USDA Vs. FHA your options comparison in Florence, Florence County, SC
In 2025, the USDA loan limit in Florence, part of Florence county, SC, is set at $336,500. Meanwhile, the FHA ceiling for a single-family home is $472,030.
Utilize Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, and identify required income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans together, assisting you in determining the ideal program for your financial requirements in Alabama.
2025 Loan Limits and Down Payment Requirements in Florence, Florence, SC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loans in Florence, SC
The goal of Lendersa® is to quickly provide you with the best USDA or FHA loan without hassle. Choose from three starting paths to match with suitable lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is specifically for rural locations. In contrast to FHA loans requiring at least a 3.5% down payment, USDA loans need no down payment, offering significant benefits to qualified rural borrowers.
New Orleans Firemen’s Federal Credit Union is a full-service financial institution serving over 26, 000 members and more than 300 business partners across Louisiana and Mississippi, and the second oldest federally insured credit union. As a certified Community Development Financial Institution (CDFI).
The Sterling Financial Services, LLC Team is your premier mortgage team located in Metairie, Louisiana. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Metairie area.
BOS is a bank and financial services provider with branches in Springfield, Chatham, Jacksonville, Quincy, Staunton, Glen Carbon, Swansea, and Shiloh, Illinois and Brentwood, Missouri. Visit our website for a full list of locations and hours. https://www.bankwithbos.com/locations.php
Prairie State Bank & Trust is a community Bank with over $700 million in total assets, over 150 employees and 20 Bank locations throughout central Illinois. Prairie State Bank & Trust is the successor to a group of smaller community Banks acquired as early as 1968. We merged these Banks together over the past 20 years.
Our commitment is to your success and that of your customers. That's why we offer a professional sales and service network designed to move your business forward by generating quick fundings, offering the most innovative products and programs and working with you to provide fast answers, fast decisions and fast purchases.
At Town and Country, you’ll work with dependable, local mortgage professionals who put years of experience to work in order to assist you in getting into the home of your dreams. Our intimate knowledge of Central Illinois real estate is essential to finding a custom mortgage loan to fit your needs.
We offer outstanding rates and low fees on a full range of financial products. Our mission is to improve the lives of our members and community by providing access to affordable, reliable and solution based financial services.
Our mission is to improve the lives of our members and the community by providing access to affordable
Sunmark Credit Union is a full-service, community chartered credit union serving New York through financial services, education and empowerment. Since 1937, Sunmark Credit Union has been helping members in New York improve their financial position by offering a full range of products, from mortgage and retirement options to savings and checking.
Maple Tree Funding is a New York State Registered Mortgage Broker. Established in 2003, we have been providing excellent mortgage programs for both home purchases and home refinancing to home buyers throughout New York State for more than a decade.We are a locally owned & operated company based in Latham, New York with a branch office in Queensbury
Low rate mortgage refinancing, FHA loan rates, fixed mortgage refinance, low equity loans, refinance mortgages, second mortgage rates, home equity loan and new home financing provided by Freedom One Funding. Freedom One Funding, Inc. – Registered Mortgage Broker – NYS Dept. of Financial Service. Loans arranged through third party providers.
Northeast Funding is a Licensed Mortgage Broker in both New York and Connecticut. As a broker we do the hard part for you. We shop out the interest rate between several local, regional, and national banks to find which one is the for you. We make the process as simple as we can for you.
