USDA Vs. FHA your options comparison in Taylors, Greenville County, SC

In 2026, the USDA loan limit for Taylors, part of Greenville county, SC, is $336,500. Meanwhile, the FHA limit for a single-family property is $472,030.

Use Lendersa® USDA loan calculator to evaluate the top USDA and FHA rates today, determining the necessary income, credit, reserves, and documents to qualify. With our advanced mortgage tool, you can compare USDA, FHA, Conforming, and VA loans side by side, assisting in choosing the best program for your financial needs in Alabama.

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2026 Loan Limits and Downpayment Requirements in Taylors, Greenville, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Taylors, SC

At Lendersa®, the aim is to quickly secure the best USDA or FHA loan for you without hassle. Start with one of three paths to connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in SC

A USDA home loan, guaranteed by the Department of Agriculture, is often known as a USDA rural development loan or mortgage, available only in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans require none, providing clear advantages for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • WNC Community Credit Union
  • 27 Kent Lane, Waynesville, NC, 28786
  • WNC Community Credit Union is dedicated to better serving the individuals and families in our western North Carolina community. Friendly, smiling faces are always working hard to provide you with the right financial services to succeed in today’s fast-paced world.

    Our members are treated with dignity, respect,

  • Mountain Credit Union
  • 1700 Russ Avenue, Waynesville, NC, 28786
  • Mountain Credit Union was granted an amendment to our Community Charter allowing us to serve four additional Western North Carolina counties – Cherokee, Clay, Graham and Madison. Our charter now allows us to serve anyone who lives, works, worships or attends school in Buncombe, Cherokee, Clay, Graham, Haywood, Henderson, etc

  • Neighbors United FCU
  • 218 Birchtree Drive, Greenwood, SC, 29649
  • Our mission is to offer superb and secure services to our members while assisting in achieving personal financial success. We strive to accomplish the credit union philosophy of “People Helping People” and to provide superior service resulting in member satisfaction. Our vision is to be our member’s financial institution.

  • North Georgia Credit Union
  • 249 East Franklin Street, Hartwell, GA, 30643
  • North Georgia Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder – or an owner – of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.

  • Your Money Center LLC
  • 25 Old Highway 29, Hartwell, GA, 30643
  • Your Money Center LLC We are a full-service tax and accounting firm with three convenient locations in Hartwell, Elberton and Toccoa, Georgia. It is our mission to go above and beyond the normal expectation of a tax preparation, booking and payroll firm by providing exceptional customer service

  • McDowell CornerStone CU
  • 2031 Rutherford Road, Marion, NC, 28752
  • MCDOWELL CORNERSTONE CREDIT UNION is a not for profit organization whose ownership is made up from the members of the Credit Union.

    We have been in existence since March 1967 and located on 2031 Rutherford Rd Marion NC 28752. Along with our other services, we offer drive up window and night depository at this location.

  • HopeSouth Credit Union
  • 807 W Greenwood Street, Abbeville, SC, 29620
  • HopeSouth Credit Union is dedicated to helping you realize your financial goals, such as reducing your debt, saving for higher education, buying your first home, or planning for retirement and also Proudly serving the financial needs of those who live, work, worship, or attend school in Abbeville County, South Carolina.

  • Abbeville First Bank, SSB
  • 205 S. Main Street, Abbeville, SC, 29620
  • Abbeville First Bank was organized April 24, 1907 under the name of Building and Loan Association of Abbeville. The assets at the time were only a few hundred dollars. The principal objective of the association was to encourage the common person to save money monthly for the primary purpose of building or buying a home.

  • Northeast Georgia Bank
  • 12461 Augusta Road, Lavonia, GA, 30553
  • At Northeast Georgia Bank, we’re proud to say that the spirit of community banking lives on! We make the effort to really “know” you as a customer and to help you find the right financial solutions.Our story began in 1906 with the founding of Vickery National Bank in Lavonia, Georgia, by C. W. Vickery and other investors

  • Emerald Credit Association FCU
  • 2117 Kateway, Greenwood, SC, 29646
  • Emerald Credit Association FCU, you’re not just a customer but part-owner of your credit union.Member assets are pooled to provide loans & other financial services to fellow members.Credit unions are not-for-profit, which means that instead of dividends going to shareholders, profits are put back into the credit union to bring members lower fees.

  • CountyBank
  • 419 Main St, Greenwood, SC, 29646
  • Founded in 1933, CountyBank is a full service community financial institution whose family of companies includes CountyBank, CountyBank Mortgage, CountyBank Trust Services, Countybanc Insurance Services, Inc., Countybanc Investment Services, Inc., and Greenwood Capital Associates, LLC.

  • Carolina Federal Credit Union
  • 1200 East Church Street, Cherryville, NC, 28021
  • Carolina Federal Credit Union has been a trusted financial organization for over 50 years, federally chartered in 1969 to serve Carolina Freight Employees. We’ve expanded our field of membership to include EVERYONE who lives, works, goes to school, or worships in Gaston or Cleveland County,