USDA Vs. FHA Pro and Con comparison in Fountain-Inn, Greenville County, SC

For the year 2025, the USDA loan limit in Fountain-Inn, located in the county of Greenville, SC, is set at $285,000. The FHA limit for a single-family home in the same location is $356,362.

Harness the power of the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Determine the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best program suitable for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Fountain-Inn, Greenville, SC

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Fountain-Inn, SC

The aim of Lendersa® is to swiftly provide you with the most favorable USDA or FHA loan without any hassle. Choose one of three starting points to connect with matching lenders and USDA loan programs.

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Explaining USDA Loans in SC

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is applicable only in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans offer a no down payment option, making them highly attractive.

Enter your location to find out if it qualifies for USDA rural housing loan?



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