In 2026, the USDA loan limit for Edgefield, which is located in Edgefield county of SC, is $336,500, whereas the FHA limit for a single-family home is $472,030.
With Lendersa®'s USDA loan calculator, you can compare today's best USDA versus FHA rates and identify the income, credit, reserves, and documentation needed to qualify. Our state-of-the-art mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you choose the most suitable program for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim at Lendersa® is to provide you with the optimal USDA or FHA loan efficiently and effortlessly. Initiate your journey with one of three starting points, leading you to matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA mortgage or rural development loan, is guaranteed by the Department of Agriculture and is open for rural areas only. Distinct from FHA loans, which require at least a 3.5% down payment, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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