USDA and FHA Pro and Con in North-Charleston, Charleston County, SC
In 2026, the USDA loan limit in North-Charleston, within the county of Charleston, SC, is $285,000. Meanwhile, the FHA limit for a single-family home is set at $414,000.
Make use of the Lendersa® USDA loan calculator to assess and contrast today's best USDA versus FHA rates. This tool helps determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best program for your financial scenario in Alabama.
2026 Loan Limits and Downpayment Requirements in North-Charleston, Charleston, SC
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$414,000
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in North-Charleston, SC
Lendersa® aims to deliver the most suitable USDA or FHA loan quickly and with minimal hassle. Choose one of three starting methods to connect with matching lenders and available USDA loan programs.
A USDA home loan is guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans necessitate no down payment at all.
3190 S. Bascom Avenue, Suite #110, San Jose, CA, 95124
Established in 1996, American Pacific Mortgage, is known for its customer service and quality loan estate programs. We are an independently owned mortgage banking firm and our teams consist of highly qualified loan consultants and processing staff. If you are wondering where to start, the best place is a phone call.
3190 S. Bascom Avenue, Suite #110, San Jose, CA, 95124
Cedar Mortgage, established in 1981, is an independently owned mortgage brokerage firm, renowned for customer service and quality real estate programs. Our office family consists of qualified loan consultants and processing staff, and our lending portfolio represents one of the most comprehensive program collections in the United States.
1245 S Winchester Blvd, Suite 209, San Jose, CA, 95128
By combining superior technology with expert advice, excellent customer service, and competitive rates, we deliver mortgage options that are tailored to each client's unique financial situation.
A radically different mortgage experience is a result of our obsession for better service to our customers. Don’t take our word for it.
Premiere Properties & Mortgage Services was established in 2008, servicing the San Francisco Bay Area. Candida Diaz CEO / Broker at Premiere Properties & Mortgage. My goal is to ensure that my clients are delighted with the representation they receive and that they know that they can stay in touch with me well after their transaction closes.
950 South Bascom Avenue, Suite 1113, San Jose, CA, 95128
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1101 South Winchester Boulevard, Suite 0-286, San Jose, CA, 95128
University Mortgage Corporation mortgage professionals give you the personal attention you deserve and treat you with the respect a valued customer deserves. We understand you're making a commitment in buying a new home, Refinancing and mortgage or cashing out your home equity. So we make a commitment to you. We will help you.
2239 Moorpark Avenue, Suite 102, San Jose, CA, 95128
Crystal Estates With over 19 years of experience in the real estate, mortgage, and construction industry, I’ve gained the experience and expertise to provide outstanding service for my clients in every aspects of a transaction. Whether its a first time home buyer, an experienced investor, a mortgage loan, or just providing advice in general.
2190 Stokes Street, Suite 101, San Jose, CA, 95128
Olympic Mortgage was established in April of 1996 by its co-founders, Luis & Cielo Marengo. Together the Marengo family has been a pillar in the San Jose Real Estate Lending Community and have been involved in many community services such as, youth and high school sports coaching and management, PTA services.
1101 S. Winchester Blvd, Suite H-189, San Jose, CA, 95128
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
