USDA and FHA Pro and Con in Woodruff, Spartanburg County, SC
In 2025, the limit for a USDA loan in Woodruff, found in Spartanburg, SC, is $336,500. Meanwhile, for a single-family home, the FHA limit is $472,030.
By using the Lendersa® USDA loan calculator, you can compare today's USDA and FHA rates, assessing the income, credit, reserves, and necessary documentation for qualification. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA options side by side, supporting your decision on the best program for your specific financial needs in .
2025 Loan Limits and Down Payment Requirements in Woodruff, Spartanburg, SC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Woodruff, SC
The objective of Lendersa® is to help you swiftly obtain the optimal USDA or FHA loan with ease. Choose from three starting paths to connect you with matching lenders and USDA loan offerings.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is insured by the Department of Agriculture, designed for rural areas only. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans have no down payment requirement.
Settlers bank is an independent bank infused with an entrepreneurial spirit. At Settlers you work with people who started the business, and own the bank. This means you get timely decisions, simple solutions, and superior service.business, and own and Both Tom and Dave had successful and well-established banking careers, yet both believed that bank
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US Lending Corporation works with more than 20 banks to find the right home loans for our clients’ needs. More lending choices mean better-fit loans.Today’s rules and regulations for lending could fill volumes, making it more important than ever that you work with an experienced lender who specializes in home loans.
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America’s First Network Credit Union was founded in 1976 in Clinton Connecticut under its original name, Chesebrough-Pond’s Federal Credit Union. In May of 1989, our Trumbull Connecticut office was opened in Unilever’s Corporate Complex, where we still maintain a branch. America's First Network Credit Union now has 8 offices located in 2 states.
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