For the year 2026, the USDA loan limit in Moncks-Corner, situated in the county of Berkeley, SC, is set at $285,000. Meanwhile, the FHA loan limit for a single-family residence stands at $414,000.
Utilize the Lendersa® USDA loan calculator to weigh up the current USDA versus FHA rates and identify the required income, credit score, reserves, and documents for qualification. Our comprehensive mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, facilitating your choice of the optimal program tailored to your specific financial state in .
2026 Loan limits and down payment necessities in Moncks-Corner, county of Berkeley, SC
Loan Category
Maximum Loan Amount
Down Payment
USDA
$285,000
0%
FHA
$414,000
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA loans in Moncks-Corner, SC
Lendersa® is dedicated to providing swift and straightforward access to the most favorable USDA or FHA loans. Choose from one of three initial paths, each leading to matching with suitable lenders and USDA loan options.
The USDA home loan, also referred to as the USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture. This mortgage is available strictly for rural communities. Singling out FHA loans that mandate a minimum 3.5% down payment, USDA mortgage loans require absolutely no down payment, making it an appealing choice for eligible applicants.
Carolina Lending Group, LLC is going to make a commitment to giving back to both our community and other global organizations in an effort to make the world a better place. Our global partnership with Kiva.Org has been in place for many years and we will continue to support these causes via this platform for as little as $25 a loan.
147 Wappoo Creek Drive, Suite 105, Charleston, SC, 29412
At Homegrown Financial, we know you want financial freedom as you age. To achieve that, you need a smart and safe way to access an important retirement asset: home equity. The problem is traditional retirement sources are becoming unreliable and you’re worried about which options will allow you to best monetize your home equity in retirement.
HomeSpring Mortgage is a South Carolina-based direct portfolio lender. We do not broker any loans. We lend exclusively in South Carolina for residential and commercial properties.HomeSpring is a full-service, non-QM lender that partners with mortgage professionals working in the non-government mortgage sector by making decisions that focus on a bor
HomeSpring Mortgage is a South Carolina-based direct portfolio lender. We do not broker any loans. We lend exclusively in South Carolina for residential and commercial properties. HomeSpring is a full-service, non-QM lender that partners with mortgage professionals working in the non-government mortgage sector.
Georgetown Kraft Credit Union $143 million financial cooperative serving members with affordable financial products for everyday needs. Community-Chartered with membership open to anyone who lives, works or attends school in Georgetown & Williamsburg Counties. Branches in Georgetown.
1100 North Jefferies Boulevard, Walterboro, SC, 29488
Bank of the Lowcountry is a local community bank founded in Walterboro, SC – the “front porch of the Lowcountry.” Our institution was founded by ten prominent Walterboro businessmen in October of 1988, resulting in the first commercial chartered bank organized in Walterboro in over 65 years.
1ST FEDERAL SAVINGS BANK OF SC, INC. “The Family Bank” Our institution was established in August of 1963 as First Federal Savings & Loan Association of Walterboro. Through the years our name has changed, but our founding principle has remained the same: providing outstanding service
At SAFE Federal Credit Union, we connect South Carolinians in our seven-county service area with the resources they need to achieve lasting economic stability.
In fact, that’s our mission—to help members stay at their financial best through all stages of life—and has been since our founding over half a century ago
At Unity Mortgage of SC LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
Kwest Mortgage Group was born from a vision to create and advance a company with a mission of helping consumers achieve their life goals and elevate themselves, through homeownership, to a more secure place in society. Kwest, as it is a play on words, is meant to promulgated my passion in offering consumers safe, sound
Magnolia Home Loans had a modest beginning in Atlanta, Georgia and now serve home buyers throughout Georgia and South Carolina. We are a family owned business who give our clients 1:1 personalized services. We have been in the mortgage business for over 30 years. Our mission is to serve our customers with honesty, integrity, and competence.
