USDA and FHA Pro and Con in Sangaree, Berkeley County, SC
In 2026, the USDA loan limit for Sangaree, situated in Berkeley, SC, is $379,000. In comparison, the FHA limit for a single-family home stands at $538,200.
Use the Lendersa® USDA loan calculator to evaluate current USDA and FHA best rates, and determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows comparisons of USDA, FHA, Conforming, and VA loans side by side, aiding your choice of the best program for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Sangaree, Berkeley, SC
Loan Type
Loan Limit
Down Payment
USDA
$379,000
0%
FHA
$538,200
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Sangaree, SC
Lendersa®'s aim is to offer you the best USDA or FHA loan quickly and effortlessly. Choose from three starting routes that link you to suitable lenders and USDA loan options.
The USDA home loan, also called the USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is intended for rural areas. Unlike FHA loans with a 3.5% minimum down payment requirement, USDA loans require no down payment.
At REV, we’re passionate about being an active partner that works with local businesses, organizations and associations to build healthy communities. Through a digital first strategy and enhanced commitment to our members, we’re redefining what banking means. As a full-service financial institution, we offer competitive loan rates.
202 E. 2nd North St, Suite 1-A, Summerville, SC, 29483
Lends in South Carolina
Homefront Mortgages, Inc. offers the very best mortgage tools available on the Internet - easy, convenient, on-line shopping for the best loan programs and most current rates available, together with the assistance of an experienced, "live" loan officer to guide you through the often difficult and confusing process.
Whether you're a first time homebuyer or an experienced borrower, The Bank of South Carolina's mortgage professionals can make the process clear and simple. Our knowledgeable professionals are trained to help you understand the entire loan process and select the most favorable loan product for your needs.
89 Old Trolley Rd, Suite 102, Summerville, SC, 29485
Lends in South Carolina
Assurance Financial Services, Inc. is a mortgage brokerage located in South Carolina. We are on our client’s side throughout the transaction and communication is key. We are available 7 days a week to answer questions, provide guidance, and update buyers with each step of the process as it unfolds.
10040 Dorchester Rd, Suite 101, Summerville, SC, 29485
Lends in South Carolina
Our mission at Jeff Cook Real Estate is to empower our team to deliver the best service and to empower our clients to reach their real estate goals. Whether you are a buyer, seller, or investor, our team of professionals can answer any questions you might have. If you want someone who will work tirelessly to ensure your satisfaction
1101 Old Trolley Rd, Suite 100, Summerville, SC, 29485
Lends in South Carolina
New South Mortgage offers a wide selection of loan packages to meet the needs of each customer’s unique situation. Because we work with many lenders, we take the hassle out of shopping for a loan by doing the shopping for our clients. Our long time relationships with lenders also enable us to offer discounts and rates not available elsewhere.
612 Rembert C Dennis Boulevard, Moncks Corner, SC, 29461
Lends in South Carolina
The mission of Santee Cooper Credit Union is to provide financial services to members, to invest prudently, and to operate in the interest of the member while maintaining a safe and sound environment.Santee Cooper Credit Union remains committed to safeguarding the assets of our members.
"At Palmetto Mortgage, we are dedicated to serving our customers with the best service and products for their needs. We provide a wide variety of loan products and by doing so we allow our customers to choose the product that best suits their needs.
On the following pages you will learn briefly about our products and about us."
At South Carolina Federal Credit Union, we connect remarkable people with exceptional opportunities. We are passionate about exceeding expectations and providing “Life Simplified” experiences for our members, and we're are proud to be an Employer of Choice organization where people matter.
