USDA and FHA Pro and Con in Pickens, Pickens County, SC
In 2026, the USDA loan limit for Pickens in Pickens county, SC, stands at $336,500. Comparatively, the FHA limit for a similar single-family home equals $472,030.
Utilize the Lendersa® USDA loan calculator to assess the most competitive USDA and FHA rates offered today. It can help you understand the income, credit, reserve requirements, and paperwork necessary for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the most suitable program for your finances in places like .
2026 Loan Limits and Down Payment Requirements for Pickens, Pickens county, SC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Pickens, SC
Lendersa® aims to swiftly and smoothly secure the best USDA or FHA loan for you. Choose from three starting points to connect with lenders and suitable USDA loan programs.
A USDA home loan is a government-backed loan by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, and is specifically for rural areas. Unlike FHA loans, which need a minimum down payment of 3.5%, USDA loans require no down payment at all.
In 1936, a group of teachers formed the Big Island Teachers Federal Credit Union. It was the first chartered credit union in the State of Hawaii. In January of 1973, our name was changed to the Big Island Educational Employees Federal Credit Union. Later that year, the word “Employees” was eliminated
Family Mortgage Company of Hawaii, Inc.: Donna Dodd
762 Kanoelehua Ave, Suite C, Hilo, HI, 96720
Family Mortgage Purchasing or refinancing a house can be a huge undertaking. You can rely on us to lead you to the loan program that's perfect for you. Our team can help you with a myriade of specialty loan programs including Conventional, 100% USDA financing, VA Loans and FHA programs. For assistance in finding the perfect loan program for you
Local, family-owned mortgage broker company located in Hilo, Hawaii with over 75 years of combined experience. Open since 2003, Island Home Loans has been chosen as 'Best of East Hawaii' Mortgage Company six years and running! Come and see us or give us a call to see what we can do to assist you or your family to purchase or refinance a home.
At Finance Integrity in Hilo is to serve our East Hawaii customers with honesty, integrity and competence. Our only goal is to provide home loans and mortages to Big Island clients while providing them with the lowest interest rates and closing costs possible. We pledge to help borrowers overcome roadblocks that can arise while securing a loan
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Hawaii First FCU has been serving our community for 60 years! We serve members island-wide with branches located in Kamuela and Hilo. Our mission statement is “Empowering Our Community by Serving Hawaii First!” and we strive to provide exceptional financial and empowerment services to meet the needs of our members and our community.
67-1153 Mamalahoa Hwy, Suite 3, Kamuela, HI, 96743
eMortgage Hawaii offers the lowest rates and the fastest turn times in Hawaii. Once you provide us with the requested documents, we will have your conditional loan approval within 24 - 48 hours. eMortgage Hawaii's committed to helping you find the right mortgage product for your needs. We understand that every borrower is different,
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