USDA Vs. FHA Pro and Con comparison in Travelers-Rest, Greenville County, SC

In 2026, the USDA loan limit for Travelers-Rest, within Greenville, SC, is set at $285,000. In contrast, the FHA limit for a single-family home stands at $356,362.

Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates, and determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loan options side by side, helping you decide which program in is best suited to your financial scenario.

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2026 Loan Limits and Down Payment Requirements in Travelers-Rest, Greenville, SC

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Travelers-Rest, SC

The mission of Lendersa® is to secure the best USDA or FHA loan for you promptly, with minimal hassle. Opt for one of three initial strategies to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in SC?

The USDA home loan, also referred to as the USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and offered only in rural areas. Unlike FHA loans needing a minimum of 3.5% down, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Travelers-Rest Lenders

  • Bank of Travelers Rest
  • 42 Plaza Dr, Travelers Rest, SC, 29690
  • Lends in South Carolina
  • Bank of Travelers Rest provides real estate programs tailored to meet your specific needs. Our team of experienced lending officers will provide you with straightforward, easy-to-understand products and advice. Whether you are a first-time home buyer, purchasing a second home or need to refinance, Bank of Travelers Rest’s lending staff is here to h

  • Autumn Financial Group
  • 3598 State Highway 11, Suite 116, Travelers Rest, SC, 29690
  • Lends in South Carolina
  • Autumn Financial Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Greenville Federal Credit Union
  • 1501 Wade Hampton Blvd, Greenville, SC, 29609
  • Lends in South Carolina
  • Greenville Federal Credit Union is a community-responsible financial institution providing the highest quality of service and financial education to all our member-owners. We build member prosperity by providing access to affordable financial services. Headquartered in Greenville, South Carolina, Greenville Federal Credit Union was founded in 1968

  • AGS Financial Mortgage
  • 766 Ashdale Way, Greer, SC, 29651
  • Lends in South Carolina
  • The AGS Financial Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • GrandSouth Bank
  • 381 Halton Road, Greenville, SC, 29606
  • Lends in South Carolina
  • GrandSouth Bank is a South Carolina state bank, which was incorporated and commenced operations as a commercial bank in 1998. The Bank operates from its offices in Greenville, Fountain Inn, Greer, Anderson, Columbia, and Orangeburg. Also, the Bank has expanded into the lowcountry area of South Carolina with a new location in Charleston.

  • Shellpoint Mortgage Servicing
  • PO Box 10826, Greenville, SC, 29603
  • Lends in South Carolina
  • Shellpoint Mortgage Servicing manages (or “services”) mortgage loans after mortgage lenders originate them. On behalf of our lender and investor clients, we accept and process mortgage payments from more than 1.7 million homeowners nationwide. In recent years we’ve grown to become America’s 5th-largest non-bank mortgage servicer.

  • World Finance
  • PO BOX 6429, Greenville, SC, 29606
  • Lends in South Carolina
  • World Finance has been helping people realize their financial goals by offering fixed rate and payment loan solutions. With branches nationwide, we are part of the communities in which we serve. Our branches are staffed with friendly, knowledgeable team members who live and work right in your town.

  • Greenville Heritage Federal Credit Union
  • 520 W Washington Street, Greenville, SC, 29601
  • Lends in South Carolina
  • We have a full range of financial products and services designed to improve the financial lives of our members. Greenville Heritage FCU has consistently earned the Five-Star Superior rating from Bauer Financial Inc. in Coral Gables, Florida. This rating identifies our Credit Union as one of the strongest, financially sound credit unions.

  • BLMC, Inc
  • 15 Whitsett Street, Greenville, SC, 29601
  • Lends in South Carolina
  • Our primary focus naturally tends to be the Upstate of South Carolina because we are headquartered in the heart of Greenville! However, we are licensed to lend throughout the state. So if you are buying a condo downtown, a second home up on Paris Mountain, or a relaxing beach house in Charleston, we are ready to be your mortgage team!!