USDA and FHA Pro and Con in North-Myrtle-Beach, Horry County, SC
In 2025, the USDA loan limit in North-Myrtle-Beach, within Horry county of SC, stands at $285,000, whereas the FHA limit is $356,362 for a single-family home.
Use the Lendersa® USDA loan calculator to evaluate USDA versus FHA rates today and identify the income, credit, reserves, and documents required to qualify. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in determining the most suitable program for your financial situation in Alabama.
2025 Loan Limits and Downpayment Requirements in North-Myrtle-Beach, Horry County, SC
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in North-Myrtle-Beach, SC
Lendersa® aims to obtain the most favorable USDA or FHA loan for you swiftly and without stress. You can begin with one of three options that link you with lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans, which require a minimum 3.5% down payment, the USDA mortgage requires no down payment.
Altonized Community Federal Credit Union is a not-for-profit cooperative providing the best service to our most important assets – our members.
Altonized Community Federal Credit Union is a full service financial institution owned and controlled by the members who join it. Since its charter in 1939
At Preferred Mortgage, Inc., offers the best services in mortgage financing at the lowest cost to you. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound choices. As full-service mortgage brokers, we offer a wide range of loans from government (VA, FHA)
Franklin County was named for philosopher and statesmen Benjamin Franklin and was one of the original counties of the state of Mississippi. In 1809, seven years prior to Mississippi’s admission into the Union as a state, the county was organized in the Mississippi Territory. A large part of the western portion of the county
Established in 1937 Acme Continental Credit Union has a long history of successful operations. The credit union is chartered by the State of Illinois and all accounts are insured to $250,000 by an agency of the U.S. government, the National Credit Union Administration. The goal of the credit union is to provide service to its depositors known to th
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Mortgage Solutions of St Louis is owned and operated right here in St. Louis, MO. Co-owners Paul and Steve LaVigne entered the mortgage field in 1999. The twin brothers, both CPAs, bring a very unique background to the table which has led to Mortgage Solutions becoming one of the leading St. Louis mortgage companies.
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