USDA VS FHA in Fountain-Inn, Greenville County, SC

For the year 2026, the USDA loan limit in Fountain-Inn, located in the county of Greenville, SC, is set at $285,000. The FHA limit for a single-family home in the same location is $356,362.

Harness the power of the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Determine the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best program suitable for your financial needs in .

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2026 Loan Limits and Down Payment Requirements in Fountain-Inn, Greenville, SC

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Fountain-Inn, SC

The aim of Lendersa® is to swiftly provide you with the most favorable USDA or FHA loan without any hassle. Choose one of three starting points to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in SC

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is applicable only in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans offer a no down payment option, making them highly attractive.

Enter your location to find out if it qualifies for USDA rural housing loan?



Fountain-Inn Lenders

  • Classic Home Mortgage
  • 330 Harrison Bridge Road, Suite C, Simpsonville, SC, 29680
  • Lends in South Carolina
  • Classic Home Mortgage is located in Simpsonville, South Carolina in the Upstate, Bluffton & Summerville, South Carolina in the Lowcountry and the Sunshine State of Florida. Whether you need an FHA, VA, USDA or Conventional loan, it's our mission to provide you with excellent service, competitive rates.

  • Secured Advantage Federal Credit Union
  • 116 NE Main Street, Simpsonville, SC, 29681
  • Lends in South Carolina
  • Secured Advantage Federal Credit Union was first organized in 1959 by a group of Cryovac employees. In 1998, when the brand packaging solutions company was acquired by Sealed Air Corp, the credit union expanded to serve the larger multinational corporation specializing in food care, product protection and healthcare solutions.

  • SC Home Loans
  • 124 Creek Shoals Dr, Simpsonville, SC, 29681
  • Lends in South Carolina
  • SC Home Loans is a local, family owned company with a mission to serve our community. We believe the rates and fees offered by banks and other financial institutions can be excessive. Our desire is to help you navigate the complexity of today's mortgages, because we understand the needs of South Carolina families.

  • Southern First Bank
  • 100 Verdae Blvd, Suite 100, Greenville, SC, 29607
  • Lends in South Carolina
  • Our philosophy is that relationships come first. We get to know you and your goals so we can help you achieve them. Each account comes with a team of Bankers dedicated to providing you personalized service, and our easy-to-use technology gives you all the tools you need to manage your finances - whenever, wherever.

  • Best Life Mortgage Advisor
  • 33 Market Point Drive, Greenville, SC, 29607
  • Lends in South Carolina
  • At Best Life Mortgage we believe that eveyone can make a positive impact in the world. We are blessed and committed to donate 10% of our profits to liberate kids from human trafficking and invite you join us in the fight. We customize loans that are right for our clients helping them build a strong financial future.

  • Next Mortgage LLC
  • 1200 WOODRUFF ROAD, Suite A3, Greenville, SC, 29607
  • Lends in South Carolina
  • NextMortgage is what lending should look like. We aren’t just focused on getting the transaction done, but what everyone gains along the way. Products and services matter, but what matters most is our people. The people on our team, the people we do business with, and the people on all sides of the mortgage transaction

  • Boykin Home Mortgage
  • 128 Millport Circle, Suite 200, Greenville, SC, 29607
  • Lends in South Carolina
  • At Boykin Home Mortgage, we are committed to providing our clients with the highest level of outstanding home loan services and building long-lasting customer relationships. Our goal is to provide the best mortgage lending solutions every time. Whether you're looking to purchase a new home or refinance your existing mortgage, we've got answers.

  • Woodruff Federal Savings and Loan Association
  • 247 North Main Street, Woodruff, SC, 29388
  • Lends in South Carolina
  • Woodruff Federal was founded in 1934 by a group of local business leaders to serve the savings and loan needs of the small town’s growing textile community. Ever since, we’ve stayed true to our founding purpose to remain an S&L…and serve as a safe, secure place that folks could rely on to get a home loan or build their savings deposits

  • MTC Federal Credit Union
  • 2A The Parkway, Greenville, SC, 29615
  • Lends in South Carolina
  • MTC Federal Credit Union was founded in 1976 to serve the employees of Michelin, North America. Our roots grew from serving those who value hard work and not afraid to get their hands dirty. Over the years, we have expanded with an inclusive membership we call the MTC Federal Community.