USDA Vs. FHA Pro and Con comparison in Belton, Anderson County, SC

In 2025, USDA loan limit in Belton, county of Anderson, SC is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Belton, county of Anderson, SC

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Belton, SC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in South Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Employees Federal Credit Union
  • 635 Grant Street, Pittsburgh, PA, 15219
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  • Bridgeway Capital
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  • "Bridgeway Capital takes a market-based approach to community and economic development. We invest in people and places that mainstream finance considers too risky. Where others see risk, we see opportunity. Bridgeway provides patient, flexible capital and business education to ignite small business growth, develop communities"
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  • We strive to be a full-service independent community bank, and remain committed to the Galion area residents. Every effort has been made to improve the quality of service for our customers, making use of the latest in banking technology available today. Galion Building and Loan Bank is proud of our heritage in Galion since 1888.
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  • 2 South Main Street, Mansfield, OH, 44902
  • Mechanics Bank is a full-service community bank in Richland County, Ohio. We’ve remained independently managed for over 136 years, and we’re proud to be the only bank in the county that can make that claim. Because what began in Mansfield in 1886 remains here—headquarters and all.
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  • Tappan Community Credit Union, proud to be the oldest credit union in Mansfield. Over 84 years ago Tappan Employees Credit Union met the needs of a growing industrial workforce and we are pleased to continue those same services today. Membership is open to anyone working, attending school, worshiping or living in Richland County.
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