USDA Vs. FHA your options comparison in Landrum, Spartanburg County, SC
In 2026, the USDA loan limit for Landrum, located in the county of Spartanburg, SC, is $336,500. However, the FHA loan limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. It helps determine the income, credit score, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial needs in .
2026 Loan Limits and Downpayment Norms in Landrum, County of Spartanburg, SC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Loan Options: USDA and FHA in Landrum, SC
Lendersa® aims to provide you with the most suitable USDA or FHA loan quickly and efficiently. Choose from three starting points to connect with lenders and explore USDA loan programs.
A USDA home loan, or USDA rural development loan, is guaranteed by the Department of Agriculture and available only in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans require none.
Bank of Travelers Rest provides real estate programs tailored to meet your specific needs. Our team of experienced lending officers will provide you with straightforward, easy-to-understand products and advice. Whether you are a first-time home buyer, purchasing a second home or need to refinance, Bank of Travelers Rest’s lending staff is here to h
3598 State Highway 11, Suite 116, Travelers Rest, SC, 29690
Lends in South Carolina
Autumn Financial Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
The AGS Financial Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
2117 Boiling Springs Rd, Boiling Springs, SC, 29316
Lends in South Carolina
"Pathway Mortgage has set itself apart in the South Carolina mortgage lending community through a focus on three core values: honesty, transparency, and customer service.
Pathway Mortgage was founded in 1998 in Spartanburg, South Carolina. Over the past twenty years, founder Kevin Love and co-owner Jeff Henry have steadily grown"
Greenville Federal Credit Union is a community-responsible financial institution providing the highest quality of service and financial education to all our member-owners. We build member prosperity by providing access to affordable financial services. Headquartered in Greenville, South Carolina, Greenville Federal Credit Union was founded in 1968
VITAL Federal Credit Union exists for you – for your financial health, for your access to a fair source of credit, for your community, and for your ability to reach your financial goals. We believe these are necessary aspects of your life. You could say we think they are VITAL.As a member of VITAL Federal Credit Union.
Carolina Foothills is guided by 8 core principles that allow us to focus on the individual member’s needs. With over 125 partners and three distinct service communities, we are able to offer vital financial tools and options. While you can make business transactions anytime online from your phone or computer with ease.
MTC Federal Credit Union was founded in 1976 to serve the employees of Michelin, North America. Our roots grew from serving those who value hard work and not afraid to get their hands dirty. Over the years, we have expanded with an inclusive membership we call the MTC Federal Community.
Upstate Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. We make the process of securing a home mortgage simple and straightforward by offering you the latest in financial tools
