USDA and FHA Pro and Con in Mobridge, Walworth County, SD

In 2025, the USDA loan limit in Mobridge, within the county of Walworth, SD is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's USDA versus FHA rates, determining the income, credit, reserves, and documents needed for qualification. Our advanced calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in selecting the best program for your financial circumstances in .

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2025 Loan Limits and Downpayment Requirements in Mobridge, County of Walworth, SD

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Mobridge, SD

The goal of Lendersa® is to quickly secure you the best USDA or FHA loan without hassle. Choose one of three starting points to align with suitable lenders and USDA loan programs.

Results of Lendersa USDA loan request and matching process

Understanding the USDA Loan in SD

A USDA home loan, also known as a USDA rural development loan or mortgage, is a government-backed loan by the Department of Agriculture. These loans are only available in rural areas and unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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