USDA and FHA Pro and Con in Landrum, Spartanburg County, SC

In 2025, the USDA loan limit for Landrum, located in the county of Spartanburg, SC, is $336,500. However, the FHA loan limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. It helps determine the income, credit score, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial needs in .

Compare loan offers from 100 different lenders

2025 Loan Limits and Downpayment Norms in Landrum, County of Spartanburg, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Loan Options: USDA and FHA in Landrum, SC

Lendersa® aims to provide you with the most suitable USDA or FHA loan quickly and efficiently. Choose from three starting points to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in SC

A USDA home loan, or USDA rural development loan, is guaranteed by the Department of Agriculture and available only in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Express Line Mortgage
  • 251 Glenoaks Blvd, Glendale, CA, 91202
  • We are your premier real estate expert in Glendale and we are here to provide you with all the resources and information you need to buy or sell real estate. We work with buyers and sellers in Glendale, Burbank, La Crescenta, Sunland, Tujunga and we have had extensive training in the latest real estate strategies.
  • Carina Slepian
  • 626 Avery Place, Los Angeles, CA, 90807
  • "Carina is as an expert negotiator and strategic thinker, who has served real estate clients since 2005. Behind her success in real estate, she also has: Hundreds of successfully closed transactions; both listing and buying 20 years of corporate experience Solid project management skills as a PMP.
  • Peter Benjamin - Loan Officer
  • 3707 North Country Club Drive 4, Long Beach, CA, 90807
  • Pete Benjamin understands the importance of making homeownership attainable. He is committed to helping Los Angeles-area clients obtain the right mortgage for their unique needs and facilitating the real estate process from start to finish. Pete understands there is no one-size-fits-all solution when it comes to home loans.
  • Anna Kara Loans
  • 1010 North Central Avenue, Glendale, CA, 91202
  • Anna Kara has a very simple and important mission when; to provide her clients with a positive and rewarding mortgage experience. Anna Kara is considered the go-to mortgage expert because she provides her clients with all the information necessary to make the right decision on mortgage financing.
  • The Standard Estates
  • 4000 Long Beach Boulevard, Suite 204, Long Beach, CA, 90807
  • we will work tirelessly to help purchase or sell a property in Los Angeles County, Orange County, or other nearby areas. We'll ensure we make the process enjoyable and successful. Looking to sell? We'll endeavor to sell your property in a timely fashion, at the best possible price, all in a highly professional manner.
  • Shoreline Financial Services
  • 4000 Long Beach Boulevard, Suite 304, Long Beach, CA, 90807
  • Shoreline Financial Services is a family-owned business, with a passion for helping other families and individuals improve their wellbeing. We are a mortgage broker affiliate with Fannie Mae, Freddie Mac, PennyMac, Quicken Loans, Caliber Home Loans, Citadel Home Loans, United Wholesale Mortgage.
  • changemyrate.com
  • 4320 Atlantic Avenue Suite 216, Long Beach, CA, 90807
  • ChangeMyRate.com® is an Equal Housing Opportunity mortgage company. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age because all or part of your income may be derived from any public assistance program.
  • WPCCU
  • 1053 Sunset Blvd, Los Angeles, CA, 90012
  • Water and Power Community Credit Union (WPCCU) was founded in 1936 to serve the financial needs of employees of the Los Angeles Department of Water and Power. As Los Angeles grew, so did WPCCU. Today, nearly seven decades after opening with just two desks and a typewriter, WPCCU is a full service community-based financial institution
  • Los Angeles Police Federal Credit Union
  • 16150 Sherman Way, Van Nuys, CA, 90012
  • LAPFCU is an established and highly-reputable credit union with several locations across the greater LA Metro area & we view our talented associates as the secret to our success. Our Mission is to enhance the quality of life of our members by serving as a trusted partner, providing rewarding financial solutions through truly exceptional service.
  • Water and Power Community Credit Union
  • 1053 W Sunset Blvd, Los Angeles, CA, 90012
  • Water and Power Community Credit Union was formed in 1936 by 10 employees of the Department of Water and Power (DWP). Through the years, WPCCU has helped members send their children to college, save for retirement, purchase a vehicle and a home. The credit union was the place where countless members turned to solve life's financial challenges.
  • Cathay Bank
  • 777 North Broadway, Los Angeles, CA, 90012
  • Cathay Bank is a bank with operations in nine states. Cathay Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied and Community Home Buyers Program mortgages and our clients remain the same. Everyone believes in the power of initiative and perseverance.
  • Hillcrest Lending Inc.
  • 5333 W San Fernando Rd, Los Angeles, CA, 90039
  • At Hillcrest Lending Inc., we offer loans for all types of properties whether it may be commercial or residential. Rates and loan terms will vary between the two properties to ensure the best loan available for our borrowers. Hillcrest Loans, Inc. has strived to provide borrowers throughout Southern California with exceptional loan terms.