In 2025, the USDA loan limit for Myrtle-Beach in Horry county, SC is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Employ the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates and ascertain the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side-by-side, aiding you in selecting the ideal program in Alabama for your specific financial needs.
Compare loan offers from 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® strives to facilitate your obtaining of the best USDA or FHA loan quickly and without hassle. Choose from three starting points that connect you with matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans necessitate no down payment, offering a significant advantage to eligible candidates in qualifying regions.
Enter your location to find out if it qualifies for USDA rural housing loan?
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