USDA and FHA Pro and Con in Seven-Oaks, Lexington County, SC

In 2025, the USDA loan limit in Seven-Oaks, county of Lexington, SC is $285,000 while the FHA limit is $356,362 for a single-family home.

Use the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. Determine the income, credit, reserves, and documents needed to qualify. Our sophisticated mortgage calculator lets you see the USDA, FHA, Conforming, and VA programs side by side, aiding in selecting the best option in Alabama for your financial situation.

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2025 Loan Limits and Downpayment Requirements in Seven-Oaks, Lexington, SC

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Seven-Oaks, SC

Lendersa® aims to provide the best USDA or FHA loan effortlessly. Start with one of three options, linking you to matching lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in SC

The USDA home loan, secured by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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