USDA Loan Vs. FHA loan pro & con Myrtle-Beach, Horry County, SC

In 2025, USDA loan limit in Myrtle-Beach, county of Horry, SC is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Myrtle-Beach, SC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in South Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

305.445.9003 Lender's profile and map Reviews BMS Corporation 5820 Bird Road, Miami, FL, 33155 BMS is a Privately Owned, Family Run Mortgage Banking Firm that was founded in 1987. BMS, as a Mortgage Banker, has an assortment of mortgage programs that will benefit your needs. We are an approved Government Lender allowed by HUD (US Department of Housing and Urban Development.)
(201) 569-3469 Lender's profile and map Reviews 1ST 2ND MORTGAGE COMPANY OF N.J., INC. 50 Spring Street, Cresskill, NJ, 7626 We're a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending...including purchase and refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with competitive rates, terms and costs-to meet your unique needs.
(631) 789-0303 Lender's profile and map Reviews Branch 6000 Credit Union 630 Broadway, Amityville, NY, 11701 Our Mission is to provide Branch 6000 NALC Credit Union members and their families with a full array of professional services they can use, conveniently and confidently at reasonable and competitive rates, while maintaining a sound financial environment. The Board of Directors and Staff are here to assist you in achieving your financial goals
(347) 755-2257 Lender's profile and map Reviews KLB Business Funding 3702 Pratt Avenue, Bronx, NY, 10466 KLB Business Funding is composed of a group of highly experienced and seasoned, certified, financial professionals. With our knowledge and expertise, we can usually find a solution for all your financing needs. Unlike a bank, or local lending institution, which only lend to the most credit-worthy businesses, KLB Business Funding,
(270) 365-5526 Lender's profile and map Reviews Farmers Bank and Trust Company PO Box 559, Princeton, KY, 42445 FARMERS BANK AND TRUST COMPANY is an entity registered with the U.S. General Services Administration (GSA), System for Award Management (SAM). The corporation number is #J6GLPKB2MRG2. The business address is 111 W Washington St, Princeton, KY 42445-1907, USA. The point of contact name is Scott Laffoon.
(419) 483-7340 Lender's profile and map Reviews The First National Bank of Bellevue 120 North Street, Bellevue, OH, 44811 First National Bank has been providing financial services to its local market area since 1875 & is based in Bellevue, Ohio. We believe that by banking locally with your Community Bank, you can make a difference in the lives of your neighbors & the future of your Community. Enjoy the benefits of a Community Bank including superior customer service.
(800) 276-5775 Lender's profile and map Reviews Firelands Federal Credit Union 300 North Street, Bellevue, OH, 44811 Firelands Federal Credit Union had its humble beginnings at the railroad in 1955, when seven Nickel Plate employees joined together to form a financial savings club. Each of them put in $5-$10 and they applied for a charter from the federal government. Chartered in 1957, Firelands Federal Credit Union presently serves over 35,000 members.
(216) 867-0699 Lender's profile and map Reviews Eagle Bend Capital Financing 159 Crocker Park Blvd, Suite 400, Westlake, OH, 44012 Eagle Bend Capital Financing is an Ohio-based commercial finance and real estate capital intermediary. We provide funding solutions to businesses and real estate investors all over the country. Our extensive portfolio of financing options can provide a great alternative to traditional banks.
(305) 361-2323 Lender's profile and map Reviews Magellan International Mortgage Corporation 260 Crandon Blvd, Suite 9, Key Biscayne, FL, 33149 We closed our first loan in 1989 and from then on it has been a fantastic road in helping homeowners achieve their dreams of financing their property. Centrally located in Key Biscayne, Florida and servicing the whole South Florida area, we are partnered with the top Wholesale lenders in the country. Maria is the owner
(305) 361-9720 Lender's profile and map Reviews Construction, Private, & Hard Money Lending - London Financial Company (LFC) 965 Crandon Boulevard, Key Biscayne, FL, 33149 London Financial Company (LFC) our underwriting is flexible, individual, and tailored to your requirements. We have no hard and fast rules to determine the terms of your loan. Whether it be a construction or hard money/private equity loan, we pride ourselves on coming up with fair terms on a case-by-case basis.
(305) 223-1434 Lender's profile and map Reviews Interamerican Bank, A FSB 9190 Coral Way, Miami, FL, 33165 At Interamerican Bank, we strive to create banking relationships that last a lifetime. We value our customers and go above and beyond to create a first class experience tailored to our customer’s banking needs. For that reason, a large amount of our customers have been with us for many generations.