USDA and FHA Pro and Con in North-Myrtle-Beach, Horry County, SC
In 2025, the USDA loan limit in North-Myrtle-Beach, within Horry county of SC, stands at $285,000, whereas the FHA limit is $356,362 for a single-family home.
Use the Lendersa® USDA loan calculator to evaluate USDA versus FHA rates today and identify the income, credit, reserves, and documents required to qualify. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in determining the most suitable program for your financial situation in Alabama.
2025 Loan Limits and Downpayment Requirements in North-Myrtle-Beach, Horry County, SC
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in North-Myrtle-Beach, SC
Lendersa® aims to obtain the most favorable USDA or FHA loan for you swiftly and without stress. You can begin with one of three options that link you with lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans, which require a minimum 3.5% down payment, the USDA mortgage requires no down payment.
11700 W. Charleston Blvd, Suite 170, Suite 105, Las Vegas, NV, 89135
The DM3 Group is proud to offer some of the most innovative loan products in the market place today. With over 25+ years of experience in lending, we aim to be your first phone call when considering any loan. We promise to be honest, efficient and courteous to all our clients. There will be no time wasted while working with us.
1980 Festival Plaza Drive, Suite 330, Las Vegas, NV, 89135
Lisa Fleck, Producing Branch Manager and Certified Divorce Lending Professional, has been in the mortgage business for over 20 years. She has been a nationally ranked top 1% loan originator for the past 6 years, and helps over 120 families annually with all facets of residential real estate financing.
10777 W Twain Ave, Suite 220, Las Vegas, NV, 89135
"The Mevorah Team has over 20 years of experience and its loan originators rank consistently in the top 1% nationwide. JASON MEVORAH is the owner and LOAN ORIGINATOR
We strive to provide this level of service all while offering a competitive interest rate that you might not expect from a high-touch community lender."
10100 West Charleston Boulevard, Suite 100, Las Vegas, NV, 89135
Our mission is to make the mortgage approval process as painless as possible. Finding the right home is stressful enough, the financing shouldn’t be! We’ve streamlined the mortgage application process so you can submit all the required documentation without the hassle. Our convenient online application generates an instant pre-approval.
1st Bank Yuma shall become the premier full service community bank throughout Yuma County. We have adopted an aggressive growth strategy while remaining committed to maintaining the highest quality of individualized personal service in the financial services industry, for our customers.
SonAriz Financial® is a consumer lender that offers personal loans and auto title loans. We were established in 2004 to assist our community keeping in mind their financial needs. Our business is the definition of Family Owned and Operated. We treat our customers like family.
In order to better serve our customers
AEA Federal Credit Union is a not-for-profit financial cooperative dedicated to people helping people. Membership at AEA Federal Credit Union means becoming part of a credit union family of more than 33,000 members. For over 79 years, the credit union has served residents of Yuma and La Paz counties in Arizona.
Freedom Bank thrives on community involvement and is built on a foundation of trust. Don Bennett, President of Freedom Bank in Columbia Falls, is no stranger to building from the ground up. Freedom Bank, which Bennett founded in April 2005, began in his basement. For the first year, the bank operated out of an old 980-square-foot trailer.
PFCU is a not-for-profit, member-owned and member-operated financial cooperative. Established in 1954, PFCU has grown to move the money forward of more than 43, 000 members. We're dedicated to providing our members with the very best in financial services at competitive rates and terms.
At Mountain Home Mortgage, we believe that we have a duty to educate and prepare borrowers for the commitment of a mortgage. We know that the home buying process can be stressful and we aim to make our clients feel like special friends as we help them achieve the dream of home ownership.
The Elko Federal Credit Union will: be the premier provider of financial and credit services to all of the residents of Elko, Eureka and Lander Counties as authorized and chartered in 1960 and thereafter amended. This will be accomplished as the Elko Federal Credit Union achieves their strategic objectives.
