USDA Vs. FHA your options comparison in Lake-City, Florence County, SC
In 2025, the USDA loan limit in Lake-City, located in Florence, SC, is set at $285,000. Meanwhile, the FHA limit for a single-family home stands at $356,362.
Utilize Lendersa®'s USDA loan calculator to compare today's USDA versus FHA rates and determine the necessary income, credit, reserves, and documentation to qualify. With our advanced mortgage calculator, you can analyze USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Lake-City, Florence, SC
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Lake-City, SC
The aim of Lendersa® is to quickly provide you with the best possible USDA or FHA loan. Select one of three initial approaches to link with lenders and USDA loan programs.
The USDA home loan, also called the USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is intended exclusively for rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans do not require any down payment, enhancing accessibility.
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4542 Ruffner Street, Suite 240, San Diego, CA, 92111
Mortgage Lending Consulting Group Corp (MLCG) has experts available to assist with your mortgage needs. You will benefit from our 29 years of experience, specializing in providing Fannie Mae, FHA and VA insured mortgages. We will personally guide you through the entire process of refinancing your current home loan
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7710 Balboa Avenue, Suite 209B, San Diego, CA, 92111
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12636 High Bluff Drive, Suite 400, San Diego, CA, USA, CA, 92130
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