USDA Loan Vs. FHA loan for Woodruff, SC [ best of 2023]

In 2025, USDA loan limit in Woodruff, county of Spartanburg, SC is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Woodruff, SC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in South Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 225-2555 458 miles Lender's profile and map Reviews APG Federal Credit Union PO Box 1176, Aberdeen, MD, 21001 "APGFCU’s roots go back to 1938 when a group of local pioneers decided to address the savings and borrowing needs of the military families at the Aberdeen Proving Grounds. Now, with the ability to help all those who live, work, worship, volunteer or go to school in Harford and Cecil counties, as well as parts of Middle River, Maryland"
(216) 739-2300 458 miles Lender's profile and map Reviews Taleris Credit Union 7435 Broadview Road, Seven Hills, OH, 44131 Taleris Credit Union (TCU) is made up of groups of people, related by a common bond, who pool their savings into a fund from which each may borrow should the need arise. This philosophy of “People Helping People” has been the cornerstone of TCU for over 80 years. TCU is a democratically operated financial institution owned and operated by its membe
(216) 573-6700 458 miles Lender's profile and map Reviews Ohio Teamsters Credit Union 6100 Rockside Woods Drive, Suite 150, Independence, OH, 44131 In 1953, the big expansion took place and the credit union was renamed Cleveland Teamsters Credit Union. Its assets, which had climbed from $2, 666 in 1940 to $352, 000 in 1952, suddenly zoomed to just under $572, 555 in 1953, to nearly a million in 1955. The credit union has since experienced steady growth.
(216) 535-3410 458 miles Lender's profile and map Reviews Century Federal Credit Union 4600 Rockside Road, Independence, OH, 44131 Century Federal Credit Union is a not-for-profit financial cooperative existing to serve its members. Credit unions, like Century Federal, are less likely to charge service fees than banks, that are for-profit institutions. We do not issue stock or pay earnings dividends to outside stockholders like other financial institutions.
(877) 480-8050 458 miles Lender's profile and map Reviews NLC Loans 4 Summit Park Drive, Suite 200, Independence, OH, 44131 NLC Loans support your personal goals and dreams so that you and your family can live the life you want and deserve. Whether you’re buying your first home, your next home, or refinancing, we’ve got your back. NLC Loans is a leading, full-service, residential mortgage lending and mortgage refinance company.
(440) 665-7627 458 miles Lender's profile and map Reviews Liberty Home Mortgage Corporation 6225 Oak Tree Blvd, Independence, OH, 44131 "Liberty Home Mortgage operates with a focus on a very simple goal - to lead the industry in customer satisfaction and to set a new standard by which our industry operates. Liberty Home Mortgage Representatives are available seven days a week. We even have a customer care line which current customers can call to get answers"
(601) 469-3663 458 miles Lender's profile and map Reviews The Bank of Forest 211 West Third Street, Forest, MS, 39074 Visionary men, from families who would earn state and national recognition, including Hiram Eastland, Sr, and Major R. W. Millsaps, were the original founders of Bank of Forest. The bank was granted a corporate charter by the State of Mississippi on March 1, 1900 and opened its doors for business in February of 1901,
8138474199 458 miles Lender's profile and map Reviews Lightning Loans 17717 Hunting Bow Circle, Lutz, FL, 33558 Discover fast, tailored real estate financing with Lightning Loans by Innovative Mortgage. Specializing in DSCR and fix-and-flip loans, we turn investment dreams into reality. Our unique approach offers the speed and flexibility you need, backed by expert guidance. Whether you're starting out or scaling up, we're here to fuel your success. Let Ligh
(727) 447-2418 458 miles Lender's profile and map Reviews Innovative Mortgage Services Inc. 17717 Hunting Bow Circle, Lutz, FL, 33558 Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. We will help you qualify, apply and be approved for the right mortgage loan for you.
(786) 210-5557 458 miles Lender's profile and map Reviews All Florida Home Loans 17717 Hunting Bow Circle, Suite 101, Lutz, FL, 33558 "All Florida Home Loans offers a wide range of mortgage options to meet your financial needs. Whether you’re a first-time home buyer, a seasoned investor, interested in cashing out equity, or venturing into a commercial property, we're here to guide you all the way - drama free."
(727) 866-4905 458 miles Lender's profile and map Reviews Lerette Lending 17717 Hunting Bow Cir #101, Lutz, FL, 33558 Lerette Lending, lead by mortgage industry veteran and expert Joshua Lerette, is dedicated to providing Florida families with the industry's best home loan rates and terms while providing a world-class experience. We have simplified the home loan process to provide our clients with an easy