USDA Vs. FHA your options comparison in Seven-Oaks, Lexington County, SC

In 2025, USDA loan limit in Seven-Oaks, county of Lexington, SC is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Seven-Oaks, county of Lexington, SC

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Seven-Oaks, SC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in South Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Pinnacle Financial Partners
  • 150 Third Avenue South, Suite 900, Nashville, TN, 37201
  • Pinnacle Financial Partners provides a full range of Banking, investment, trust, mortgage and insurance products and services designed for businesses and their owners and individuals interested in a comprehensive relationship with their financial institution. Pinnacle's focus begins in recruiting top financial professionals.
  • Onyx Mortgage Group
  • PO Box 292901, Nashville, TN, 37229
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Tennessee Department of Safety credit union
  • 1150 Foster Avenue, Nashville, TN, 37243
  • The Tennessee Department of Safety Credit Union is a financial organization chartered in the state of Tennessee. The credit union is a cooperative non-profit institution organized to promote thrift and provide an economical source of confidential credit for those who belong. The members elect a five-member Board of Directors to set policies.
  • Life Credit Union
  • 2004 Hayes Street, Suite 120, Nashville, TN, 37203
  • Life Credit Union is a financial cooperative that was founded in 1958 in the spirit of people helping people improve their lives through financial health and stability. The cooperative nature of credit unions goes hand-in-hand with the nature of our members. Anyone who works in or with the healthcare industry is welcome to join Life Credit Union!
  • Studio Bank
  • 124 12th Ave. South, Suite 400, Nashville, TN, 37203
  • A studio is a place where creators do their thing. And we want to be the bank for Nashville's creators. Whether you're designing a company or building a project, crafting a song or writing code, orchestrating social change or enhancing the quality of care, we want to collaborate with you.
  • QuoHome
  • 1033 Demonbreun St, Suite 300, Nashville, TN, 37203
  • Our mission is to help you achieve your home ownership goals. QuoHome is a tech-driven mortgage firm building the 1ST modern broker platform. Our technology empowers our brokers to spend more time getting more value for you and creating a seamless, rewarding experience.QuoHome is dedicated to providing a seamless mortgage experience built on trust.
  • The Tennessee Credit Union
  • 1400 8th Avenue South, Nashville, TN, 37203
  • The Tennessee Credit Union has been helping individuals achieve their financial goals with products and services designed to exceed expectations. We were founded by a small group of dedicated volunteers guided by their commitment to provide each member with the tools & knowledge necessary for personal financial growth and a sound financial future.
  • Christian Poling - Capstar Farmington Mortgage
  • 2002 Richard Jones Rd, Suite 1201, Nashville, TN, 37203
  • Christian Poling is a fifteen-year veteran of the mortgage industry in Nashville. A personable, welcoming approach with clients and their Realtors has earned him a stellar reputation among lenders. His efforts ensure knowledgeable clientele, exceptional loan terms, and a smooth process from the moment of introduction all the way to closing day.
  • Blue Sky Mortgage of TN LLC
  • 3010 Poston Ave, Nashville, TN, 37203
  • Blue Sky Mortgage of TN, LLC is here to walk you through the mortgage loan process, step-by-step. Our team is experienced and knowledgable of the local neighborhoods, schools and market conditions to help navigate you through the selling or buying process. We strive to provide excellent customer service.