USDA and FHA Pro and Con in Mobridge, Walworth County, SD

In 2025, the USDA loan limit in Mobridge, within the county of Walworth, SD is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's USDA versus FHA rates, determining the income, credit, reserves, and documents needed for qualification. Our advanced calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in selecting the best program for your financial circumstances in .

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2025 Loan Limits and Downpayment Requirements in Mobridge, County of Walworth, SD

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Mobridge, SD

The goal of Lendersa® is to quickly secure you the best USDA or FHA loan without hassle. Choose one of three starting points to align with suitable lenders and USDA loan programs.

Results of Lendersa USDA loan request and matching process

Understanding the USDA Loan in SD

A USDA home loan, also known as a USDA rural development loan or mortgage, is a government-backed loan by the Department of Agriculture. These loans are only available in rural areas and unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • NuHome Group we aim to be the best in the industry. By “Best” we are not looking to be the biggest but we are striving to be the best in quality. By providing best service in the industry we will provide you with the communication you expect and exceeding our clients service expectations closing on time and many times closing your loan.
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  • First Imperial Mortgage we have an unparalleled passion for excellence and integrity. As an exclusively referral-based company, we stake our livelihoods on our quality of service and the relationships we make with our clients and referral partners. It is imperative that our service far exceeds our competitors’
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  • Zion Mortgage
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  • "Zion Mortgage is committed to helping you get their personal and commercial mortgage solutions hassle free. We pride ourselves in our attentive, responsive, and 1-on-1 service. *Appraisals are not transferable and appraisal fees are non-refundable For the month of March and April 2020, Zion Mortgage will donate all proceeds to hospitals"