USDA and FHA Pro and Con in West-Columbia, Lexington County, SC
In 2025, the USDA loan limit for West-Columbia within Lexington, SC, reaches $285,000. Meanwhile, the limit for an FHA loan is $356,362 for a single-family dwelling.
Take advantage of the Lendersa® USDA loan calculator to compare today’s prime USDA and FHA rates. Determine the criteria such as income, credit score, reserves, and documentation necessary for qualification. Our advanced mortgage calculator gives you a comprehensive comparison of USDA, FHA, Conforming, and VA loans, assisting in selecting the program that's ideal for your financial situation in Alabama.
2025 Loan Limits & Downpayment Needs in West-Columbia, Lexington County, SC
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Possibilities in West-Columbia, SC
Lendersa® is committed to securing the best possible USDA or FHA loan swiftly and efficiently. Choose from one of three starting paths for matching with lenders and USDA loan programs.
The USDA home loan is guaranteed by the Department of Agriculture and is available only in rural areas, earning it the nickname USDA rural development loan. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans typically need no down payment at all.
Columbus Capital Lending is the premier mortgage lender in the Hispanic market. Its headquarters are located in Miami Florida, with licenses in Florida, Texas, California, Illinois, North Carolina, Georgia, Michigan, and Colorado. The mission at Columbus is to strengthen America’s social fabric through sustainable homeownership.
We’re a community bank, and we want it to show. Whether it’s sponsoring little league teams, local children’s theater, or funding local charities, we’re tied to the place we live and work and are invested in its success. First Federal offers everything you’d expect from a financial institution.
BankChampaign has over 30 years of experience providing financial products and services for personal, commercial and investment customers in the community. We are a true community bank, providing exceptional relationship-based service to each customer. Our staff have unparalleled expertise in commercial banking, investment management
we began serving hourly wage earners from a janitor room at the U of I Power Plant in October 1932. At the end of that first year, the credit union had 37 members, two borrowers, & $116.97 in assets. By 1935, the credit union moved off campus to Urbana, expanded its charter to include faculty, & was renamed University of Illinois
MPS Credit Union was created in 1928 when a small group of postal workers got together and opened the credit union doors for business. In January 1930 the credit union was chartered under the state charter as Miami Postal Service Credit Union. At MPS Credit Union, each voice is heard since it is our job to see that we are offering.
9700 South Dixie Highway, Suite 710, Miami, FL, 33156
Providing tailored banking services, and financial solutions, to our local communities and global markets, since 1969. Our history, of supporting individuals, entrepreneurs, businesses, and banks, in South Florida, and Latin America, has helped shape our communities, and our future, while protecting our customers, and shareholders.
Henry Diez Owner at Quality Service Realty, IncQuality Service Realty was founded in 1995 to provide you with the best quality of service in real estate. With 16 years of helping hundreds of families and with countless closed transactions we have the experience and knowledge to help you achieve your real estate goals.
9100 South Dadeland Boulevard, Suite 700, Miami, FL, 33156
Thomas D. Wood and Company is a privately held real estate investment banking firm specializing in Florida’s commercial and Multi-family real estate capital markets. Founded in 1987 by Thomas D Wood Sr. and Thomas D Wood Jr, the company has become one of Florida’s premiere real estate lenders
