USDA VS FHA in Abbeville, Abbeville County, SC

In the year 2026, the USDA loan limit in Abbeville, county of Abbeville, SC, is $336,500, whereas the FHA limit for a single-family home is $472,030.

With the Lendersa® USDA loan calculator, you can compare today's top USDA against FHA interest rates. It also assists in checking the income, credit, reserves, and required documents for qualification. Our comprehensive mortgage calculator allows side-by-side viewing of USDA, FHA, Conforming, and VA loans, guiding you to decide the optimal program in for your financial situation.

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2026 Loan Limits and Downpayment Requirements in Abbeville, Abbeville, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Abbeville, SC

The goal of Lendersa® is to secure the best possible USDA or FHA loan quickly and effortlessly. Begin with one of three available routes to find matching lenders and explore USDA loan programs.

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Understanding USDA Loans in SC

A USDA home loan, guaranteed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is exclusively for rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Abbeville Lenders

  • HopeSouth Credit Union
  • 807 W Greenwood Street, Abbeville, SC, 29620
  • Lends in South Carolina
  • HopeSouth Credit Union is dedicated to helping you realize your financial goals, such as reducing your debt, saving for higher education, buying your first home, or planning for retirement and also Proudly serving the financial needs of those who live, work, worship, or attend school in Abbeville County, South Carolina.

  • Abbeville First Bank, SSB
  • 205 S. Main Street, Abbeville, SC, 29620
  • Lends in South Carolina
  • Abbeville First Bank was organized April 24, 1907 under the name of Building and Loan Association of Abbeville. The assets at the time were only a few hundred dollars. The principal objective of the association was to encourage the common person to save money monthly for the primary purpose of building or buying a home.

  • Neighbors United FCU
  • 218 Birchtree Drive, Greenwood, SC, 29649
  • Lends in South Carolina
  • Our mission is to offer superb and secure services to our members while assisting in achieving personal financial success. We strive to accomplish the credit union philosophy of “People Helping People” and to provide superior service resulting in member satisfaction. Our vision is to be our member’s financial institution.

  • Emerald Credit Association FCU
  • 2117 Kateway, Greenwood, SC, 29646
  • Lends in South Carolina
  • Emerald Credit Association FCU, you’re not just a customer but part-owner of your credit union.Member assets are pooled to provide loans & other financial services to fellow members.Credit unions are not-for-profit, which means that instead of dividends going to shareholders, profits are put back into the credit union to bring members lower fees.

  • CountyBank
  • 419 Main St, Greenwood, SC, 29646
  • Lends in South Carolina
  • Founded in 1933, CountyBank is a full service community financial institution whose family of companies includes CountyBank, CountyBank Mortgage, CountyBank Trust Services, Countybanc Insurance Services, Inc., Countybanc Investment Services, Inc., and Greenwood Capital Associates, LLC.

  • AnMed Health Federal Credit Union
  • 706 East Greenville Street, Anderson, SC, 29621
  • Lends in South Carolina
  • AnMed Health FCU is a non-profit, member owned financial institution. Our goal is to provide the very best financial services in a personal and confidential manner, to meet your financial needs. Our goal is to maintain our credit union’s long term financial stability and to provide a variety of services.

  • Legacy Lending Mortgage Group LLC
  • 2315 N. Main St, Suite 211D, Anderson, SC, 29621
  • Lends in South Carolina
  • Legacy Lending Mortgage Group offers high-quality mortgage brokerage services to residential customers. Our aim is to provide our customers with fair mortgage rates at reasonable prices, while keeping our clients informed & educated throughout the process. We will be transparent and be sure to keep all parties involved in the transaction informed.

  • RateSaver Mortgage Inc
  • 2318 N. Main St, Unit D, Anderson, SC, 29621
  • Lends in South Carolina
  • One of the biggest rewards in my business life is helping people achieve their dreams of home ownership. From first time homeowners, to experienced multi-home real estate investors, I can make the process smooth and easy for any buyer. Take advantage of my 23+ years of mortgage experience and over 1500 mortgages closed.