USDA and FHA Pro and Con in Landrum, Spartanburg County, SC

In 2025, the USDA loan limit for Landrum, located in the county of Spartanburg, SC, is $336,500. However, the FHA loan limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. It helps determine the income, credit score, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial needs in .

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2025 Loan Limits and Downpayment Norms in Landrum, County of Spartanburg, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Loan Options: USDA and FHA in Landrum, SC

Lendersa® aims to provide you with the most suitable USDA or FHA loan quickly and efficiently. Choose from three starting points to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in SC

A USDA home loan, or USDA rural development loan, is guaranteed by the Department of Agriculture and available only in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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