USDA Loan Vs. FHA loan for Edgefield, SC 2025

In 2025, the USDA loan limit for Edgefield, which is located in Edgefield county of SC, is $336,500, whereas the FHA limit for a single-family home is $472,030.

With Lendersa®'s USDA loan calculator, you can compare today's best USDA versus FHA rates and identify the income, credit, reserves, and documentation needed to qualify. Our state-of-the-art mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you choose the most suitable program for your financial needs in .

Explore USDA and FHA Loan Options in Edgefield, SC

The aim at Lendersa® is to provide you with the optimal USDA or FHA loan efficiently and effortlessly. Initiate your journey with one of three starting points, leading you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in SC

A USDA home loan, also known as a USDA mortgage or rural development loan, is guaranteed by the Department of Agriculture and is open for rural areas only. Distinct from FHA loans, which require at least a 3.5% down payment, USDA loans require none.

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(231) 843-2323 Lender's profile and map Reviews Safe Harbor Credit Union 1200 E Tinkham Ave, Ludington, MI, 49431 Safe Harbor Credit Union was chartered in 1952 by employees of the Ludington Plant of Dow Chemical Company. The founders established our credit union to provide a safe, friendly environment where Dow’s Ludington employees and their families could place their savings and receive a good rate of return, as well as borrow for productive purposes.
(315) 336-7810 Lender's profile and map Reviews Rome Teachers Federal Credit Union 924 Turin Street, Rome, NY, 13440 Rome Teachers Federal Credit Union is a SEG based credit union that serves numerous school communities. SEG stands for Select Employee Groups. Schools and other related groups that are affiliated with the credit union are eligible for membership. We proudly serve Employees, Students and Retirees of Adirondack, Camden, Canastota, Holland Patent.
(315) 339-1658 Lender's profile and map Reviews Rome Federal Credit Union 937 Seneca Street, Rome, NY, 13440 Rome Federal Credit Union is Rome’s Oldest Credit Union. We are excited to announce that the National Credit Union Administration has approved the Rome Federal Credit Union’s application for a Community Charter. That means that if you live, work, worship or attend school in the city of Rome, you can become a member!
(800) 388-2000 Lender's profile and map Reviews AmeriCU Credit Union 1916 Black River Blvd N, Rome, NY, 13440 AmeriCU is a not-for-profit credit union owned by members like you. We offer the same products and services as a bank (plus insurance and financial planning) – but with low or no fees, and better rates. Founded in 1950, today AmeriCU has grown to more than 127, 000 members and more than $1.5 billion in assets.
(409) 697-2461 Lender's profile and map Reviews Wellspring Credit Union 150 E Roundbunch Road, Bridge City, TX, 77611 At Wellspring Credit Union, we strive to create an experience you will remember. Our goal is to provide members with exceptional financial service each and every time they visit. Wellspring Credit Union is a not-for-profit financial cooperative. This means when you become a member of the credit union, you become a shareholder.
(860) 346-6614 Lender's profile and map Reviews Seasons Federal Credit Union 524 South Main Street, Middletown, CT, 06457 In 1935, a group of educators from Middletown, CT, founded the future Seasons Federal Credit Union. Inspired by the credit union philosophy of “people helping people,” the teachers pooled their money together to provide low-cost loans.Through their joint efforts, Northern Middlesex School Employees Credit Union was chartered in December that year.
(409) 221-6777 Lender's profile and map Reviews First State Bank of Texas 4039 Ih 10 East, Orange, TX, 77630 First State Bank opened its doors on August 12, 1914. The bank was chartered and operated as Live Oak County State Bank until May 23, 1932, when the current name was adopted. Previous stockholders include John Nance Garner, former Vice President of The United States. The first branch opened on November 28, 2016 in Beaumont
(409) 988-1300 Lender's profile and map Reviews Sabine Federal Credit Union 1939 Strickland Drive, Orange, TX, 77630 Sabine Federal Credit Union was established in 1948. We are currently serving the financial needs of Hardin, Jasper, Jefferson, Newton, Orange & Tyler Counties with checking accounts auto loans, home mortgage loans, & more.Credit Union was established in 1948. We are currently serving the financial needs of Hardin Jasper, Jefferson, Newton, Orange.
(860) 767-4414 Lender's profile and map Reviews Essex Savings Bank 35 Plains Road, Essex, CT, 06426 Essex Savings Bank is a FDIC insured, state chartered, mutual savings bank established in 1851. The Bank serves the Connecticut River Valley and shoreline with six offices in Essex (2), Chester, Madison, Old Lyme and Old Saybrook providing a full complement of personal and business banking. Financial, estate, insurance
(262) 673-5800 Lender's profile and map Reviews Forte Bank 116 W. Sumner St., Hartford, WI, 53027 At Forte Bank, our goal is to enhance your opportunities for financial success and safeguard your assets. That was our goal when we opened our doors in 1907, and it still rings true today. As an independent community bank, we believe we are responsible for supporting our local businesses, associations and community projects.
(860) 767-1055 Lender's profile and map Reviews Corner Mortgage 56 Plains Road, Essex, CT, 06426 "We encourage people to call with any questions they may have about the mortgage or home buying process. We gladly give free consultations and pre-qualifications. We believe it is very important for borrowers to understand the entire mortgage process. We are open Monday through Friday, and Saturday and Sunday by appointment."