USDA Vs. FHA your options comparison in Florence, Florence County, SC
In 2025, the USDA loan limit in Florence, part of Florence county, SC, is set at $336,500. Meanwhile, the FHA ceiling for a single-family home is $472,030.
Utilize Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, and identify required income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans together, assisting you in determining the ideal program for your financial requirements in Alabama.
2025 Loan Limits and Down Payment Requirements in Florence, Florence, SC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loans in Florence, SC
The goal of Lendersa® is to quickly provide you with the best USDA or FHA loan without hassle. Choose from three starting paths to match with suitable lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is specifically for rural locations. In contrast to FHA loans requiring at least a 3.5% down payment, USDA loans need no down payment, offering significant benefits to qualified rural borrowers.
Arizona Wholesale Mortgage Inc. prides ourselves on finding the best mortgage loans to match each and every client’s highly individualized needs. Although our home office is in Phoenix, we are licensed to provide mortgages throughout the Great State of Arizona. Regardless of your mortgage needs, be it purchase or refinance, Conventional, VA, Jumbo
At American Financial Lending, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Locally owned and operated full service bank offering financial products and services. Something for everyone from personal to business to agriculture and more. We now offer on the go options like mobile banking mobile deposit and person to person payments. One of our Customer Service Representatives would love to explore the right options for you.
6720 N Scottsdale Rd, Suite 160, Scottsdale, AZ, 85253
We believe homeownership should be fast, transparent, and low-cost. For everyone. NOVA® Home Loans which began operating since 1980 is proud to offer one of the largest selections of mortgage financing options available, including residential home loans, down payment assistance, investment loans, refinancing, and reverse mortgages.
Oasis Financial, Principals Paul Sargent & Kevin Richards provide expertise in direct lending & structured finance for various types of real estate transactions. We are dedicated to providing services with speed and flexibility for all our clients. Oasis Financial provides years of experience of both private & institutionalized real estate lending.
Nvestor Funding was founded in 2019 to meet the demand for affordable debt capital by a broad range of residential real estate investors. Our regional expertise and expansive experience enable us to provide attractively priced loans and bring investment financing from “Wall Street” to “Main Street”.
1st Rate Home Mortgage, Inc (1RHM) is a full service mortgage company. We have the ability to both broker and act as the lender on transactions. This company was built by originators at a time when mortgage was a 4-letter word - 2007. We have more than survived the ups and downs that this industry has seen.
First Community Mortgage (FCM) opened its doors in 1988 as a division of First National Bank Texas. Since then, we have been working in tandem with our clients to turn their dream of buying a home into a reality. Formed with the mission to guide our customers, we aim at providing a mortgage loan that best fits their financial needs.
Chris Rosner is the owner of the Renaissance Lending Group, LLC. As a Certified Mortgage Planning Specialist professional, Chris is committed, qualified and equipped to help you implement mortgage, cash flow and home equity strategies. His hope is to help you build and conserve your wealth whether you are buying a home or refinancing your mortgage.
8747 South Priest Drive, Suite 101, Tempe, AZ, 85284
ARIZONA MORTGAGE SPECIALISTS INC is in the Mortgage Bankers and Loan Correspondents industry in Tempe, AZ. When it comes to comprehensive loan programs, trust none other than Arizona Mortgage Specialists, Inc. We are a reliable mortgage lender in Arizona and California offering a variety of options for your different housing loan needs.
9180 South Kyrene Road, Suite 101, Tempe, AZ, 85284
"The Mortgage Advantage is honored to assist families and individuals achieve their homeownership dreams. We offer flexible rates, low fees and can close quickly.
Our loan officers are educated in today’s ever-changing mortgage environment. We inform borrowers of their loan options, whether it’s for a home today or next year."
