USDA Vs. FHA your options comparison in Irmo, Lexington County, SC
For 2026, the USDA loan limit in Irmo, within the county of Lexington, SC, is $285,000. Meanwhile, the FHA limit for a single-family home there is $356,362.
Use the Lendersa® USDA loan calculator to compare current USDA vs. FHA rates and ascertain the needed income, credit, reserves, and documents. Our advanced mortgage calculator enables a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting in choosing the program in best suited to your finances.
2026 Loan Limits and Down Payment Requirements in Irmo, County of Lexington, SC
Type of Loan
Loan Limit Amount
Down Payment Percentage
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Irmo, SC
The objective of Lendersa® is to secure you the most favorable USDA or FHA loan quickly and with ease. Choose from three approaches to connect with matching lenders and USDA loan options.
A USDA home loan is a government-backed mortgage facilitated by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA mortgages need no down payment.
8885 Rio San Diego Drive, Suite 347, San Diego, CA, 92108
Since 2004, we've helped over two thousand veterans and active duty members discover their dream home and save thousands on smart refinancing, with military home loans. Our appreciation of service members is deeply rooted within our company. We are dedicated to providing YOU with unmatched benefits & customer support.
2831 Camino del Rio South, Suite 217, San Diego, CA, 92108
LTV Mortgage Capital is a full-service capital advisory and commercial real estate mortgage brokerage firm. LTV is exclusively focused on securing multifamily, student-housing and net-leased debt assignments for investors throughout the United States.
We are comprised of a seasoned team with a track record
AimLoan was founded in 1998 as an Internet Direct Lender, committed to using technology to deliver savings, transparency and convenience to mortgage customers. AimLoan is a values-based company. All business decisions are made in a manner consistent with our Core Values and Code of Ethics.
2815 Camino Del Rio South, Suite 250, San Diego, CA, 92108
Next Level Lending provides the highest caliber of service found anywhere throughout the mortgage lending industry. We acknowledge that other mortgage lenders often fall short of their clients’ expectations and give our industry a poor reputation. Everyday we strive to break those stereotypes by providing superior levels of education, transparency.
404 Camino Del Rio South, Suite 300, San Diego, CA, 92108
Global Equity Finance was founded in 2005 and built on three guiding principles—integrity, customer service and intelligence. Equipped with comprehensive industry knowledge and a team of mortgage experts, Global has established a well-respected reputation as a trusted lender. We excel at understanding.
5353 Mission Center Road, Suite 204, San Diego, CA, 92108
Allied Pacific Financial is committed to helping you find the right mortgage product for your needs.We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.We make the process of securing a mortgage simple and straightforward by offering you.
1940 Garnet Avenue, Suite 230, San Diego, CA, 92108
First Liberty Funding Corporation is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
