USDA and FHA Pro and Con in Sangaree, Berkeley County, SC

In 2025, the USDA loan limit for Sangaree, situated in Berkeley, SC, is $379,000. In comparison, the FHA limit for a single-family home stands at $538,200.

Use the Lendersa® USDA loan calculator to evaluate current USDA and FHA best rates, and determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows comparisons of USDA, FHA, Conforming, and VA loans side by side, aiding your choice of the best program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Sangaree, Berkeley, SC

Loan Type Loan Limit Down Payment
USDA $379,000 0%
FHA $538,200 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Sangaree, SC

Lendersa®'s aim is to offer you the best USDA or FHA loan quickly and effortlessly. Choose from three starting routes that link you to suitable lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in SC

The USDA home loan, also called the USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is intended for rural areas. Unlike FHA loans with a 3.5% minimum down payment requirement, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Leadco Community Credit Union
  • 820 E Main Street, Park Hills, MO, 63601
  • Leadco Community Credit Union operates for the purpose of promoting thrift among its members, providing a source of funds where loans may be secured at a guaranteed low rate of interest, and assisting members in the management of their financial affairs. Credit Union operates for the purpose of promoting thrift among its members,
  • Walden Savings Bank
  • 15 Scott's Corners Drive, Montgomery, NY, 12549
  • Walden Savings Bank is the 11th oldest federally chartered mutual savings bank in the United States and while some banks may come and go, Walden Savings Bank has been here for nearly 150 years. With 11 convenient branch locations throughout the Hudson Valley, including our Dutchess County Lending office
  • Kellum Mortgage
  • 27560 Groesbeck Hwy, Suite 2, Roseville, MI, 48066
  • We fund hard money commercial loans. With over fifty Private Lenders. Even in these tough economic times KCG is able to fund difficult hard money commercial loans that most other lenders would turn down. Special Circumstance Financing Structures are available for almost any type of commercial real estate, that cannot be funded
  • American Thrift & Finance Plan llc
  • 5235 Florida Blvd, Suite G, Baton Rouge, LA, 70806
  • American Thrift & Finance Plan Inc provides consumer finance services. The Company provides loan to consumers and financial planning services. Since 1953, American Thrift and State-Farm Acceptance have been proudly meeting the lending needs of New Orleans, Baton Rouge, Northshore and the River Region.
  • Bayou Federal Credit Union
  • 5880 Florida Boulevard, Baton Rouge, LA, 70806
  • Bayou Federal Credit Union has been open since 1954. The credit union has assets totaling $81.18 Million and provides banking services to more than 8, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
  • Preferred Credit Inc.
  • 4415 North Blvd, Baton Rouge, LA, 70806
  • Preferred Credit Inc. prides itself on the knowledge and professionalism that we provide when assisting you. Our main goal is to say yes when you apply for a loan. We want to make our process as easy for you as possible. You can stop by when it is convenient for you or you can give us a call and we can do the application over the phone.
  • Crown Financial Services inc
  • 5235 Florida Blvd, Suite H, Baton Rouge, LA, 70806
  • For over 35 years, Crown Financial has served the local community with pride. We accredit our success to the highest level of customer service and lasting customer relationships. Please explore our site to discover more about what we have to offer, and allow our experienced professional staff to assist you with all of your financial needs.
  • LH Lending
  • 7171 Florida Boulevard, Baton Rouge, LA, 70806
  • LH Lending LLC holds itself to extremely high standards of integrity, professionalism and customer service. The purchase of a new home is an important decision, and LH Lending LLC is committed to making the financing of your new home straightforward and comfortable. We also take pride in making sure refinance transactions