USDA Vs. FHA Pro and Con comparison in Honea-Path, Anderson County, SC

As of 2025, the USDA loan limit in Honea-Path, situated in Anderson county, SC, stands at $285,000, whereas the FHA limit for a single-family residence is $356,362.

Utilize Lendersa®'s USDA loan calculator to compare today's most competitive USDA and FHA rates, and ascertain the necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, aiding you in determining which program in best suits your financial needs.

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Overview of 2025 Loan Limits & Down Payments in Honea-Path, Anderson county, SC

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Honea-Path, SC

Lendersa® aims to swiftly secure you the best USDA or FHA loan without the hassle. Start with one of three options that align you with compatible lenders and USDA loan programs.

Lendersa USDA loan request matching outcomes

Understanding USDA Loans in SC

A USDA home loan is a government-backed option provided by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage. It is strictly available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage demands no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Boardwalk Mortgage
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  • Kelly Mortgage, Inc.
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  • Our mission is to be the home financing partner that you trust to serve your family, friends, and community. Through our family of dedicated mortgage professionals, our commitment is to deliver an exceptional experience. Our unwavering dedication to integrity, honesty, and ethics is the foundation of all of our relationships
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  • AMC Lending Group
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