USDA Vs. FHA your options comparison in Pickens, Pickens County, SC
In 2025, the USDA loan limit for Pickens in Pickens county, SC, stands at $336,500. Comparatively, the FHA limit for a similar single-family home equals $472,030.
Utilize the Lendersa® USDA loan calculator to assess the most competitive USDA and FHA rates offered today. It can help you understand the income, credit, reserve requirements, and paperwork necessary for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the most suitable program for your finances in places like .
2025 Loan Limits and Down Payment Requirements for Pickens, Pickens county, SC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Pickens, SC
Lendersa® aims to swiftly and smoothly secure the best USDA or FHA loan for you. Choose from three starting points to connect with lenders and suitable USDA loan programs.
A USDA home loan is a government-backed loan by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, and is specifically for rural areas. Unlike FHA loans, which need a minimum down payment of 3.5%, USDA loans require no down payment at all.
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