In 2026, the USDA loan limit for Pierre, situated in the county of Hughes, SD, is set to $336,500, whereas the FHA loan limit reaches $472,030 for a single-family home.
Utilize the Lendersa® USDA loan calculator to compare the most competitive rates between USDA and FHA today. You can assess the necessary income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA loan programs, helping you determine which program is optimal for your financial scenario in
Examine loan offers from 100 diverse lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is dedicated to securing you the best USDA or FHA loan quickly and with ease. Choose one of three starting options that link you to lenders and USDA loan programs best suited to your needs.
A USDA home loan, often referred to as a USDA rural development loan or USDA mortgage, is a government-backed loan provided by the Department of Agriculture, designed specifically for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgage loans require no down payment.
With the Lendersa® loan calculator, compare various loan limits and their corresponding down payment requirements for USDA, FHA, and conventional loans side by side. Our platform provides a comprehensive overview to help you choose the best mortgage strategy in Pierre, County of Hughes. Achieving the ideal loan facilitated by Lendersa® means understanding your loan options in-depth, from loan limits to associated obligations, readying you for a hassle-free application process.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
Bridge Loan Guides
