USDA Vs. FHA your options comparison in Greenwood, Greenwood County, SC

In 2025, the USDA loan limit in Greenwood, part of Greenwood, SC, amounts to $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize Lendersa® USDA loan calculator to review today's USDA and FHA rates side by side, helping you assess the income, credit, reserves, and documents needed for qualification. The advanced mortgage calculator shows USDA, FHA, Conforming, and VA options simultaneously, assisting you in determining the best choice suited to your financial needs in Alabama.

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2025 Loan Limits and Downpayment Requirements in Greenwood, Greenwood, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Greenwood, SC

The mission of Lendersa® is to secure the best available USDA or FHA loan for you swiftly and without hassle. Start with one of three initial steps to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Definition of USDA Loan in SC

A USDA home loan is endorsed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is specifically for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans have no down payment requirement, offering significant advantages to eligible candidates.

Enter your location to find out if it qualifies for USDA rural housing loan?



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