USDA Vs. FHA your options comparison in North-Myrtle-Beach, Horry County, SC
In 2026, the USDA loan limit in North-Myrtle-Beach, within Horry county of SC, stands at $285,000, whereas the FHA limit is $356,362 for a single-family home.
Use the Lendersa® USDA loan calculator to evaluate USDA versus FHA rates today and identify the income, credit, reserves, and documents required to qualify. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in determining the most suitable program for your financial situation in Alabama.
2026 Loan Limits and Downpayment Requirements in North-Myrtle-Beach, Horry County, SC
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in North-Myrtle-Beach, SC
Lendersa® aims to obtain the most favorable USDA or FHA loan for you swiftly and without stress. You can begin with one of three options that link you with lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans, which require a minimum 3.5% down payment, the USDA mortgage requires no down payment.
National Finance has been serving the Carolina’s for over 50 years, making hundreds of loans everyday. And now, with our on-line application, the cash you need is just a click away. Don’t hesitate, whether your credit is excellent or whether you have had past credit problems, all applications will be considered.
630 Chestnut Road, Suite 8, Myrtle Beach, SC, 29572
Lends in South Carolina
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates & closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Vienna Capital Advisors is a private lender/broker that also works directly with other lenders to offer real estate collateralized loans that, for whatever reason, do not meet conventional banks’ lending criteria. Property types include but not limited to: Residential, Hotel, Assisted Living, and Multi-Family
Coastal Carolina National Bank is a locally operated financial institution focused on providing personalized service. It offers a full range of banking services designed to meet the specific needs of individuals and small and medium-sized businesses. Headquartered in Myrtle Beach, SC, the Bank also has branches in Garden City, North Myrtle Beach.
Our mission is to serve, in a fair, balanced, and superior manner, the interest of shareholders, customers, employees, and the public through adherence to high standards of financial soundness, exemplary customer service, employee professionalism, business ethics, corporate citizenship, and profitability.
Palmetto First Mortgage is committed to helping you find the right South Carolina mortgage product for your needs. We understand the loan business to be a fiercely competitive market. But we also believe that there is more to home financing than simply securing the lowest rate. We will offer you the best option to achieve your financial goals,
Carolina Trust Federal Credit Union is a not-for-profit financial cooperative that began as Myrtle Beach Air Force Base Federal Credit Union in 1958 serving active members of the military. Today, Carolina Trust Federal Credit Union serves over 36, 000 members worldwide. provide money-saving advantages and reasonably.
1004 29th Ave North, Suite B, Myrtle Beach, SC, 29577
Lends in South Carolina
At Crown, we understand how stressful a move can be. We are here to help make your move a little easier. Here at Crown Home Mortgage we go the extra mile making sure you can get into your new home as smoothly as possible. As an additional service to you a Crown Home Connections concierge will do all the heavy lifting for you ( literally).
1240 21st Ave N, Suite 102, Myrtle Beach, SC, 29577
Lends in South Carolina
The ABC Mortgage Company team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
