USDA Loan Vs. FHA loan pro & con Myrtle-Beach, Horry County, SC

In 2026, the USDA loan limit for Myrtle-Beach in Horry county, SC is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.

Employ the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates and ascertain the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side-by-side, aiding you in selecting the ideal program in Alabama for your specific financial needs.

Exploring USDA and FHA Loan Options in Myrtle-Beach, SC

Lendersa® strives to facilitate your obtaining of the best USDA or FHA loan quickly and without hassle. Choose from three starting points that connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Defining the USDA Loan in SC

A USDA home loan, backed by the Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans necessitate no down payment, offering a significant advantage to eligible candidates in qualifying regions.

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(843) 300-7558 Lender's profile and map Reviews Oasis Home Mortgage 3405 Salterbeck Court, Mount Pleasant, SC, 29466 At Oasis Home Mortgage. We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage or cashing out your home equity. So we make a commitment to you: we will help you qualify
(843) 375-5900 Lender's profile and map Reviews LifeTree Lending, LLC 3094 Highway 17 North, Mount Pleasant, SC, 29466 LifeTree Lending, LLC, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates
(843) 471-1740 Lender's profile and map Reviews The Mortgage Company Inc 126 Seven Farms Drive, Suite 160-B, Daniel Island, SC, 29492 The Mortgage Company, Inc. is owned by Tim Murphy. The Mortgage Company, on Daniel Island, South Carolina serving clients in Charleston, Mount Pleasant, Summerville, West Ashley, Hanahan, Ladson, Goose Creek and North Charleston offers ZipForHome, the latest in financial tools to begin the home buying process.
(843) 225-7334 Lender's profile and map Reviews Anchor Mortgage LLC 133 River Landing Drive, Suite 100, Charleston, SC, 29492 Anchor Mortgage proudly services North and South Carolina.We specialize in VA loans, FHA loans, conventional loans, refinances, commercial and investment loans, fix and flip loans and many more. We are the most creative direct mortgage lenders in the Carolina’s and have helped thousands of our clients get into the home of their dreams.
(843) 388-5763 Lender's profile and map Reviews Coastlend Mortgage 2265 Clements Ferry Rd, Suite 208, Charleston, SC, 29492 Coastlend Mortgage has been helping families since 2006 and has successfully closed more than 750 mortgage transactions. Our experience combined with exceptional customer service is what separates Coastlend from the rest. Our commitment to providing buyers with the best loans and making sure they have the best experience
(843) 332-4506 Lender's profile and map Reviews SPC Credit Union 204 N 5th Street, Hartsville, SC, 29550 SPC Credit Union is a full-service, member-owned, not-for-profit financial institution headquartered in Hartsville, South Carolina. We are proud to have served this region for more than 70 years. A firm commitment to our mission of "Compassion. Connection. Community." has led us to be rated.
(843) 256-5100 Lender's profile and map Reviews Carolina Lending Group 1022 Carolina Boulevard, Isle Of Palms, SC, 29451 Carolina Lending Group, LLC is going to make a commitment to giving back to both our community and other global organizations in an effort to make the world a better place. Our global partnership with Kiva.Org has been in place for many years and we will continue to support these causes via this platform for as little as $25 a loan.
(910) 323-9188 Lender's profile and map Reviews Cape Fear Farm Credit 333 E Russell Street, Fayetteville, NC, 28304 Cape Fear Farm Credit provides loans to more than 2,500 farmers and rural North Carolina residents. We're a cooperative, which means we’re in business to benefit our customer-owners. We have 10 branch offices in our 12-county territory, and our members vote for directors directly from our membership.
(910) 222-1500 Lender's profile and map Reviews Bragg Mutual Federal Credit Union 2917 Village Drive, Fayetteville, NC, 28304 We opened in 1952 as Bragg Civilian Federal Credit Union. Over the years we changed to Bragg Mutual Federal Credit Union. We are a Credit Union Service Center open to other Service Center members as well. A full service credit union open to all who live, work, or worship in Cumberland County, NC.
(843) 656-5000 Lender's profile and map Reviews First Reliance Bank 900 Johnnie Dodds Blvd, Suite 105, Mount Pleasant, SC, 29464 At First Reliance Bank, our purpose is to make the lives of our customers BETTER. And it has become a reality. We consistently deliver a level of service that is far superior to other Banks. Since we founded the Bank, a lot of things have changed, both good and bad. But through it all, we’ve clung to our seven values.
(843) 654-1464 Lender's profile and map Reviews Keli McClarty Mortgage 159 Civitas Street, Suite 212, Mount Pleasant, SC, 29464 We offer the best mortgage tools available on the Internet easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.