USDA and FHA Pro and Con in Woodruff, Spartanburg County, SC
In 2025, the limit for a USDA loan in Woodruff, found in Spartanburg, SC, is $336,500. Meanwhile, for a single-family home, the FHA limit is $472,030.
By using the Lendersa® USDA loan calculator, you can compare today's USDA and FHA rates, assessing the income, credit, reserves, and necessary documentation for qualification. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA options side by side, supporting your decision on the best program for your specific financial needs in .
2025 Loan Limits and Down Payment Requirements in Woodruff, Spartanburg, SC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Woodruff, SC
The objective of Lendersa® is to help you swiftly obtain the optimal USDA or FHA loan with ease. Choose from three starting paths to connect you with matching lenders and USDA loan offerings.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is insured by the Department of Agriculture, designed for rural areas only. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans have no down payment requirement.
After the market collapse of 2008 we, like everyone else, saw that the mortgage industry was broken. Reform was slow and we realized the only way to change anything was to start from the inside. So we set out to build a company that not only helped consumers obtain a mortgage but educated them on the process.
Chimney Rock Mortgage is a family-owned company that emphasizes community relationships, honesty, and integrity. Since our founding in 1989 by Don Mann, Chimney Rock Mortgage has been dedicated to cultivating trust and practicing responsible lending principles. For 30 years, that proven dedication and trust has given our branches.
456 LEND is a Northwest Equity Solutions Inc. company. 456 LEND offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Spokane area. Our team is your premier mortgage team located in Spokane, Washington.
Global continues to meet member needs by offering innovative products and services, low rates, few fees and excellent service. By monitoring purchasing trends, lifestyle changes and other indicators, we gain an understanding of what our members want from their credit union. We work diligently to deliver the best deposit and loan products.
We've been helping people find private money funding options for over 20 years. Our team is dedicated to you and all of your different real estate needs. Work with a local team of seasoned professionals to help you accomplish your real estate investment goals in Washington. We are happy to offer financing options and loans not found
Green Lion Financial has been in business for 4 years now and leads the way in mortgage help. Each employee has in extensive knowledge in foreclosure rescue, HAMP, FHA, 2nd mortgage settlements, Payment deferments, foreclosure postponement, loan audit. GLF knows that all clients needs are unique.
200 South Main Street, Suite 150, Corona, CA, 92882
Over the years, Maximos Lending has built and maintained a strong and reliable reputation of a direct lender serving the lending needs of real estate professionals, investors, and home-buyers. An outstanding customer satisfaction and a winning formula for our clients are the primary goals at Maximos Lending.
Our team of experts represents the best and brightest in the industry, and we’re always striving to lead the field in research, innovation, and consumer education. Today’s buyers and sellers need a trusted resource that can guide them through the complex world of real estate. With our extensive knowledge and commitment to providing only the best.
We provide financing for the purchase or refinance of residential property located within the state of California. We specialize in FHA, VA, Conventional, USDA, Jumbo, Non-Conforming, and more. With a history of integrity & quality, Home Loans Direct is the place for you. We help you build a foundation with the right tools & services.
1307 West 6th Street, Suite 103, Corona, CA, 92882
Express Home Funding have accumulated extensive knowledge in their 40 years of shared experience. The most important realization taken away from it all is that a mortgage company's success is determined by sharing this knowledge with their agents. Our core values as a company is to not only promote growth as a professional.
9505 N. Division Street, Suite 104, Spokane, WA, 99218
A&B Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage option.
