For the year 2025, the USDA loan limit in Moncks-Corner, situated in the county of Berkeley, SC, is set at $285,000. Meanwhile, the FHA loan limit for a single-family residence stands at $414,000.
Utilize the Lendersa® USDA loan calculator to weigh up the current USDA versus FHA rates and identify the required income, credit score, reserves, and documents for qualification. Our comprehensive mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, facilitating your choice of the optimal program tailored to your specific financial state in
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| Loan Category | Maximum Loan Amount | Down Payment | |
| USDA | $285,000 | 0% | |
| FHA | $414,000 | 3.5% | |
| Conventional Conforming | $548,250 | 3% |
Lendersa® is dedicated to providing swift and straightforward access to the most favorable USDA or FHA loans. Choose from one of three initial paths, each leading to matching with suitable lenders and USDA loan options.
The USDA home loan, also referred to as the USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture. This mortgage is available strictly for rural communities. Singling out FHA loans that mandate a minimum 3.5% down payment, USDA mortgage loans require absolutely no down payment, making it an appealing choice for eligible applicants.
Enter your location to find out if it qualifies for USDA rural housing loan?
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