As of 2026, the USDA loan limit in Little-River, within Horry county, SC, is set at $285,000. Comparatively, for a single-family home, the FHA limit is $356,362.
Explore the Lendersa® USDA loan calculator to contrast today's top USDA versus FHA rates, identifying necessary income, credit score, reserves, and documents needed for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side to decide which program in aligns best with your financial situation.
2026 Loan Limits and Down Payment Requirements in Little-River, Horry, SC
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Little-River, SC
Lendersa® aims to promptly provide the most favorable USDA or FHA loan choices, without any hassle. Choose from one of three starting points that lead to matching lenders and available USDA loan offerings.
A USDA home loan, often referred to as the USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture, intended solely for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans eliminate this requirement, making them more accessible.
National Finance has been serving the Carolina’s for over 50 years, making hundreds of loans everyday. And now, with our on-line application, the cash you need is just a click away. Don’t hesitate, whether your credit is excellent or whether you have had past credit problems, all applications will be considered.
630 Chestnut Road, Suite 8, Myrtle Beach, SC, 29572
Lends in South Carolina
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates & closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Vienna Capital Advisors is a private lender/broker that also works directly with other lenders to offer real estate collateralized loans that, for whatever reason, do not meet conventional banks’ lending criteria. Property types include but not limited to: Residential, Hotel, Assisted Living, and Multi-Family
Our staff wants to guide you through the process of your loan or tax needs at any one of our 4 locations and With 20+ years experience in Consumer Finance. We are building a new company from the ground up, with emphasis placed on quality customer service. Striving to be the best. We want to help you and your family
Since 1903, Conway National Bank has strived to be a trusted friend and a bank of opportunity for generations of families, businesses, and individuals. Equipped with the most advanced banking technology, and with offices throughout Horry County (pronounced “o’ree”), the Grand Strand, and the Waccamaw Neck area of Georgetown County,
Coastal Carolina National Bank is a locally operated financial institution focused on providing personalized service. It offers a full range of banking services designed to meet the specific needs of individuals and small and medium-sized businesses. Headquartered in Myrtle Beach, SC, the Bank also has branches in Garden City, North Myrtle Beach.
Our mission is to serve, in a fair, balanced, and superior manner, the interest of shareholders, customers, employees, and the public through adherence to high standards of financial soundness, exemplary customer service, employee professionalism, business ethics, corporate citizenship, and profitability.
Palmetto First Mortgage is committed to helping you find the right South Carolina mortgage product for your needs. We understand the loan business to be a fiercely competitive market. But we also believe that there is more to home financing than simply securing the lowest rate. We will offer you the best option to achieve your financial goals,
Carolina Trust Federal Credit Union is a not-for-profit financial cooperative that began as Myrtle Beach Air Force Base Federal Credit Union in 1958 serving active members of the military. Today, Carolina Trust Federal Credit Union serves over 36, 000 members worldwide. provide money-saving advantages and reasonably.
