Ohio since 1863. Now we're working to be your First Choice, too. Services Savings Checking Loans The First National Bank of McConnelsville was c
(850) 343-0400 463 miles Lender's profile and map Reviews Trident Home Loans 517 N. Baylen Street, Pensacola, FL, 32501 At Trident, we guarantee our clients less stress, & more options.Impeccable customer service is the name of our game.Our number one goal is to establish a trusting relationship with our clients.We work directly with borrowers to help them finance their dream homes.Buying a house can be a daunting and intimidating process, but it doesn't have to be!
(205) 921-9400 463 miles Lender's profile and map Reviews PeoplesTrust Bank 1281 Military Street South, Hamilton, AL, 35570 PeoplesTrust Bank opened for business on July 23, 2004 with offices in Hamilton and Hackleburg, Alabama. As the first newly chartered commercial bank in Marion County in more than 25 years, PeoplesTrust Bank was organized as a locally owned and locally focused alternative to the multi-state mega-banks. Local decision making has enabled The Bank to
(205) 921-7435 463 miles Lender's profile and map Reviews First National Bank 341 Military Street S, Hamilton, AL, 35570 Founded in 1976, the bank’s stable growth and progress for over 45 years is a reflection of the hard work and traditional values that exist in the Board of Directors, management, and staff. Our number one goal is to provide quality service that will meet all of your banking needs with the personal touch that will make you feel right at home.
(740) 642-2191 463 miles Lender's profile and map Reviews Kingston National Bank 2 N Main Street, Kingston, OH, 45644 Kingston National Bank defines itself as “A Real Community Bank, Really Serving Communities”, a motto that was established when Phil Dunlap and his associates founded the Bank back in 1909. The tradition of providing customers with excellent banking products and superior customer service still prevails.
(410) 552-8142 463 miles Lender's profile and map Reviews Choice Home Finance LLC 5560 Compton Lane, Eldersburg, MD, 21784 Choice Home Finance is a licensed mortgage broker committed to responsible lending. We are experts in locating the best mortgage for your individual circumstances. We have extensive experience in most of the products and programs that are available today. We can help you secure a residential mortgage loan,
(410) 935-4326 463 miles Lender's profile and map Reviews McCormick Mortgage Services LLC 1932 Liberty Road, Eldersburg, MD, 21784 Through out the years, we have developed relationships with some of the strongest mortgage investors in the country. These relationships allow us to offer a complete range of loan programs and pricing to fit the needs of our customers. These loan programs include conventional, government, & non-conforming with fixed rate & adjustable rate options.
(410) 935-4326 463 miles Lender's profile and map Reviews McCormick Mortgage Services 1932 Liberty Road, Eldersburg, MD, 21784 Through out the years, we have developed relationships with some of the strongest mortgage investors in the country. These relationships allow us to offer a complete range of loan programs and pricing to fit the needs of our customers. These loan programs include conventional, government, and non-conforming with fixed rate.