As of 2026, the USDA loan limit in Little-River, within Horry county, SC, is set at $285,000. Comparatively, for a single-family home, the FHA limit is $356,362.
Explore the Lendersa® USDA loan calculator to contrast today's top USDA versus FHA rates, identifying necessary income, credit score, reserves, and documents needed for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side to decide which program in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $285,000 | 0% | |
| FHA | $356,362 | 3.5% | |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to promptly provide the most favorable USDA or FHA loan choices, without any hassle. Choose from one of three starting points that lead to matching lenders and available USDA loan offerings.
A USDA home loan, often referred to as the USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture, intended solely for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans eliminate this requirement, making them more accessible.
Enter your location to find out if it qualifies for USDA rural housing loan?
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