USDA VS FHA in Kingstree, Williamsburg County, SC

In 2025, the USDA loan limit for Kingstree, situated in Williamsburg, SC, is $336,500. The FHA limit for a single-family home stands at $472,030.

Utilize Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates — assess the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best program for your financial scenario in .

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2025 Loan Limits and Down Payment Requirements in Kingstree, Williamsburg, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Kingstree, SC

Lendersa® is dedicated to securing you the most advantageous USDA or FHA loan without delay. Opt for one of three starting strategies to connect with matching lenders and USDA loan options.

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What is a USDA Loan in SC?

The USDA home loan, also referred to as the USDA rural development loan or USDA mortgage, is supported by the Department of Agriculture and is exclusive to rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans need no down payment, increasing their appeal.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Progressive Loan Funding
  • 3010 Old Ranch Pkwy, Suite 440, Seal Beach, CA, 90740
  • Operating predominantly in Los Angeles and Orange Counties since 1988, Progressive Loan Funding helps find the home financing that’s right for you. Progressive Loan Funding offers FHA, VA, Conventional and Jumbo loan programs with a full range of fixed and adjustable loan options. We service all home lending products, but specialize in FHA loans.
  • Midcity Mortgage
  • 3020 Old Ranch Parkway, Suite 300, Seal Beach, CA, 90740
  • The company goal is to provide real estate loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. We've been in business long enough to understand your problems
  • California Capital Resources Inc.
  • 12340 Seal Beach, Suite 307, Seal Beach, CA, 90740
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Endeavor Mortgage Group Inc.
  • 13001 Seal Beach Boulevard, Suite 210, Seal Beach, CA, 90740
  • Endeavor Mortgage offers a cost efficient individualized relationship focused approach to your mortgage needs with emphasis on your specific financial life goals. We use our unique relationships to find you the best rate and loan program, saving you valuable time, money and the stress of finding the perfect deal.
  • EMAC Financial
  • 350 Main Street, Suite D, Seal Beach, CA, 90740
  • EMAC Financial mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Bankers Preferred Mortgage Inc.
  • 3020 Old Ranch Parkway, Suite 300, Seal Beach, CA, 90740
  • BPM, we work hard to get you the best mortgage rate possible, so you have more money to enjoy your home, and your life. For over 30 years we’ve been putting people in homes and helping them keep more money in their pockets. To find out how much you’d like to borrow, try our mortgage calculator
  • Benefit Mortgage Lending Group, Inc.
  • 3550 Iris Cir, Seal Beach, CA, 90740
  • At Benefit Mortgage Lending Group, Inc. We are a full-service mortgage company based in Seal Beach, CA. We specialize in Home Purchase Loans and Refinance in Seal Beach. We also serve the surrounding cities in Orange County. Whether you are buying a home or refinancing in the zip code 90740, we can help you realize your dream of homeownership
  • Revival Lending
  • 16822 Pacific Coast Highway, Suite F, Sunset Beach, CA, 90742
  • At Revival Lending, we want you to experience revival in your finances and your life. We focus on serving our clients for the long term, not as a one time transaction. We accomplish this by taking a holistic financial approach. We begin by analyzing your past financial history, we review your current situation and map out your future goals.
  • F&A Federal Credit Union
  • 2625 Corporate Place, Monterey Park, CA, 91754
  • F&A was chartered in 1936 to provide financial services to employees of the Los Angeles County Forestry, Fire and Agricultural Departments. From opening day assets of $26, F&A has grown to holdings of over $2 billion and over 46,500 members. In addition to employees and families of the Forestry, Fire, Agricultural and Weights & Measures Departments
  • Geo-Corporation
  • 901 Corporate Center Drive, Suite 401, Monterey Park, CA, 91754
  • Geo-Corp has become a recognized lender by bringing expertise, extremely competitive rates and pricing on broad mortgage products, and exceptional customer service all under one roof as a direct lender. Founded in 1998, the Geo-Corp Corporate Office is located in Monterey Park, California and the company.
  • Simi Trilogy Corp
  • 300 South Atlantic Boulevard, Suite 105, Monterey Park, CA, 91754
  • "Simi Trilogy Corp is made up by a group of CPA, EA, Tax professional, Insurance expert and Mortgage loan banker. Simi Trilogy Corp maintains a corporate independence our customers can count on. We believe there is no boundary between difference areas of expertise as they are just spectrums of people’s life. By putting the puzzles together"
  • Bank of America
  • 145 W California Blvd, Pasadena, CA, 91105
  • From saving for a down payment on a major purchase, to planning for and living in retirement, to funding a college education, people make dozens of financial decisions every day. At Bank of America, we are committed to ensuring our policies, products and programs all align to our purpose of making financial lives better for those we serve.