USDA VS FHA in West-Columbia, Lexington County, SC
In 2025, the USDA loan limit for West-Columbia within Lexington, SC, reaches $285,000. Meanwhile, the limit for an FHA loan is $356,362 for a single-family dwelling.
Take advantage of the Lendersa® USDA loan calculator to compare today’s prime USDA and FHA rates. Determine the criteria such as income, credit score, reserves, and documentation necessary for qualification. Our advanced mortgage calculator gives you a comprehensive comparison of USDA, FHA, Conforming, and VA loans, assisting in selecting the program that's ideal for your financial situation in Alabama.
2025 Loan Limits & Downpayment Needs in West-Columbia, Lexington County, SC
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Possibilities in West-Columbia, SC
Lendersa® is committed to securing the best possible USDA or FHA loan swiftly and efficiently. Choose from one of three starting paths for matching with lenders and USDA loan programs.
The USDA home loan is guaranteed by the Department of Agriculture and is available only in rural areas, earning it the nickname USDA rural development loan. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans typically need no down payment at all.
Lone Star Bank was established in Houston in 2006. We are an independent and privately owned community bank primarily engaged in commercial banking with a diversified line of financial products and services, including conventional business and real estate loans and SBA loans. With superior customer service and local decision making.
William Taylor founder of Mortgages Direct and and own 100% of the company. Our corporate name is Mortgage Factory Inc. and we have been in business in Houston since 1992. I am proud of the fact that we have survived all these years, through the financial crises and boom times alike.
Iron Mountain-Kingsford Community Federal Credit Union
400 South Carpenter Avenue, Kingsford, MI, 49802
The Iron-Mountain Kingsford Community Federal Credit Union has been serving the Iron Mountain-Kingsford area for over 70 years. We are member-owned and a not-for-profit financial institution located in Kingsford, MI.
We started in 1948 as the Ford Iron Mountain Employees Federal Credit Union
The First State Bank of Rice is a member of the Rice Bancshares, Inc. located in Rice, Texas. FSB of Rice offers the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. First State Bank takes pride in having served our community since 1928.
Forty years ago, a small group of local businessmen in Pontotoc County established the First American Bank of Roff in order to meet the personal banking and business-banking needs of the citizens in Roff and surrounding areas. The mission of the bank, then and now, has been to serve its customers with personalized banking service.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Not Your Average Lender is Buying a house is challenging, especially in this market. There are dozens of ways to make your loan more affordable, yet more attractive to sellers. Let us show you how! Our team of professionals is ready to help you succeed. For guidance in selecting the right loan program for your situation
Triumph Lending, a division of Network Funding, L.P., was created in 1998 as a Texas-based wholesale mortgage lender, but quickly evolved into a hybrid retail mortgage origination company. Network Funding L.P.’s emphasis is to create an entrepreneurial environment.which attracts highly motivated, professional loan origination personnel.
