USDA Vs. FHA Pro and Con comparison in Little-River, Horry County, SC
As of 2025, the USDA loan limit in Little-River, within Horry county, SC, is set at $285,000. Comparatively, for a single-family home, the FHA limit is $356,362.
Explore the Lendersa® USDA loan calculator to contrast today's top USDA versus FHA rates, identifying necessary income, credit score, reserves, and documents needed for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side to decide which program in aligns best with your financial situation.
2025 Loan Limits and Down Payment Requirements in Little-River, Horry, SC
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Little-River, SC
Lendersa® aims to promptly provide the most favorable USDA or FHA loan choices, without any hassle. Choose from one of three starting points that lead to matching lenders and available USDA loan offerings.
A USDA home loan, often referred to as the USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture, intended solely for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans eliminate this requirement, making them more accessible.
Constitution was founded to democratize access to real estate credit opportunities and provide a better more seamless lending experience for borrowers. Our platform leverages our founders' experience investing across the capital structure in real estate, allowing your portfolio to grow with the benefit of our experience.
Gum Tree Mortgage assists clients from all credit grades and secures mortgage loans in the states of Mississippi and Montana. We pride ourself on having unique products to fit the various needs of our clients. Contact Gum Tree Mortgage at 877-356-6528 to find out more about the products and services we can provide
The Peoples Bank was founded in 1946 in Marion, KY. We currently have two locations in Marion and a full service Sales Center in Glasgow, KY that opened in 2010. We have 20 employees totaling over 150 years of banking experience. We are a small community bank offering all the products.
At Farmers Bank & Trust, we want to change your ideas about what a bank can do for you. For us, doing the right thing is the only thing. Because for us, your story becomes our story. Whatever life throws at you, we’ll be right here when and where you need us—whether it’s on the same corner that we were founded on in 1899.
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